Travel Insurance for Arrhythmia (Irregular Heartbeat)

Find Travel Insurance with Cover for Arrhythmia

Specialist Travel Insurance for Travellers with Arrhythmia

Arrhythmia is a type of heart condition where the heart beats to an irregular rhythm (also known as irregular heartbeat). If you have been diagnosed with arrhythmia, it’s important to arrange Travel Insurance that covers arrhythmia before taking a trip. This is to give you peace of mind and avoid costly medical expenses if your symptoms flare up abroad and you need treatment. 

With Travel Insurance for Arrhythmia, you can travel with confidence knowing any unexpected medical expenses related to your condition are covered. This also includes cancellation cover, if your condition causes health changes that require you to cancel your trip. Although a change in plans is disappointing, cancellation cover ensures your investment is protected and means you won’t end up out of pocket. 

Travel Insurance for Irregular Heartbeat at Just Travel Cover

Arrhythmia is considered a pre-existing medical condition, so it’s important to declare this when getting a quote for Travel Insurance. At Just Travel Cover, we work with a panel of insurers that provide cover for arrhythmia and other heart conditions.

We’ll help you find a policy that directly meets your needs, presenting you with a range of cover levels including bronze, silver, and gold. This way, you can find the best Travel Insurance with arrhythmia cover for you and focus on enjoying your holiday.

Travel Insurance for Arrhythmia

Single trip cover of up to 365 days

Annual Multi-Trip cover for up to 93 days per trip (terms apply)

Cover for hundreds of pre-existing medical conditions

High levels of cancellation and emergency medical expense cover

Lost documents, baggage, medications and medical aids cover

Three levels of cover bronze, silver and gold – to suit your individual needs

Travel companions can be included on the same policy

Zero excess policies available.

What else is covered?

All our policies provide the following as standard:

Full cover for pre-existing medical conditions

Cover for emergency medical expenses up to £15m

Cover for repatriation

Cancellation cover up to £50,000 per person upon referral

Curtailment cover up to £12,500 per person

Baggage cover  up to £3,500 per person

Missed departure up to £1,500 per person

Emergency medical assistance available 24/7

Plus Smart Luggage – optional or included on gold.

Travel Insurance for Arrhythmia FAQs

Do I need to declare arrhythmia on my Travel Insurance?

Yes. Arrhythmia is classed as a pre-existing medical condition and should be declared on your Travel Insurance, including if you have a pacemaker fitted. This ensures any medication you may be taking is covered, as well as emergency medical treatment. Failing to declare any pre-existing medical conditions on your Travel Insurance puts you at risk of costly medical expenses should your condition require treatment abroad. It also risks invalidating your policy in the event you have to cancel your trip, meaning you will not be able to claim back the cost of your holiday.

Is there an upper age limit for arrhythmia Travel Insurance?

No. At Just Travel Cover, we believe everyone should experience the joy of travel, no matter their age. That’s why we help match everyone with the right insurer for their needs, with no upper age limit and cover for hundreds of pre-existing medical conditions. Simply fill out our form and we’ll present you with bronze, silver, and gold options to help you choose the right policy for you.

What does Travel Insurance for arrhythmia cover?

Travel Insurance for arrhythmia covers the costs of emergency medical treatment should your irregular heartbeat lead to you receiving treatment abroad. Cancellation cover is also included, protecting the cost of your holiday should a change in your condition require you to cancel. Repatriation is also included, covering the costs of getting you home if you have to travel back home due to illness. In addition to this, you’ll also get lost baggage cover should your luggage become lost or stolen in transit. Always check the policy wording to ensure you understand what is and isn’t covered under your Travel Insurance for arrhythmia policy.

How does having an irregular heartbeat affect the cost of insurance?

Having an irregular heartbeat could result in a higher insurance premium due to the increased risk of you requiring treatment. However, it’s important to note that the cost of Travel Insurance depends on other factors including your age, the destination and length of your trip, and any other pre-existing medical conditions you have. As a traveller with arrhythmia, you’ll need to ensure your doctor has declared you fit to travel, otherwise you could risk invalidating your policy. 

Can you fly with heart arrhythmia?

Yes. Most people with an irregular heartbeat can fly safely. It’s important to seek advice from your doctor, especially if your arrhythmia is unstable or has been recently diagnosed as in these instances, travelling may not be advised. You’ll also need to declare it on your Travel Insurance. Some tips for travelling with arrhythmia:

  • Carry your medication with you including a copy of your prescription incase you need to show this abroad.
  • Stay hydrated and move around during your flight when permitted (especially during longer-haul flights).
  • Inform your airline if you have any specific requirements to make sure you are comfortable for the journey. 
  • Take it easy during your trip and avoid any activities that could unsettle you or cause your symptoms to flare up.

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