Travel Insurance for Epilepsy
Epilepsy doesn't have to mean putting your travel plans on hold. We compare Travel Insurance from our panel of UK insurers who understand epilepsy and seizure cover, so you can find a policy built around your condition rather than one that quietly excludes it.
- Cover available for epilepsy and other declared conditions
- Emergency medical and repatriation cover included (limits apply)
- Compare quotes from specialist medical travel insurers
- Travel companions can be included on the same policy
Can I Get Travel Insurance if I Have Epilepsy?
Having an epilepsy diagnosis doesn’t mean you won’t be able to get Travel Insurance. With the right insurance that includes epilepsy cover you can relax and enjoy your holiday knowing you’re fully protected.
Epilepsy is classed as a pre-existing medical condition, meaning you’ll need to declare your condition when getting Travel Insurance. Not declaring pre–existing conditions can mean claims are rejected down the line, so it’s important to provide as much accurate information as possible.
We compare insurance across our specialist panel of insurance providers so we can find the best policies for people travelling with epilepsy. Our quick medical screening helps guide you through the information you need to declare, then we simply show you the options that work for your requirements.
How Do I Get Travel Insurance if I Have Epilepsy?
We cover people travelling with epilepsy to provide them with peace of mind for their trip abroad. The first step is for us to understand your condition so we can show you the policy options that cover your needs.
3 quick steps:
1. Complete medical screening
We’ll ask some quick questions about your epilepsy and any other pre-existing medical conditions, including any recent hospital visits and prescribed medication, so we can match you to insurers who can offer suitable cover.
2. Provide trip details
Tell us about your planned destinations, duration, and whether you need additional cover for activities like a cruise, or winter sports.
3. Compare insurance quotes
Once we understand your trip and any pre-existing medical conditions, we’ll show you the policies which meet your needs across our panel of insurers.
What Does Epilepsy Travel Insurance Cover?
Typically included:
- Emergency medical treatment if required
- Repatriation to the UK, if medically necessary
- Cancellation cover up to £50,000 per person; limited to £100,000 per policy upon referral (including if your condition changes before or during travel)
Cover for lost, stolen or damaged medication (limits apply, plus baggage cover up to £3,500 per person) - 24hr emergency medical assistance
- Smart Luggage: Optional addition or included on Gold tier policies
Typically not covered:
- Undeclared medical conditions
- Choosing not to travel for reasons unrelated to your health
- Travel against Foreign Office (FCDO) advice
- Claims below your policy excess
The exact cover limits, inclusions, and exclusions vary by insurer and policy. When choosing your policy, ensure you read all policy wording carefully to understand the limits of your cover.
What our Expert Says
“Each year we find specialist travel cover for travellers who have epilepsy by comparing policy options across our panel of insurers. Instead of looking at a generic single policy option, comparing across a panel means you can see what is available for your specific medical needs. Our goal of finding you cover is to provide you with that peace of mind for your trip.”
Katie Williams
Product Expert at Just Travel Cover
Getting Travel Insurance for a Child With Epilepsy
Epilepsy Society states that epilepsy can often be diagnosed in childhood, affecting around 100,000 children and young people in the UK.
Often, parents and guardians need cover for a child with epilepsy for a family trip. You can usually add your child’s epilepsy condition to a family policy, rather than needing separate cover.
When taking out a family Travel Insurance policy to include a child with epilepsy:
- You will answer screening questions about your entire family’s health conditions
- You’ll need to declare your child’s epilepsy during medical screening
- Absence seizures are still considered a form of epilepsy, and should be declared during medical screening
If you have any questions about travelling with your child who has epilepsy, you can contact our team for specialist advice: Call 0800 294 2969
Our Content Review Process
It’s crucial that you receive accurate information on travelling with a medical condition such as epilepsy. Our specialist Travel Insurance team regularly reviews our published content to ensure the information you receive is up to date with industry guidance. This page covers insurance guidance only – for advice about managing your epilepsy day to day, please speak to your own doctor or epilepsy nurse.
Authorised and regulated
Just Travel Cover is authorised and regulated by the Financial Conduct Authority (FRN 610022) for General Insurance Distribution activities, ensuring we guarantee transparency in our policy documents and prioritise fair treatment of our customers during a claims process.
Epilepsy Travel Insurance FAQs
What is the best Travel Insurance for epilepsy?
The best policy for you depends on your seizure type, frequency, medication and destination – there’s no single best policy for everyone with epilepsy. Comparing a panel of insurers who specifically cover epilepsy tends to find the most suitable cover for your specific situation.
At Just Travel Cover, we compare policies across our panel of specialist insurers to show you the right cover for your needs.
The best policy for you depends on your seizure type, frequency, medication and destination – there’s no single best policy for everyone with epilepsy. Comparing a panel of insurers who specifically cover epilepsy tends to find the most suitable cover for your specific situation.
At Just Travel Cover, we compare policies across our panel of specialist insurers to show you the right cover for your needs.
Do I have to declare epilepsy every time I buy Travel Insurance?
Yes. Every time you take out a new policy or renew, even if your last policy covered it without issue and you haven’t had a seizure since.
Can I get Travel Insurance for a child with epilepsy?
Yes, most family Travel Insurance policies can include a child’s epilepsy, though it needs to be declared during medical screening in the same way as an adult’s.
Does Travel Insurance cover a seizure that happens on my trip?
Epilepsy Travel Insurance may cover medical expenses resulting from a seizure during your trip, as long as it’s not due to non-compliance with your prescribed treatment or other policy exclusions. It is important to remember that every policy is unique, so make sure to fully understand what’s provided under your Travel Insurance with epilepsy cover.
Will my epilepsy medication be covered if it's lost or stolen?
Many policies include cover to replace lost, stolen or damaged prescription medication. Always carry medication in hand luggage, along with a copy of your prescription.
It is crucial that you stick to your prescribed medication schedule. Failure to do so may affect your cover in case of epilepsy-related emergencies. Before booking your holiday, make sure you speak to your doctor about travelling with epilepsy.
Is there an age limit on epilepsy Travel Insurance?
We provide policies through our panel which don’t have an upper age limit, so you can see which policies are available for your age and medical conditions.
Can you fly with epilepsy?
Yes, most people with epilepsy can safely fly, but it is important to check with your doctor first. Here are a few tips for a smooth journey:
- Medication: Keep your medication in your carry-on luggage and ensure you have enough for the trip.
- Travel Insurance: Secure Travel Insurance that covers epilepsy to handle any unexpected medical issues.
- Medical Letter: Have a letter from your doctor detailing your condition and medication.
- Flight Timing: Try to fly at times when you’re less likely to experience a seizure, based on your known triggers or seizure patterns.
- Rest: Get plenty of rest before and during your travel to avoid triggers.
- Communication: Inform the airline and travel companions about your epilepsy so they can assist if necessary.
By following these guidelines, you can help ensure a safe and comfortable flight experience.
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