Royal Caribbean Cruise Insurance Requirements
Secure the right cover for your Royal Caribbean Cruise
Royal Caribbean offers an adventurous and memorable cruise experience, whether it’s a short getaway or an extended sailing. With destinations ranging from the sun-soaked Caribbean to the icy wonders of Alaska, and from the historic cities of Europe to the exotic locales of the South Pacific, there’s a perfect cruise for everyone. To ensure you’re protected against unforeseen events, Royal Caribbean has specific Cruise Travel Insurance requirements for all passengers. Here’s an overview of these requirements and how Just Travel Cover can meet them, ensuring peace of mind throughout your cruise holiday.
Required Cover for a Royal Caribbean Cruise
Explicit Cruise Cover: Ensure that your Travel Insurance explicitly covers cruise holidays. General Travel Insurance might exclude cruise-related incidents.
Tip: always answer yes to the cruise question, and ensure “cruise cover” is mentioned on your schedule.
Cover for Entire Trip Duration and All Destinations: Your Royal Caribbean Cruise Travel Insurance should cover the full duration of your cruise, including any pre-and post-cruise stays. Additionally, you must declare all destinations in your itinerary as each country’s medical rating differs.
Medical and Repatriation Cover: Royal Caribbean requires a minimum of £2 million for medical expenses and emergency evacuations, ensuring you are protected in case of medical emergencies during your cruise.
Pre-Existing Conditions: Declare any pre-existing medical conditions to ensure they are fully covered. If you do not declare any pre-existing medical conditions, you could end up paying out of pocket.
Cancellation Cover: Adequate cancellation cover is crucial, especially for high-value cruises, protecting you financially if you need to cancel your trip for an insured reason.
Proof of Insurance: Royal Caribbean mandates passengers to confirm appropriate Cruise Travel Insurance before boarding. Carry a printed or digital copy of your insurance documentation to present at the terminal if needed.
Tip: print your documents at home or create an online account where you can access them if required.
Why Choose Just Travel Cover for your Royal Caribbean Cruise
At Just Travel Cover, we offer Cruise Travel Insurance that meets all of Royal Caribbean’s requirements* and provides additional benefits tailored to the unique aspects of cruising:
Cruise Travel Insurance: What’s covered?
Substantial Cancellation Cover: Cancellation cover up to £50,000 per person upon referral providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £15,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Additional benefits available: varies by insurers
Missed Port Departure: Up to £2,000 for additional travel and accommodation expenses if you miss your departure due to unforeseen circumstances.
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
The content of this page was correct as of May 2024 and requirements are always subject to change. Whilst we aim to provide a quotation that matches with the requirements of your cruise provider, all quotations via this website are subject to the terms, conditions, and exclusions of individual insurers and subject to Just Travel Cover’s TOBA. Where we cannot provide cover we will aim to signpost you to a provider who may be able to help.
*Disclaimer: While we refer to specific cruise lines, there is no official affiliation or endorsement from these brands.
Travel Insurance for Caribbean Cruises FAQs
Royal Caribbean Cruise Insurance Requirements FAQs
Yes, Royal Caribbean strongly recommends that all guests have appropriate Travel Insurance that includes a minimum of £2 million in medical and repatriation cover. This insurance should cover not only the cruise but also any other destinations you may visit independently. Ensure the policy covers your circumstances, including any pre-existing medical conditions.
Are pre-existing medical conditions covered under Cruise Travel Insurance for Royal Caribbean Cruises?
Yes, pre-existing medical conditions can be covered, but you must declare them when purchasing your Travel Insurance. Failure to declare these conditions can lead to policy invalidation, meaning that claims related to these conditions may not be paid. At Just Travel Cover, we cover hundreds of pre-existing medical conditions.
What is the minimum medical cover required for a Royal Caribbean cruise?
Royal Caribbean requires a minimum of £2 million in medical and repatriation cover. This ensures substantial protection in case of medical emergencies during your cruise. At Just Travel Cover, we offer medical cover Up to £15,000,000.
