MSC Cruise Insurance Requirements
Ensure the Right Cover for Your MSC Cruise
Sailing with MSC Cruises promises an unforgettable journey, from the sun-drenched beaches of the Caribbean and the Mediterranean’s historic ports to the natural beauty of Northern Europe and the exotic locales of the Middle East and Asia. For your safety, security and peace of mind, MSC Cruises has specific cruise Travel Insurance requirements for all passengers. Here’s an overview of these requirements and how Just Travel Cover can meet them, ensuring you can set sail with confidence.
Required Cover for a MSC Cruise
TIP: All of Just Travel Cover’s policies cover cruises – just make sure you answer Yes to the cruise question.
Cover for Entire Trip Duration and All Destinations: Your MSC Cruise Insurance should cover the full duration of your cruise, including any pre- and post-cruise stays. Additionally, declare all destinations in your itinerary to ensure full cover, as medical costs and requirements can vary by country.
Medical and Repatriation Cover: MSC Cruises requires a minimum of £2m for medical expenses and £50,000 for emergency medical evacuation and repatriation. This ensures adequate protection in case of medical emergencies during your cruise.
Pre-Existing Conditions: You must declare any pre-existing medical conditions to ensure they are covered. Failure to declare these conditions can lead to policy invalidation.
Cancellation Cover: Adequate cancellation cover is crucial, protecting you financially if you need to cancel your trip for an insured reason. Travel Insurance for MSC Cruises should offer cover for trip cancellations, interruptions, and delays.
Proof of Insurance: MSC requires passengers to provide proof of Cruise Travel Insurance before boarding. Be sure to have a printed or digital copy of your insurance documentation ready to present at the terminal if requested
Why Choose Just Travel Cover for your MSC Cruise
At Just Travel Cover, we offer Cruise Travel Insurance that meets all of MSC’s requirements* and provides additional benefits tailored to the unique aspects of cruising:
Cruise Travel Insurance: What’s covered?
Substantial Cancellation Cover: Cancellation cover up to £50,000 per person upon referral providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £15,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Additional benefits available: varies by insurers
Missed Port Departure: Up to £2,000 for additional travel and accommodation expenses if you miss your departure due to unforeseen circumstances.
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
The content of this page was correct as of January 2025 and requirements are always subject to change. Whilst we aim to provide a quotation that matches with the requirements of your cruise provider, all quotations via this website are subject to the terms, conditions, and exclusions of individual insurers and subject to Just Travel Cover’s TOBA. Where we cannot provide cover we will aim to signpost you to a provider who may be able to help.
*Disclaimer: While we refer to specific cruise lines, there is no official affiliation or endorsement from these brands.
MSC Cruise Insurance Requirements FAQs
Is Travel Insurance mandatory for MSC cruises?
While not always mandatory, MSC strongly recommends that all guests have substantial Travel Insurance covering emergency medical expenses, and trip interruptions. This ensures that you are protected against unforeseen events that could disrupt your travel plans.
What does Travel Insurance for MSC Cruises cover?
Travel Insurance from Just Travel Cover covers trip cancellation, trip interruption, emergency medical and associated expenses, and baggage protection. It provides peace of mind by protecting against a variety of travel-related risks.
What should I do if I need to make a claim while on my MSC Cruise?
Your policy documents will have the medical assistance and claims company details – these vary by insurer so please login to check your documents. For non-emergencies, keep all relevant documents and receipts to submit with your claim once you return.
What are the passport requirements for an MSC Cruise?
MSC passport requirements may vary depending on the destination. General requirements state passports must be valid for the entire duration of the cruise. For international cruises, passport expiry dates must be at least 3 months from the date of departure. For certain countries (Russia and the USA), machine-readable or digital passports may be required.
What is the MSC cruise covid policy?
With no travel restrictions now in place due to COVID-19, MSC Cruises welcomes all guests onboard without testing or proof of vaccination required.
