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Travel Insurance for Over 65's

We provide travel insurance for over 65's with pre-existing medical conditions.
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Travel Insurance for Over 65s

The adventure doesn’t stop with our Over 65’s Travel Insurance – no matter the medical condition or destination. 

Age should not stop you from enjoying life and seeing the world. The adventure doesn’t stop because you’re over 65, including travelling. You must arrange Travel Insurance to ensure you are covered for any medical emergencies or unexpected situations that may happen while you’re away. 

We understand it can be difficult finding an affordable Travel Insurance policy once you’re over 65, age limits and higher premiums can be imposed on many insurance providers policies. We are partnered with specialist insurers and underwriters to provide high-quality insurance that covers hundreds of pre-existing medical conditions and has no upper age limit. Whether you need to cancel your holiday, lose your luggage or need emergency medical treatment abroad, our aim is to provide peace of mind that you’re covered by our flexible insurance policies.

Pre-existing medical conditions shouldn’t get in the way of your travels! At Just Travel Cover, we provide quality over 65’s Travel Insurance comparing prices from several different providers. Our pre-existing medical insurance covers all levels of severity, including a history of heart attack and a terminal prognosis.

We compare quotes from multiple providers

When taking out your Travel Insurance with cover for pre-existing medical conditions, tell us about your trip, what type of insurance you require and make sure you declare your pre-existing conditions in detail. We know finding Travel Insurance for your medical conditions can be difficult, but we make it easier by providing a range of policies from our panel of specialist medical travel insurers. 

Our insurance policies cover both physical and non-physical conditions, including, but not limited to Heart Conditions, Diabetes, Cancer, and Mental Health concerns. If your doctor has cleared you to travel, we aim to find a policy that covers a history of heart attacks, angina, Ischaemic Heart Disease, Atrial Fibrillation and heart murmurs. We can provide Travel Insurance with cover for type 1  and type 2 diabetes, we aim to make the process as quick and straightforward as possible. Just Travel Cover offers affordable, high-quality policies for a Cancer diagnosis; whether your prognosis is terminal, in remission or has a more specific diagnosis, we will find a cover that protects you.

Over 65’s Travel Insurance FAQ’s

Frequently asked questions about our Over 65’s Travel Insurance.

Can I get Travel Insurance if I'm over 65?

Yes, we believe that age should not be a barrier to travel, or finding appropriate insurance – that’s why there’s no age limit on our policies and cover for pre-existing medical conditions too. Whether it’s a week in the sun, a cruise around the Caribbean or an annual policy, our over 65s Travel Insurance aims to provide the peace of mind you need to travel with confidence.

What is over 65's Travel Insurance?

Once you’re over 65, we know it can be more difficult to find a Travel Insurance policy that best suits you, your medical and travel needs without the imposing age limit or high premium charges. That’s why we work with a panel of insurers who specialise in tailored cover for those over 65.

What does over 65's Travel Insurance cover?

At Just Travel Cover we understand that medical emergencies or unexpected situations can happen while you’re away and our over 65’s Travel Insurance can protect you against both. We work with specialist insurers to make sure you are protected against the unforeseen, from losing your luggage to needing emergency medical treatment.

Where can I go with over 65's Travel Insurance cover?

We want you to enjoy life and travel more. With our over 65’s Travel Insurance we have made that easier than ever. Our Single Trip Travel Insurance will cover you for trips up to 365 days and our Annual multi trip Travel Insurance for unlimited trips with each trip up to 93 days.

Do pre-existing medical conditions affect the cost of over 65's insurance?

If travelling with a pre-existing medical condition over 65 your Travel Insurance may be more expensive due to the increased chance of needing emergency medical treatment abroad – the cost of which varies from country to country. Having Travel Insurance in place could save you a lot of money in medical bills as you will be covered for emergency medical treatment, including for your pre-existing condition.

How much does over 65's Travel Insurance cost?

The price of Travel Insurance is based on your own individual circumstances and will vary based on age, destination, trip length and medical history. We’ll compare prices from a range of insurers with bronze, silver and gold options so you can choose the policy that has the right cover at the right price for you.

Is Travel Insurance for Over 65’s more expensive?

Travel Insurance is based on a number of factors including age, destination, trip length and medical history. When you enter your details we’ll compare several insurers and show you a list of prices to choose from based on your own circumstances.

