Travel Insurance for Heart Failure
Find Travel Insurance with Cover for Heart Failure
Specialist Travel Insurance for Travellers with Heart Failure
If you’ve been diagnosed with heart failure or another heart condition, it’s important to secure the right Travel Insurance to cover your needs. Having specific cover for heart failure gives you peace of mind and the ability to enjoy your holiday more.
Travel Insurance for heart failure ensures emergency or unexpected medical expenses will be taken care of should this be needed when abroad. It also provides cancellation cover if your health status changes unexpectedly and you can no longer travel.
Travel Insurance for Heart Failure at Just Travel Cover
It’s important to declare heart failure as a pre-existing medical condition when taking out Travel Insurance to help you find the right product for you. At Just Travel Cover, we work with a panel of insurers to help those with pre-existing medical conditions find tailored cover which meets their needs.
You’ll be presented with a range of options, including bronze, silver, and gold levels of cover to help you choose the best cover for you.
What Questions Will I Be Asked About My Heart Condition?
To help us find the right Travel Insurance for you, we’ll need to ask a few medical screening questions. These help us understand your health needs and match you with policies that provide the right level of protection. These are generally yes or no answer questions to enable the insurers to accurately assess the risk alongside the trip type and other factors.
An example of these questions include, but are not limited to:
- When did your symptoms start? (e.g. breathlessness or ankle swelling)
- How many medicines do you take for this condition?
- Can you lie down flat without becoming short of breath?
- How many unplanned hospital visits have you had for this condition in the last 12 months?
- Have you ever been a smoker?
- Have you ever had angina or a heart attack, or been told that your coronary arteries are narrowed?
Depending on your answers, we may ask a few more follow-up questions to make sure we fully understand your condition. This helps ensure the cover you choose is appropriate and provides the cover you need while travelling.
All policies, and claims, are subject to acceptance criteria and policy terms and conditions.
Annual Multi-Trip cover for up to 93 days per trip (terms apply)
Cover for hundreds of pre-existing medical conditions
High levels of cancellation and emergency medical expense cover
Lost documents, baggage, medications and medical aids cover
Three levels of cover bronze, silver and gold – to suit your individual needs
Travel companions can be included on the same policy
Zero excess policies available.
Full cover for pre-existing medical conditions
Cover for emergency medical expenses up to £15m
Cover for repatriation
Cancellation cover up to £50,000 per person upon referral
Curtailment cover up to £12,500 per person
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance available 24/7
Plus Smart Luggage – optional or included on gold.
Travel Insurance for Heart Failure FAQs
Can I get Travel Insurance with heart failure?
Yes. At Just Travel Cover, we help arrange tailored Travel Insurance with no upper age limit and cover for hundreds of pre-existing medical conditions – including heart failure. We’ll need to ask a few questions about your condition which will help us provide the best range of cover options to suit your needs.
All policies are subject to acceptance criteria as it’s not just pre-existing medical conditions that are a factor. We also take into consideration your age, trip destination and duration.
Is there an upper age limit for heart failure Travel Insurance?
No. At Just Travel Cover, we believe everyone should experience the joy and freedom of travel, no matter their age or medical history. That’s why we provide cover options for all ages and hundreds of pre-existing medical conditions. It’s what’s enabled us to help over 1 million people find the right cover for them.
What does Travel Insurance for heart failure cover?
If you’re living with heart failure, having the right Travel Insurance can give you peace of mind. Provided your GP/Consultant are in agreement with your travel plans and depending on your policy and medical screening, you may be able to get cover for emergency treatment abroad if your condition worsens unexpectedly.
Some policies can also offer cancellation cover if your condition changes before you travel. You’ll also have access to other benefits such as lost baggage or travel delays, helping you feel more secure throughout your journey.
How does heart failure affect the cost of Travel Insurance?
A heart failure diagnosis can result in higher Travel Insurance costs compared to a traveller with no pre-existing medical conditions, however, its very important that you declare this on your Travel Insurance as failure to disclose pre-existing medical conditions can affect your ability to make a claim. You’ll need to make sure your doctor has cleared you for travel, as travelling against the advice of your doctor can invalidate your insurance.
Remember, the cost of your Travel Insurance will depend on other factors including your age, the destination, the length of your trip, and any other medical conditions. Using this information, we’ll provide you with a range of cover options including bronze, silver, and gold levels of cover to help you choose the best one for you.
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