Virgin Voyages Cruise Insurance Requirements
Ensure Appropriate Cover for Your Virgin Voyages Cruise
Sailing with Virgin Voyages offers an adult-exclusive, luxurious cruise experience designed for reflection, rest and adventure. Ensuring you have the right Cruise Travel Insurance is essential for a relaxing journey. Here’s an overview of the cruise insurance requirements for Virgin Voyages and how Just Travel Cover can meet them, providing peace of mind before and during your cruise holiday.
Required Cover for Virgin Voyages
Suitable to Cover Cruises: Ensure your Travel Insurance explicitly covers cruise holidays. This can be done by answering ‘yes’ to the cruise question when securing a policy with Just Travel Cover. We will only show you policies that can cover your Virgin Voyages cruise, however, please ensure that you select a cover that is suitable for you, checking for any cruise specific benefits you may require.
Full Trip and All Destinations: Your Virgin Voyages Cruise Travel Insurance should cover the entire duration of your cruise, including any pre- or post-cruise stays and all destinations on your itinerary. Medical costs can vary significantly by country, so it is crucial that you declare each country on your policy.
Emergency Medical Expenses: Virgin Voyages recommends having adequate cover for medical expenses and emergency evacuations. It’s usually recommended that this is at least $100,000 (£75,000) for medical expenses and $250,000 (£187,500) for medical evacuation. All of our policies provide higher limits than these minimum requirements so you can rest assured you’re protected.
Pre-Existing Conditions: Please declare any pre-existing medical conditions to ensure they are covered. Failure to declare these conditions could lead to a claim being rejected.
Cancellation Cover: Have sufficient cancellation cover to protect the cost of your trip. This is particularly important for high-value cruises offered by Virgin Voyages – we can cover up to £12,500 per person as standard, and up to £50,000 via our top up cancellation policy (phone only).
Proof of Cruise Insurance: Virgin Voyages advises carrying proof of your Cruise Travel Insurance, either printed or digital, to present if requested.
Why Choose Just Travel Cover for your Virgin Voyages Cruise
At Just Travel Cover, we offer Cruise Travel Insurance that meets all of Virgin Voyages’s requirements* and provides additional benefits tailored to the unique aspects of cruising:
Cruise Travel Insurance: What’s covered?
Substantial Cancellation Cover: Cancellation cover up to £50,000 per person upon referral providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £15,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Additional benefits available: varies by insurers
Missed Port Departure: Up to £2,000 for additional travel and accommodation expenses if you miss your departure due to unforeseen circumstances.
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
Speak to one of our advisors today or complete our easy online screening process to secure the right Cruise Travel Insurance tailored to your Virgin Voyages Cruise.
The content of this page was correct as of July 2024 and requirements are always subject to change. Whilst we aim to provide a quotation that matches with the requirements of your cruise provider, all quotations via this website are subject to the terms, conditions, and exclusions of individual insurers and subject to Just Travel Cover’s TOBA. Where we cannot provide cover we will aim to signpost you to a provider who may be able to help.
*Disclaimer: While we refer to specific cruise lines, there is no official affiliation or endorsement from these bran
Virgin Voyages Insurance Requirements FAQs
How can I ensure my Cruise Insurance meets Virgin Voyages' requirements?
Ensure your Travel Insurance policy covers cruise holidays, includes substantial medical and repatriation cover, covers pre-existing conditions, and all your travel destinations. Make sure to book your cruise insurance as soon as possible after booking your cruise to secure sufficient cancellation cover. At Just Travel Cover this can be secured 18 months before you are due to set sail.
Why is it important to declare pre-existing medical conditions for my Virgin Voyages cruise insurance?
Declaring pre-existing conditions is important for any Travel Insurance, and this includes when obtaining Cruise Travel Insurance for a Virgin Voyages cruise. Failure to declare pre-existing medical conditions can affect your ability to make a claim under all, or part of, the policy.
What should I do if my baggage is lost or damaged during my Virgin Voyages cruise?
In the event of lost or damaged baggage, contact your insurer to make a claim. Refer to your policy wording for full details or click here.
