Travel Insurance for OCD
Find OCD Travel Insurance
Obsessive Compulsive Disorder (OCD) is a mental health condition that affects men, women, and children – with symptoms starting from as early as 6 years old. It can often cause distress, with symptoms having a big impact on daily life, meaning it requires careful management both at home and when travelling.
Specialist Travel Insurance for OCD ensures your needs are covered should sudden illness or injury lead to you requiring medical treatment/assistance abroad. It also includes cancellation cover in the event of unforeseen circumstances such as illness or changes to your condition, meaning you can no longer travel. Repatriation (the cost of bringing you home) is also included if it is deemed medical necessary.
Travel Insurance for People Living with OCD at Just Travel Cover
At Just Travel Cover, we believe everyone should experience the rewards of travel. That’s why we offer specialist Travel Insurance for mental health conditions like OCD and more, as we understand these present their own challenges and needs when travelling.
We also cover hundreds of other pre-existing medical conditions, helping everyone find the right Travel Insurance provider to meet their needs. All you need to do is answer a few questions about where you’re going, how long for, and tell us about your specific condition(s). We’ll then be able to provide you with a list of quotes including bronze, silver, and gold cover levels to help you choose the right one for you.
What Questions Will I Be Asked When Applying for OCD Travel Insurance?
When getting a quote for OCD Travel Insurance, you’ll be asked a few questions related to your condition. These help us get a better understanding of your specific needs to match you with the right insurer, and may include:
- Are you currently taking medication or receiving any therapy to treat OCD?
- Are you currently recommended to see a psychiatrist for this condition?
- Has this condition caused you to cancel or cut short any travel plans?
Depending on your answers, we may have a few follow up questions if we require any additional information. It’s important to answer these truthfully to ensure we match you with insurers who will be able to cover your demands and needs. If you prefer, have a trusted friend or family member help you with your application if you feel you would benefit from the support.
All policies and claims are subject to acceptance criteria and policy terms and conditions.
Single trip cover of up to 365 days
Annual Multi-Trip cover for up to 93 days per trip (terms apply)
Cover for hundreds of pre-existing medical conditions
High levels of cancellation and emergency medical expense cover
Lost documents, baggage, medications and medical aids cover
Three levels of cover bronze, silver and gold – to suit your individual needs
Travel companions can be included on the same policy Zero excess policies available.
All our policies provide the following as standard:
Full cover for pre-existing medical conditions, provided these are declared and accepted
Cover for emergency medical expenses up to £15m
Cover for repatriation
Cancellation cover up to £50,000 per person upon referral
Curtailment cover up to £12,500 per person
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance available 24/7
Plus Smart Luggage – optional or included on gold.
Travel Insurance for OCD FAQs
What does Travel Insurance for OCD cover?
Provided your pre-existing medical conditions have been declared and accepted, your Travel Insurance for OCD should provide cover for emergency medical expenses abroad if you need assistance or treatment. It also covers cancellation if you unexpectedly have to cancel your trip due to sudden illness, injury, bereavement, and other unforeseen circumstances, plus repatriation if you fall ill during your trip and it’s necessary for you to be brought home. As with our other Travel Insurance policies, you’ll also receive baggage cover to help you in the event your luggage gets lost or stolen.
Are travel options limited for those with OCD?
No. With the right planning and specialist OCD Travel Insurance, most people with OCD can experience their dream travels. Once you’ve secured the right Travel Insurance provider as soon as you book (ASAB), you just need to plan your trip according to your needs.
How does having OCD affect the cost of insurance?
Having OCD can affect the cost of your Travel Insurance differently depending on the severity of your condition and the answers you provide during the medical screening. It’s important to note, however, that the cost of your Travel Insurance depends on other factors, such as your age, the destination and duration of your trip, and any other pre-existing medical conditions you have.
Is there an upper age limit for OCD Travel Insurance?
No. At Just Travel Cover, we offer specialist OCD Travel Insurance with no upper-age limit, as we believe neither age nor health should be a barrier to travel. Whether you’re over 50, 65, 70, 80 or beyond, we’ll be happy to help you find an insurer that meets your specific needs.
Can I buy Travel Insurance for someone else with OCD?
Yes. You can buy Travel Insurance on behalf of a friend or loved one with OCD if they are unable to do so themselves. Just make sure to have a copy of their diagnosis and current treatment plan with you when filling out the medical questionnaire for accuracy. This helps us provide only the most suitable insurers to cover their specific needs.
Can I get Travel Insurance while I’m still waiting for an OCD diagnosis?
Yes. If you’re awaiting a diagnosis for an undiagnosed medical condition such as OCD, we can still provide you with a Travel Insurance quote. We’ll just need to ask you some questions about your symptoms and the tests you’ve undergone to help match you to an insurer who may be able to cover you. Note that we may not be able to offer cover for certain undiagnosed conditions relating to the heart, lungs, breathing, or cancer. For more information, head to our Travel Insurance for Undiagnosed Medical Conditions page.
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