Travel Insurance for Over 70s

Compare quotes using the same trip and medical details, then check what each price includes. Consider Single Trip and Annual cover where both are suitable. Do not choose on premium alone: a higher excess, lower cancellation limit or shorter maximum duration can make the cheapest policy unsuitable.

MoneySavingExpert’s over-65s guide advises buying cover as soon as you book your holiday, declaring your pre-existing medical conditions and checking any age limits that apply. It also suggests comparing Single Trip and Annual Multi-Trip travel insurance, as the best-value option will depend on your age and travel plans.

This is also what we recommend at Just Travel Cover: compare the cover as well as the price, including the maximum trip duration, cancellation limit and medical cover available to you.

Just Travel Cover is not affiliated with or endorsed by Martin Lewis or MoneySavingExpert.

Yes. Long-stay travel insurance for over 70s is available through selected Single Trip policies. Current options through our panel can include trips of up to 180 days for ages 71–75 and 124 days for ages 76–79.

Maximum trip lengths vary by insurer, so enter your full travel dates when getting a quote to see the options available to you.

Yes, particularly if you’re planning several holidays during the year. Annual Multi-Trip travel insurance for over 70s can cover multiple trips under one policy, although each holiday has a maximum trip length.

Compare Annual and Single Trip options based on how often and how long you’re travelling. If you’re planning one extended holiday, Single Trip travel insurance may be more suitable.

Yes. Cover may be available for hundreds of pre-existing medical conditions, subject to screening and insurer terms. Declare every condition requested, including those controlled by medication, and answer using your current medical information.

Yes, cover may be available for conditions such as angina, atrial fibrillation, a previous heart attack, pacemakers, stroke and TIA. Screening may ask about treatment, surgery, medication and recent hospital admissions. Read our heart conditions travel insurance guide.

Cover may be available during treatment, after treatment or in remission, depending on the type of cancer and your screening answers. Declare the exact diagnosis and current treatment. Read our cancer travel insurance guide.

Yes, Type 1 and Type 2 diabetes can be considered. Screening may ask how it is managed, whether you use insulin and whether there have been complications or recent hospital visits. Read our diabetes travel insurance guide.

Yes. When getting a quote, answer ‘yes’ when asked if you’re going on a cruise so you can compare Cruise Travel Insurance with cruise-specific benefits, such as cabin confinement, missed port departure and itinerary changes.

Make sure your policy covers the full cruise duration and destinations, and check that the cancellation limit reflects the cost of your cruise.

Yes, Winter Sports cover may be available for travellers over 70, depending on your age and the policy you choose. Selected policies can offer a winter sports extension up to age 74. Check that your planned activities are covered, along with any requirements for pistes and winter sports equipment.

Yes. If you and your partner live at the same address and are travelling together, you can usually be covered on the same policy. You’ll each provide your own traveller details and declare any pre-existing medical conditions, so both of your individual circumstances are taken into account when getting a quote.