Travel Insurance for Depression
Ready for a well-deserved break? Don’t forget to get Travel Insurance that covers you for depression.
Living with clinical depression can make even the simplest of tasks challenging, but it shouldn’t stop you from taking that dream trip. Depression is a mental health condition that is more common than you may think. It affects 1 in 6 adults in the UK alone.
Understanding Travel Insurance with Depression Cover
Whether you’re an adventure seeker or looking for a place to unwind, having Travel Insurance and mental health cover for depression will give you peace of mind. If you have been diagnosed with anxiety, depression, bipolar or psychiatric conditions, it’s best to call us for your quotation. That’s because some insurers we work with provide cover for these conditions, but some class them as a ‘general exclusion’, which means they wouldn’t be covered. We can provide a quotation including or excluding these conditions, or alternatively, provide a quotation for both.
Travel Tips for Managing Depression
Taking a break can be a valuable part of managing your mental health, so if you are planning a holiday, it is important to be prepared with the right Travel Insurance and mental health cover tailored to your condition. Alongside securing Travel Insurance for depression or other mental health conditions, there are some things you can do to ensure your trip goes as smoothly as possible.
- Plan ahead. Try to make a schedule that you’ll be able to stick to. This can often be challenging when travelling but consider creating a morning or nighttime routine for yourself.
- Take medication. Ensuring that you have enough of the medication you need will help you relax. It is also important that you continue to take the medication as frequently as you have been at home. No matter how good you feel, keeping consistent with your medication can help you feel in control while on holiday.
- Take care of yourself. While you’re away, it is crucial that you still make time to look after yourself. Try to move your body every day, eat nourishing foods, and drink plenty of water. Making sure you get enough sleep will also help to keep you feeling your best. After all, you are on holiday; it is important to relax!
- Consider your triggers. If your depression is triggered by something, in particular, be mindful of that when making your travel plans. Try to avoid your triggers but if you can’t, be patient with yourself.
Travel Insurance for Depression
Single trip cover of up to 365 days
Annual Multi-Trip cover for up to 93 days per trip (terms apply)
Cover for hundreds of pre-existing medical conditions including terminal prognosis
High levels of cancellation and emergency medical expense cover
Lost documents, bagage, medications and medical aids cover
Three levels of cover bronze, silver and gold – to suit your individual needs
Travel companions can be included on the same policy
Zero excess policies available.
What else is covered?
All our policies provide the following as standard:
Full cover for pre-existing medical conditions
Cover for emergency medical expenses up to £15m
Cover for repatriation
Cancellation cover up to £50,000 per person upon referral
Curtailment cover up to £12,500 per person
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance available 24/7
Plus Smart Luggage – optional or included on gold.
Travel Insurance for Depression FAQs
Can you get Travel Insurance if you have depression?
Yes. You can get Travel Insurance if you have depression. You can also declare it and exclude it from the policy. It’s best to call us to discuss your diagnosis and we can provide the best advice depending on your diagnosis.
Is depression a pre-existing medical condition?
Do you provide life insurance for depression?
While we specialise in providing Travel Insurance with cover for hundreds of pre-existing medical conditions and some with no upper age limit, we are partnered with iam|INSURED, who provide life insurance with cover for a range of pre-existing medical conditions.
How does depression affect Travel Insurance premiums?
Pre-existing medical conditions, including mental illnesses such as depression, can increase the premium of your Travel Insurance. However, premiums are not based on this alone. Policies are tailored to you based on your medical history, destination, duration, and age. It is important to declare all pre-existing medical conditions, including depression, when getting a Travel Insurance policy as failing to do so could make your policy void. If you are looking for Travel Insurance with depression cover, we would recommend giving us a call to obtain your quote.
Do you have to declare antidepressants on Travel Insurance?
Yes, when applying for Travel Insurance, declare any pre-existing medical conditions, including mental health conditions for which you are taking medication, such as antidepressants. Declaring your medication and condition helps ensure that you are fully covered and can avoid potential issues with claims if you need to seek medical assistance while travelling. We advise when securing depression Travel Insurance to speak to one of our advisors on the phone as some insurers rate mental health conditions differently.
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