Travel Insurance for Respiratory Conditions

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Take comfort in knowing that your Travel Insurance covers your respiratory conditions

Purchasing Travel Insurance should be one of the first things you do when preparing for your holiday. Concerns about your respiratory health or any medical conditions you have need not stop you from enjoying your trip, but knowing that you are protected in case something goes wrong will help you travel with confidence, knowing you’ll be protected should something not go according to plan.

High-quality Travel Insurance that covers your respiratory condition is essential because getting medical care abroad, no matter how minor, can be costly. If you make a claim resulting from a pre-existing medical condition that you have not previously declared, your Travel Insurance policy may become void. This could mean you must pay for any medical expenses upfront and without financial support from your insurance company. For peace of mind when travelling, it is worth checking that your Travel Insurance plan covers you for any pre-existing medical conditions, including respiratory conditions such as asthma or COPD.

Knowing that your Travel Insurance with respiratory cover will protect you, should anything unexpected happen, will allow you to relax and fully unwind on your holiday.

Types of Respiratory Conditions

Various conditions affect the respiratory system; no matter which you have, you must find Travel Insurance that covers you. Here are some common respiratory conditions:

  • Asthma
  • Chronic Obstructive Pulmonary Disease (COPD)
  • Pneumonia
  • Chronic Bronchitis
  • Emphysema
  • Interstitial Lung Disease (ILD)
  • Lung Cancer
  • Obstructive Sleep Apnea (OSA)
  • Pulmonary Fibrosis
  • Cystic Fibrosis
  • Allergic Rhinitis
  • Occupational Lung Diseases

Finding Travel Insurance that fully covers pre-existing medical conditions related to your respiratory health can often have a hefty price tag. Still, our quick and simple medical screening process ensures that you receive a policy that supports all of your medical needs. We compare a range of insurers to find you a tailored policy at the right price, with bronze, silver and gold options. At Just Travel Cover, we are experienced in help people with respiratory conditions find Travel Insurance that covers them, and we can help you too.

While it is unpleasant to think that something may happen during your holiday, it is best to check that your Travel Insurance covers your respiratory condition to ensure you’re not facing a large medical bill. Don’t forget to find  Travel Insurance that will cover you for repatriation too, if you need to get home, for example, after a stay in the hospital.

Asthma

COPD

Travel Insurance for Respiratory Conditions FAQs

Frequently asked questions about Travel Insurance for Respiratory Conditions.

Do I need to specify what respiratory issues I have?

You must declare all your medical conditions when taking out your Travel Insurance, including any respiratory issues you may have. If you don’t and need to make a claim related to your pre-existing condition, your policy may become void. During the medical screening process, you must accurately describe your diagnosis by answering a set of questions to ensure your Travel Insurance is accurate. If you are unsure of the policy you need or require further guidance, contact us for a free consultation.

Why do I need to take out Travel Insurance for my respiratory condition?
Everyone should take out Travel Insurance that covers them in case a medical emergency were to happen, as well as other benefits like cancellation cover, baggage cover etc. Getting medical care abroad can be costly, but having a high-quality Travel Insurance policy in place is vital to ensure you avoid any expensive medical bills. 

To guarantee your comfort while travelling, you need a policy that covers your pre-existing medical conditions, including respiratory conditions.

How do I know whether I need pre-existing medical Travel Insurance?

You must declare all your medical conditions when taking out your Travel Insurance, including any respiratory issues you may have. If you don’t and need to make a claim related to your pre-existing condition, your policy may become void.

During the medical screening process, you must accurately describe your diagnosis by answering a set of questions to ensure your Travel Insurance is accurate. If you are unsure of the policy you need or require further guidance, contact us for a free consultation.

Is asthma a respiratory condition?

Yes, asthma is a respiratory condition, and you must find a Travel Insurance policy that covers you. Asthma is a chronic respiratory disease that affects the airways in the lungs, causing them to become inflamed and narrow, leading to symptoms such as wheezing, coughing, shortness of breath, and chest tightness. Ensuring you have Travel Insurance for your respiratory condition will give you peace of mind to enjoy your holiday.

Travel Insurance for Respiratory Conditions – Your Cover

  • Cancellation/ curtailment up to £12,500 (£30,000 on referral)
  • Missed departure up to £1,500 per person
  • Baggage up to £3,000 per person
  • Personal Liability up to £2 million per person
  • Zero excess policies available

Medical Cover for Respiratory Conditions

  • Emergency medical expenses and repatriation up to £15 million
  • 24/7 emergency medical assistance
  • Cover for all types of respiratory conditions

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Instant Cancellation Cover

Our online quote and medical screening engine enables you to compare and buy Travel Insurance quickly and easily.

Cancellation cover starts immediately from the moment of purchase for you and all the travel companions you insure under the policy, so you no longer need to worry about the unexpected and focus on getting ready for a trip of a lifetime.

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