Can you get Travel Insurance over 65 with a heart condition?

Yes, Just Travel Cover offers cover for the majority of heart conditions, including Travel Insurance after a heart attack. If you’ve ever had a heart condition it is important you declare before you purchase your policy to ensure you’re properly covered while away.

Can you get Travel Insurance over 65 with diabetes?

Yes, we provide cover for both type 1 and type 2 diabetes. At Just Travel Cover we aim to provide straightforward help. We will work on your behalf to find you the right over 65’s Travel Insurance with cover for diabetes. Just follow our online medical screening process, or call us for assistance.

Can you be insured over 65 if you are living with cancer?

If you are living with cancer, whether in remission or not, or have a terminal prognosis, and your GP has given you the all-clear to travel, Travel Insurance is extremely important. You should make sure the condition is declared on your policy and the right cover is in place. We work with specialist insurers with the aim of providing a policy that provides cover for different types of cancer so you can rest assured treatment abroad would be covered. Follow the online medical screening questions online for guidance on this process. Find out more on our Travel Insurance for Cancer Patients.

Can you be insured over 65 and have mental health conditions?

We aim to find a policy that provides high quality, affordable over 65’s Travel Insurance, including if you’re living with mental health conditions. We can provide Travel Insurance for people with mental health conditions, ensuring you have the right cover in place should you need any treatment while on holiday.

Will Just Travel Cover compare Over 65’s Travel Insurance on my behalf?

Yes, at Just Travel Cover we work with a panel of specialist providers and once you have entered your details online, we will show you the options available to you. Bronze, silver or gold policies are available for you to choose from, offering varying levels of cover, depending on your needs.

Travel Insurance for Over 65’s

  • Single Trip Travel Insurance for over 65’s – for trips up to 365 days
  • Annual multi trip Travel Insurance for over 65’s – for unlimited trips (each trip up to 93 days)
  • Hundreds of pre-existing medical conditions, including terminal prognosis covered
  • High levels of cancellation and emergency medical expenses cover
  • Travel disruption cover (subject to age and cover level)
  • Lost documents, baggage, medications and medical aids cover
  • Flexibility – 3 levels of cover to suit your needs
  • Travel companions can be included in the same policy
  • Zero excess policies available

What Are You Covered For?

  • Cancellation/ curtailment up to £12,500pp (up to £32,500 avaialable upon application)
  • Missed departure up to £1,500 per person
  • Baggage (lost, stolen, damaged) up to £3,000 per person
  • Emergency medical expenses and repatriation up to £15 million per person
  • Mobility aids up to £3,000
  • Lost medications and medical aids up to £300
  • 24/7 emergency medical assistance

Please note all cover limits are per person and vary by insurer.

Cover limits and terms provided vary by insurer. Always check benefits tables and policy wordings.

We Compare Prices From These Insurers

Click here to download the Policy Wording and Insurance Product Information document for all insurers

Travel Insurance for Over 65’s with or without Medical Conditions

Having a medical condition when you are over a certain age shouldn’t prevent you from enjoying travelling to the full – that’s why Just Travel Cover provides quality over 65’s Travel Insurance with pre-existing medical conditions, at all levels of severity, including a terminal prognosis.

Some of the conditions we cover:

  • Heart Conditions
  • High Blood Pressure
  • Cholesterol
  • Strokes
  • Joint Problems (arthritis, back pain)
  • Diabetes
  • Cancer
  • Mental Health Conditions
  • Liver Conditions
  • Breathing Conditions
  • Circulatory Conditions
  • Disabilities and many more

To ensure you are fully covered in the event of a claim, please declare all your medical conditions in full.

Fast, Easy, and Accurate Online Medical Screening

Our online medical screening will take you just a few minutes to complete. You will be asked a series of multiple choice questions to give us the information we need to provide you with Travel Insurance quotes over 65s tailored to your health and travel requirements. Please have the following to hand:

  • Your medical history with important dates
  • Names of all your pre-existing medical conditions

Instant Cancellation Cover

Our online quote and medical screening engine enables you to compare and buy Travel Insurance quickly and easily. Cancellation cover starts immediately on single trip policies for you and all the travel companions you include in the policy, so you can relax and focus on getting ready to have a wonderful holiday.

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