Silversea Cruise Insurance Requirements
Ensure Appropriate Cover for Your Silversea Cruise
Sailing with Silversea Cruises offers a luxurious, all-inclusive experience designed for a wide range of travellers. Having the right Cruise Travel Insurance is crucial to ensure a smooth and safeguarded cruise.
Here’s a detailed overview of the Travel Insurance requirements for Silversea Cruises and how Just Travel Cover can provide the necessary protection, ensuring peace of mind before and during your holiday.
Required Cover for Silversea Cruises
Suitable to Cover Cruises: Ensure your Travel Insurance policy explicitly covers cruise holidays. Answer ‘yes’ to the cruise question when securing a policy with us. Standard policies might not cover incidents unique to cruises.
Full Trip and All Destinations: Your Cruise Travel Insurance should cover the entire duration of your cruise, including pre-or post-cruise stays and all destinations on your itinerary. Declare each country on your policy as medical costs can vary significantly by country.
Emergency Medical Expenses: Adequate cover for medical expenses and emergency evacuations is essential. Silversea recommends a minimum of £75,000 for medical expenses and £187,500 for medical evacuation. Our policies offer higher limits of up to £15,000,000, including repatriation for substantial protection.
Pre-Existing Conditions: Declare any pre-existing medical conditions to ensure they are covered. Failure to declare these conditions could lead to a claim being rejected.
Cancellation Cover: Sufficient cancellation cover is vital to protect the cost of your trip. Silversea Cruises offers a range of luxurious cruises, including expedition cruises, that can be high-value and high-cost. Your cancellation cover should match the complete cost of your cruise and any on-land excursions booked.
Proof of Cruise Insurance: Carry proof of your Cruise Travel Insurance, either printed or digital, to present if requested.
Why Choose Just Travel Cover for your Silversea Cruise
At Just Travel Cover, we offer Cruise Travel Insurance that meets all of Silversea’s requirements* and provides additional benefits tailored to the unique aspects of cruising:
Cruise Travel Insurance: What’s covered?
Substantial Cancellation Cover: Cancellation cover up to £50,000 per person upon referral providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £15,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Additional benefits available: varies by insurers
Missed Port Departure: Up to £2,000 for additional travel and accommodation expenses if you miss your departure due to unforeseen circumstances.
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
Speak to one of our advisors today or complete our easy online screening process to secure the right Cruise Travel Insurance tailored to your Silversea Cruise.
The content of this page was correct as of July 2024 and requirements are always subject to change. Whilst we aim to provide a quotation that matches with the requirements of your cruise provider, all quotations via this website are subject to the terms, conditions, and exclusions of individual insurers and subject to Just Travel Cover’s TOBA. Where we cannot provide cover we will aim to signpost you to a provider who may be able to help.
*Disclaimer: While we refer to specific cruise lines, there is no official affiliation or endorsement from these brands.
Silversea Cruise Insurance Requirements FAQs
What should I do if my cruise itinerary changes after I purchase my Cruise Travel Insurance for a Silversea Cruise?
If your cruise itinerary changes on your Silversea Cruise, inform your Cruise Travel Insurance provider as soon as possible to ensure your policy covers all new destinations. This may impact the price of the policy and you may be entitled to a partial refund, or required to pay an additional premium.
How far in advance should I purchase Cruise Travel Insurance for a Silversea Cruise?
It’s recommended that you purchase your Cruise Travel Insurance as soon as you book your cruise, including if this is a cruise with Silversea Cruises. This ensures that you have cancellation cover in place from the time of booking. At Just Travel Cover we can provide you with a quote up to 18 months before your Silversea Cruise.
How much cancellation cover should I have for a Silversea Cruise?
Your cancellation cover should be adequate enough to cover the total cost of your cruise with Silversea Cruises, including any additional expenses such as on-land excursions, flights, and pre-or post-cruise stays. Given the luxurious nature of Silversea Cruises, the cost can be substantial, making it essential to have substantial cancellation cover to protect your investment against unforeseen circumstances. Just Travel Cover offers up to £12,500 per person, with options to top up to £50,000 over the phone for high-value cruises.
