Save up to £165* on Home Insurance

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Home Insurance from

Our homes are generally one of the most treasured and expensive purchases we make, and ensuring it is protected, although not a legal requirement, is essential.

Home Insurance comes in two parts: buildings cover and buildings and contents cover.

We’ve partnered with to help save you both time and money on your Home Insurance policies by comparing over 50 different insurer providers in minutes and you could save up to £165*.


Why choose QuoteZone?

Save up to £151*

Through comparing prices from over 50 Home Insurance providers, you could save up to £151*.

50+ Insurers

Quotezone does all the work for you comparing over 50 different Home Insurance providers available on today’s market.

Save Time

Save time and complete one simple form and get quotes from some of the UK’s biggest insurers in one place

Buy Online or by Phone

With monthly and annual payment options available, you can purchase online or over the phone.

Over 3 million users

And growing… Join Quotezones ever-growing list of satisfied customers today.

Unbiased Service aren’t owned by or have any investment from any insurance company.

How to Reduce Home Insurance Premium


Discover our four top tips to help lower the cost of your Home Insurance Premiums


Click the arrows to find out more.

1. Buy from the same provider

Buying both your home and content Insurance policies from the same provider may provide you with a small discount.

2. Pay Annually

If you can afford to pay your premium annually then you could save around 5% compared to monthly payments.

3. Increase your Excess

Increasing your excess can help reduce the premium you pay. Just remember that if you do have to claim, you will need to pay this towards any costs.

4. Install a Home Security System

Having a Home Security System with alarms, BSI-approved locks and other components could reduce the premiums on both your home and content Insurance policies. 

Home Insurance FAQs

Is it worth having home insurance?

Although it may not be a legal requirement to insure your home, having the right home insurance policy in place can protect you against paying out huge costs if your property is damaged by fire, flooding, subsidence or if your belongings are stolen or damaged.

How much is home insurance a month UK?

The cost of home insurance is determined by a variety of factors. Insurers use a databased approach to calculating premiums. They consider the property location and claim history as well as factors specific to the home, like its size, number of bedrooms, bathrooms, and construction type. 

Which is the best home insurance company in the UK?

Which is the best home insurance provider? That depends on your demands. Cost is obviously a factor but having a policy that matches your needs is more important. Also crucial is how you are likely to be treated, especially if you need to make a claim.

 When considering a particular insurer, look at factors such as:

  • Cost
  • The breadth of cover offered by a policy
  • The claims experience of customers with that provider

 Safe & Secure, our Home Insurance partner, only recommend 5 Star Defaqto rated products. The Ratings are an unbiased assessment – Defaqto apply a stringent and consistent methodology; do not have ties with any provider and do not knowingly exclude any propositions in the areas rated. The star system operates on a scale of 1 to 5 with 1 being the lowest standard and 5 the highest.

Do Home Insurance premiums go up every year?

Renewal premiums are driven by the overall performance of the insurer, year on year, and updated claims statistics. Therefore, there is no written rule that premiums will go up year on year, and it has been known for premiums to reduce occasionally.

Can you negotiate Home Insurance rates?

Insurers are expected to provide fair value and justify the premiums they offer to customers based upon their premium modelling. Therefore, insurers are no longer providing discounted premiums meaning no room for negotiation.

Is it good to switch home insurance?

It is recommended to review your insurance on a regular basis to ensure that you are getting fair value from your policy. Our partners Safe & Secure have a dedicated renewals team who do that automatically for you as part of their service. They will review your policy every year across their panel of over 30 insurers to ensure you are paying the best premium possible for the most suitable policy to your needs.

What should I include in my house insurance?

The answer to this is very much driven by your individual circumstances. Our partners at Safe & Secure are able to advise you on what you should include on your policy that is relevant and tailored to meet your specific needs, so the best thing to do will always speak with one of the team.

How can I compare home insurance policies for over 50s?

You can easily compare home insurance policies for over 50s using our online comparison system in partnership with By filling out one simple form, you can receive quotes from multiple UK insurers, making it easier to find the best home insurance policy for your needs.

What should over 70s consider when choosing house insurance?

Those aged 70 or over should consider several factors when choosing house insurance, including the level of cover, policy exclusions, premium costs, and the insurer’s reputation for handling claims. It’s also important to consider specific needs related to age, such as higher cover limits for medical equipment or valuables. Using our online comparison tool can help find policies that cater to your home insurance needs.

Protect your Home

Compare over 50 different providers by filling in one form and see how you could save at

*51% of consumers could save £165.27 on their Home Building & Contents Insurance. The saving was calculated by comparing the cheapest price found with the average of the next seven cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from September 2023. The savings you could achieve are dependent on your individual circumstances.

Just Travel Cover is a trading name of Just Insurance Agents Ltd (FRN: 610022). The insurance comparison system is provided by Seopa Ltd, who are authorised and regulated by the Financial Conduct Authority (FRN: 313860).

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