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Travel Insurance for Osteoarthritis

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Excited for a holiday? Make sure your Travel Insurance covers Osteoarthritis

Finding the right Travel Insurance for your holiday is crucial if you have a pre-existing medical condition.

A holiday is an exciting opportunity to relax, explore new places, and indulge in different cuisines. However, if you have a pre-existing medical condition like osteoarthritis, it requires extra planning to ensure your health is protected.

While no one expects health issues to arise during their trip, having the right Travel Insurance provides peace of mind by covering any unexpected medical concerns related to your condition.

You may also need access to emergency medical treatments, or medications for your condition abroad. With the right Travel Insurance, you can focus on enjoying your holiday and manage risks effectively.

 

Specialised Travel Insurance for Osteoarthritis

Going abroad with a pre-existing medical condition requires more consideration, but it shouldn’t stand in the way of your holiday.

Securing specialised Travel Insurance for osteoarthritis can provide financial protection for any unexpected medical issues you may encounter, including emergency medical treatments, medications and necessary hospitalisations.

Declaring osteoarthritis, and any other pre-existing conditions in the medical screening, ensures you can access the help you need abroad. Alternatively, if your condition suddenly makes you unable to travel, your insurance policy can offer financial protection so you don’t lose any costs paid to date.

 

Travel Checklist for Osteoarthritis

Before you travel, make sure you have the right preparations in place to manage your osteoarthritis:

  • Consult your doctor: Speak with a medical professional to ensure you’re fit to travel and consider asking for any necessary medical advice related to your condition.
  • Check your Travel Insurance policy: Ensure your Travel Insurance covers osteoarthritis and check what is covered, including how to access medical assistance abroad.

Always declare osteoarthritis and any other pre-existing medical conditions during the medical screening process. Our policies can include cover for up to £15 million in medical expenses, with terms and conditions applied.

All policies and claims are subject to acceptance criteria and policy terms and conditions.

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Travel Insurance for Osteoarthritis

Single trip cover of up to 365 days

Annual Multi-Trip cover for up to 93 days per trip (terms apply)

Cover for hundreds of pre-existing medical conditions including terminal prognosis

High levels of cancellation and emergencyu medical expense cover

Lost documents, bagage, medications and medical aids cover

Three levels of cover bronze, silver and gold – to suit your individual needs

Travel companions can be included on the same policy

Zero excess policies available.

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What else is covered?

All our policies provide the following as standard:

Full cover for pre-existing medical conditions

Cover for emergency medical expenses up to £15m

Cover for repatriation

Cancellation cover up to £50,000 per person upon referral

Curtailment cover up to £12,500 per person

Baggage cover  up to £3,500 per person

Missed departure up to £1,500 per person

Emergency medical assistance available 24/7

Plus Smart Luggage – optional or included on gold.

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Travel Insurance for Osteoarthritis FAQs

Do I need to declare osteoarthritis on my Travel Insurance?

Yes, it’s important to declare osteoarthritis on your Travel Insurance, as well as any other pre-existing medical conditions. During the medical screening process, you will be asked to provide details about your condition. Failing to declare pre-existing medical conditions could affect your ability to make a claim on your policy, leaving you without adequate cover for the duration of your trip. Answering the questions correctly and providing up-to-date information about your medical history ensures you are offered the most suitable Travel Insurance policies for you.

What does Travel Insurance for osteoarthritis include?

Travel Insurance for osteoarthritis is there to protect you against any unforeseen medical expenses related to your declared condition. At Just Travel Cover, our policies can offer up to £15 million for medical expenses and up to £12,500 for cancellation. Each insurance policy varies, and all claims are subject to terms and conditions so it’s important tocheck your documents to ensure you have adequate cover in place.

What is the online medical screening process?

The online medical screening process at Just Travel Cover allows our Travel Insurance experts to find the best policies for you. During the screening, you will be asked a series of questions about your osteoarthritis and any other pre-existing medical conditions. This can include details about your condition and treatment history. We’ll also ask you personal questions such as your age, as well as your travel destination and the duration of your holiday. Based on your answers, we will present you with a list of Travel Insurance policies that adequately cover your needs. It’s important to be honest and thorough during this process to ensure you receive the most suitable cover and avoid any complications with potential claims. 

How can I find the best Travel Insurance policy for osteoarthritis?

At Just Travel Cover, we can provide cover for hundreds of pre-existing medical conditions, including osteoarthritis. Once we have collected the information required to assess the risk, we’ll present a list of policies based on the information you’ve declared, allowing you to compare policies based on cancellation cover, emergency medical expenses and baggage cover. It’s important to look beyond the price and consider other factors, such as cover limits, excess amounts, and any additional benefits.

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