Cruise Travel Insurance for
Pre-Existing Medical Conditions
Cruise Travel Insurance for Pre-Existing Medical Conditions
A pre-existing condition, whether a chronic illness or a recent medical diagnosis, is a health issue that exists before you take out a Travel Insurance policy. Conditions like cancer, diabetes, heart problems, and non-physical conditions are examples of pre-existing health conditions, and they must be declared when taking out any Travel Insurance policy, including Cruise Travel Insurance.
When taking out Cruise Travel Insurance with pre-existing medical conditions, it’s vital to declare all your health issues, however minor they may seem. At Just Travel Cover, we cover hundreds of pre-existing medical conditions and make them easy to declare with our fast, accurate, and straightforward online medical screening. We’ll compare prices from multiple insurers to help you find a Cruise Travel Insurance policy that covers your specific pre-existing conditions.
Why You Need Suitable Cruise Insurance for Pre-Existing Medical Conditions
Having appropriate Cruise Travel Insurance that covers your medical conditions is essential due to the increased risks associated with cruising – a medical emergency could mean evacuation and moving to an on-land hospital, where medical costs can be eye-watering, as well as potentially rejoining the cruise at a later date, if possible. At Just Travel Cover, we provide tailored cruise Travel Insurance for a hundreds of pre-existing conditions, ensuring you are protected throughout your journey.
Our cruise policies cover:
- Cancer: Including various types and stages.
- Heart & Circulatory Issues: Such as heart attacks, hypertension, and other related conditions.
- Diabetes: Covering both Type 1 and Type 2 diabetes.
- Mental Health Conditions: Including anxiety, depression, and other related disorders.
- Respiratory Problems: Such as asthma and chronic obstructive pulmonary disease (COPD).
Cruise Travel Insurance ensures that you can travel with peace of mind, knowing that you are protected against potential medical emergencies that could arise during your cruise. If your pre-existing medical condition is not mentioned above, don’t worry, we cover hundreds of medical conditions and most likely cover yours. Get in touch today.
Why Choose Just Travel Cover for Cruise Cover with Medical Conditions
Choosing Just Travel Cover for your cruise Travel Insurance comes with numerous benefits:
Cruise Travel Insurance: What’s covered?
Substantial Cancellation Cover: Cancellation cover up to £50,000 per person upon referral providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £15,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Additional benefits available: varies by insurers
Missed Port Departure: Up to £2,000 for additional travel and accommodation expenses if you miss your departure due to unforeseen circumstances.
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
Get a Quote Today
Getting a quote for Cruise Travel Insurance for pre-existing medical conditions is easy. Simply complete our online medical screening, making sure to answer ‘yes’ to the cruise question, and declare all pre-existing medical conditions that you or any other travellers on the policy have. You’ll then receive a range of quotes from our panel of insurers. Choose the policy that best fits your needs and enjoy your cruise with the confidence that you’re protected should things not go to plan.
Cruise Travel Insurance for Pre-Existing Medical Conditions: FAQs
What pre-existing medical conditions are covered by your Cruise Travel Insurance?
We cover hundreds of pre-existing medical conditions, including chronic illnesses and recent medical diagnoses, such as cancer, heart conditions, diabetes, mental health issues, and respiratory problems. It’s important to declare all your health issues and that you are going on a cruise during our online medical screening to ensure you receive the appropriate cover.
Are there any age limits for purchasing Cruise Travel Insurance with pre-existing medical conditions?
We believe that everyone should be able to see the world, no matter their age, which is why we can cover most ages, including those over 80. While we try our best to ensure anyone can travel no matter their age, there are age limits that vary depending on the destination and duration of your cruise:
- European Cruises : We have insurers that will cover cruises for travellers under up to 365 days if you’re under 70. If you’re between 71-75, the maximum trip duration is 180 days, and for those aged 76-79, the duration limit is 124 days. If you’re 80 or older, the maximum duration is 94 days.
- Worldwide Cruises: For trips exceeding 94 days, cover is capped at travellers aged 79 and under, with a maximum duration limit of 124 days for those up to the age of 79.
It’s important to note that all insurance quotes are subject to medical screening and terms can vary.
What should I do if my medical condition changes after I have purchased cruise insurance?
It is crucial to inform us if there is any change in your medical diagnosis or treatment as soon as possible, as this could impact the terms of your policy and we’ll need to update the details. Not declaring your medical history could make your policy void and leave you paying out of pocket should you fall ill during your cruise.
