Family Travel Insurance

At Just Travel Cover, we will look for Family Travel Insurance that best suits your travel needs. Single trip Family Travel Insurance will cover one holiday lasting between 1 to 365 days. The cover can be arranged up to 20 months before and cancellation cover will start immediately.  Family Travel Insurance for a single trip will only provide cover for one holiday, no matter if you’re travelling with or without family members. 

If you go on holiday or travel more than once a year, our annual multi-trip family Travel Insurance can save you time and money. A one-off payment is taken for the full 12 months and will provide cover for an unlimited amount of holidays, including trips up to 93 days. When it comes to Family annual policies, every person covered by the policy will also be covered for individual travel.  

Whether you choose a single trip or an annual policy for your family, children need to be travelling with a named adult to be covered. However, some policies will allow children to travel separately to the named adult if they are travelling with a relative, guardian or person with a legal duty of care, such as a school teacher if on a school trip. 

Regardless of your travel needs, always read the policy wording before purchasing Travel Insurance for your family. Some policies may not cover family members who are travelling separately or children accompanied by a non-family member. If you’re searching for Travel Insurance for the family, we’re here to ensure you find a policy suited to you.

Often a Family Travel Insurance policy is more cost-effective than individual policies. Having one policy in place that covers the whole family can save you time and often means kids go free! Some of our insurers provide free cover for children under a certain age. Check the policy wording before purchasing.

When getting your Family Travel Insurance quote, be sure to declare any pre-existing medical conditions for all family members. Our specialist medical travel insurers will provide policies best suited to your family’s needs so be sure to complete our quick online medical screening.

If you’re trying to find Travel Insurance for the family, it can be quite overwhelming. As always, when taking out Family Travel Insurance, the final cost will depend on many factors, including your family’s travel needs, where you’re travelling and for how long, and sports or activities you may be partaking in while away. You may also need to consider: 

• The number of people on the policy
• If anybody in your family has a pre-existing medical condition

Typically, Travel Insurance for children under 18 requires them to be accompanied by an insured adult on the policy. However, some family policies may allow for child Travel Insurance when they are travelling with a responsible adult who is not the named insurer on their policy, like a relative or a teacher on a school trip. Always check the specific terms of your policy or speak to one of our advisors.

Generally, yes. Purchasing Travel Insurance for a family of 4 generally offers better value and is often cheaper compared to buying individual policies for each family member. Family policies are tailored to cover the group under a single premium, often making it a more affordable option. On a family policy, you can insure up to two adults and up to 8 children under the age of 18. If your family is made up of more adults, a group Travel Insurance policy may be better suited.

Yes, when purchasing a Family Travel Insurance policy, you must declare any pre-existing medical conditions of anyone on the policy, including children. We will then compare policies from a wide panel of insurers and only show you insurance options that provide cover for these conditions.