Compare Travel Insurance For Medical Conditions Over 65
You should arrange your Travel Insurance as soon as you’ve booked your holiday so that you are covered for cancellation, should something go wrong before your trip. If you‘re looking for Travel Insurance to cover pre-existing medical conditions or you are over 65 it’s very important that you compare the levels of cover included in the policy, as well as the price.
You must declare your pre-existing medical conditions
The most important thing to do when you compare and buy Travel Insurance is to declare all your medical conditions and answer the medical screening questions correctly. If you don’t do this, you could risk your policy becoming void. We ask you to declare your medical conditions before you compare any prices, that way, you can be sure that all the quotes you see include the appropriate cover for those conditions. While covering your pre-existing medical conditions may make your policy a bit more expensive, it could save you thousands in the long run if something were to go wrong.
We will only show you policies that are specific to you and your medical conditions. You can then start comparing Travel Insurance options, focusing on the levels of cover available and make a decision.
Medical and repatriation cover is the most important element of your Travel Insurance
When you have a medical condition or are over 65, the most important part of your Travel Insurance policy is the level of cover for emergency medical treatment and repatriation (flying you home). This is the part of the policy that provides cover for your medical conditions and other medical treatment that you may require whilst you are away.
When comparing Travel Insurance policies, look at the limit of cover and remember these limits are per person insured.
Look at the excess amount as well as the cover limits
The excess is the amount that you pay towards the cost of a Travel Insurance claim. You may prefer to choose a slightly more expensive Travel Insurance policy because there is a lower excess to pay (or even zero excess) in the event of a claim.
Consider adding End Supplier Failure to your Travel Insurance
If you book your flights and accommodation separately, you don’t get the same level of financial protection that you get when you book a package. Adding End Supplier Failure Insurance to your Travel Insurance can provide additional financial protection in the event that one of your holiday suppliers becomes insolvent – remember this is included FREE on all Gold policies.
Compare Travel Insurance FAQs
Frequently Asked Questions about Comparing Travel Insurance
What is end supplier failure Travel Insurance?
End Supplier Failure Travel Insurance is a protection that covers financial losses if a travel service provider, like an airline, hotel, or car hire company, goes out of business after you’ve paid for their services. It’s particularly useful if one of these end suppliers ceases trading, helping you cover additional costs for alternative arrangements or reimbursing you for the lost service- whether that be your hotel or flights.
How should I compare Travel Insurance policies for medical conditions?
When comparing Travel Insurance for medical conditions, it’s crucial to ensure that all your conditions are declared during the screening process. Look for policies that offer cover for your specific medical needs, and pay attention to the limits of cover for emergency medical treatment and repatriation. If you want a policy with little to no policy access to pay, opt for our Gold Travel Insurance option. Once you have declared your pre-existing medical conditions, we compare for you. We will only show you Travel Insurance policies that meet your specific travel needs, including any medical conditions you have declared.
What are the benefits of comparing Travel Insurance online?
Comparing Travel Insurance online is a convenient way to review and contrast a variety of policies from different providers. This allows you to find a policy that best matches your travel needs and budget, ensuring you get the best cover for you at the best price. It also saves time and can be done from the comfort of your home. At Just Travel Cover, we do the comparison for you! Once you have answered a few questions about your age, medical history and destination, we will only show you policies tailored to you.
How do I find the best value Travel Insurance in the UK?
To find the best value Travel Insurance in the UK, use our online comparison tools to assess different policies tailored to you and your trip. Look beyond just the price; consider factors like cover limits, excess amounts, and any additional benefits like Smart Luggage, end supplier failure cover, and extended activity cover. Comparing policies side-by-side helps you identify the one that offers the best balance of cost and protection. At Just Travel Cover, we will usually show you a bronze, silver and gold policy option to best match your budget and needs.
What should I look for when using Holiday Insurance compare tools?
When using our Holiday Insurance comparison tool, focus on the extent of cover provided, especially for key areas like medical emergencies, trip cancellation cover, and baggage loss. Make sure the total expense of your trip is accounted for within your policy. You should also consider the expense limit you are prepared to pay should you need to make a claim. This could save you from out-of-pocket expenses should something go wrong. It’s important to find a policy that fits your specific travel plans and health needs.
Instant Cancellation Cover
Our online quote and medical screening engine enables you to compare and buy Travel Insurance, including Cruise Travel Insurance, quickly and easily.
Cancellation cover starts immediately from the moment of purchase for you and all the travel companions you insure under the policy, so you no longer need to worry about the unexpected and focus on getting ready for a trip of a lifetime.