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Travel Insurance for Respiratory Conditions

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Take comfort in knowing that your Travel Insurance covers your respiratory conditions

Purchasing Travel Insurance should be one of the first things you do when preparing for your holiday. Concerns about your respiratory health, asthma, or any medical conditions you have need not stop you from enjoying your trip. Knowing you are protected in case something goes wrong will help you travel with confidence.

High-quality Travel Insurance that covers your respiratory condition is essential because getting medical care abroad, no matter how minor, can be costly. If you make a claim resulting from a pre-existing medical condition that you have not previously declared, your Travel Insurance policy may become void. This could mean you must pay for any medical expenses upfront and without financial support from your insurance company. For peace of mind when travelling, it is worth checking that your Travel Insurance plan covers you for any pre-existing medical conditions, including respiratory conditions such as asthma,COPD, pulmonary fibrosis, bronchiectasis, cystic fibrosis, or another respiratory condition.

Knowing that your Travel Insurance with respiratory cover will protect you, should anything unexpected happen, will allow you to relax and fully unwind on your holiday. Whether you have recently been diagnosed with asthma or you’ve managed your condition for years, our Travel Insurance policies are designed to cover you for a range of unexpected scenarios.

 

Types of Respiratory Conditions

Various conditions affect the respiratory system; no matter which you have, you must find Travel Insurance that covers you. Here are some common respiratory conditions:

  • Asthma
  • Chronic Obstructive Pulmonary Disease (COPD)
  • Pneumonia
  • Chronic Bronchitis
  • Emphysema
  • Interstitial Lung Disease (ILD)
  • Lung Cancer
  • Obstructive Sleep Apnea (OSA)
  • Pulmonary Fibrosis
  • Cystic Fibrosis
  • Allergic Rhinitis
  • Occupational Lung Diseases

Finding respiratory Travel Insurance that fully covers you can often have a hefty price tag. Still, our quick and simple medical screening process ensures that you receive a policy that supports all of your medical needs. We compare a range of insurers to find you a tailored policy at the right price, with bronze, silver and gold options. At Just Travel Cover, we are experienced in help people with respiratory conditions find Travel Insurance that covers them, and we can help you too.

While it is unpleasant to think that something may happen during your holiday, it is best to check that your Travel Insurance covers your respiratory condition to ensure you’re not facing a large medical bill. Don’t forget to find Travel Insurance that will cover you for repatriation too, if you need to get home, for example, after a stay in the hospital.

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Asthma

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COPD

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Travel Insurance for Respiratory Conditions

Single trip cover of up to 365 days

Annual Multi-Trip cover for up to 93 days per trip (terms apply)

Cover for hundreds of pre-existing medical conditions including terminal prognosis

High levels of cancellation and emergencyu medical expense cover

Lost documents, bagage, medications and medical aids cover

Three levels of cover bronze, silver and gold – to suit your individual needs

Travel companions can be included on the same policy

Zero excess policies available.

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What else is covered?

All our policies provide the following as standard:

Full cover for pre-existing medical conditions

Cover for emergency medical expenses up to £15m

Cover for repatriation

Cancellation cover up to £50,000 per person upon referral

Curtailment cover up to £12,500 per person

Baggage cover  up to £3,500 per person

Missed departure up to £1,500 per person

Emergency medical assistance available 24/7

Plus Smart Luggage – optional or included on gold.

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Travel Insurance for Respiratory Conditions FAQs

Do I need to specify what respiratory issues I have?

You must declare all your medical conditions when taking out your Travel Insurance, including any respiratory issues you may have. You can select your conditions, such as asthma, COPD, pulmonary fibrosis, bronchiectasis, cystic fibrosis, or another respiratory condition from the drop down list when getting a policy. If you don’t and need to make a claim related to your pre-existing condition, your policy may become void. During the medical screening process, you must accurately describe your diagnosis by answering a set of questions to ensure your respiratory condition Travel Insurance is accurate. If you are unsure of the policy you need or require further guidance, contact us for a free consultation.

Why do I need to take out Travel Insurance for my respiratory condition?

Everyone should take out Travel Insurance that covers them in case a medical emergency were to happen, as well as other benefits like cancellation cover, baggage cover etc. Getting medical care abroad can be costly, but having a high-quality Travel Insurance policy in place is vital to ensure you avoid any expensive medical bills.
To guarantee your comfort while travelling, you need a policy that covers your pre-existing medical conditions, including respiratory conditions.

How do I know whether I need pre-existing medical Travel Insurance?

You must declare all your medical conditions when taking out your Travel Insurance, including any respiratory issues you may have. For instance, conditions such as asthma, chronic bronchitis, or pulmonary hypertension must all be disclosed when arranging your Travel Insurance. If you don’t and need to make a claim related to your pre-existing condition, your policy may become void.

During the medical screening process, you must accurately describe your diagnosis by answering a set of questions to ensure your Travel Insurance is accurate. If you are unsure of the policy you need or require further guidance, contact us for a free consultation.

Is asthma a respiratory condition?

Yes, asthma is a respiratory condition, and you must find a Travel Insurance policy that covers you. Asthma is a chronic respiratory disease that affects the airways in the lungs, causing them to become inflamed and narrow, leading to symptoms such as wheezing, coughing, shortness of breath, and chest tightness. Ensuring you have Travel Insurance for your respiratory condition will give you peace of mind to enjoy your holiday.

 

How do I find the right bronchiectasis Travel Insurance?

Finding Travel Insurance that covers bronchiectasis involves selecting a policy that acknowledges this specific condition. Our insurance options include cover for pre-existing conditions like bronchiectasis, covering you for any medical treatments or emergencies linked to this condition while you are on your trip. We will only show you policies that can cover you, so make sure to declare any pre-existing medical conditions, including bronchiectasis, when getting a quote.

 

What does Travel Insurance for cystic fibrosis cover?

Our Travel Insurance for cystic fibrosis covers all necessary medical treatments while abroad, including medication, hospital stays, and emergency procedures. It also provides for repatriation if needed, ensuring that you are transported home safely for further care. Make sure you declare all pre-existing medical conditions when getting a policy, including any respiratory conditions as your policy may be void if you fail to declare a condition that you later need medical treatment for.

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