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Cruise Travel Insurance for Over 70s

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Over 70s Cruise Travel Insurance

Planning a cruise in your 70s is a fantastic way to see the world and enjoy some well-earned relaxation. Before you set off, it’s important to make sure you’ve got the right Travel Insurance in place. Many cruise lines now require cruise-specific cover: it’s designed to protect you if your plans change unexpectedly, whether that’s a cancelled trip, missed port or medical treatment while you’re away. 

As an award-winning Travel Insurance broker, Just Travel Cover has helped hundreds of customers find an insurance policy that meets their needs, specialising in pre-existing medical conditions. Our policies are offered with no upper-age limit, ensuring everyone can experience their dream travels, no matter their age or medical status.

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Why use Just Travel Cover for Cruise Travel Insurance Over 70?

Added benefits with your Cruise Travel Insurance for Over 70s policy include:

  • Up to £12,500 per person cancellation – if you have to cancel your trip due to unexpected circumstances like sudden illness (up to £50k per person upon referral).
  • Missed port departure – covering additional travel and room-only accommodation costs to allow you to join the cruise at the next port should you fail to embark due to unforeseen events.
  • Cabin confinement – should you fall ill onboard the ship and be asked to remain inside your cabin to avoid spreading illness.
  • Unused excursions – if cabin confinement prevents you from using pre-booked excursion tickets during your cruise.
  • Itinerary changes – in the event the cruise operator has to cancel part of the itinerary due to weather or timetable restrictions.
  • Cruise interruption – should sudden illness or injury lead to you requiring treatment on dry land, after which you are able to rejoin the cruise.

Cover limits and benefits may differ per policy, please check individual policy terms and conditions. 

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Ocean cruise ship at sunset

Considerations for Cruise Travel Insurance for Over 70s

If you’re in your early 70s, you’ll still have access to generous trip durations, with some insurers covering cruises up to 180 days, depending on your health and the underwriter’s criteria.

As travellers get older, insurers tend to reduce the maximum trip length allowed.
The right policy for you will depend on your age, health, and cruise itinerary, but don’t worry, we’ll guide you through your options when you get a quote.
Browse our other specialist cruise cover options available, including:
> Cruise Travel Insurance for Over 60s
> Cruise Travel Insurance for Over 80s

Over 70s Cruise Travel Insurance with Pre-Existing Medical Conditions Cover

Finding the right Cruise Travel Insurance can seem complicated, especially if you are a senior traveller with pre-existing medical conditions. Tailoring cover for over hundreds of different conditions, we help you confidently find and select a policy that suits your needs, giving you peace of mind for your next trip. Note that any pre-existing medical conditions must be declared during the initial quote process, with specific cover offered depending on the condition and the underwriter’s assessment. Always read the policy wording carefully and consult one of our agents if you are unsure.

Cruise Travel Insurance for Over 70s FAQs

What is the best cruise Travel Insurance for over 70s?

The best policy for you will depend on where you’re cruising, how long you’re away, and any medical conditions you may have. At Just Travel Cover, we make it easy to compare cruise insurance options for over 70s, including policies with no upper age limit, cover for pre-existing conditions, and cruise-specific benefits.

When you get a quote, you’ll see a range of bronze, silver, and gold options so you can choose the right level of cover for your needs and budget.

What does cruise Travel Insurance for over 70s cover?

Cruise insurance for over 70s is designed to give you peace of mind at sea. Policies often include cover for:

  • Cancellation if you unexpectedly fall ill and are unable to travel
  • Emergency medical treatment and repatriation, including transport back to the UK
  • Lost or stolen baggage
  • Missed port departure, cabin confinement, or missed excursions
  • Itinerary changes if your cruise operator can’t dock as planned
  • Cruise interruption, should you need hospital treatment ashore

Cover limits vary by policy, so it’s important to compare options and check the full benefits before you travel.

How much does annual cruise insurance cost for someone over 70?

There’s no one-size-fits-all price for cruise insurance for those over 70. The cost depends on several things, including:

  • Your age
  • The countries you plan to visit
  • The length of each cruise
  • Any pre-existing medical conditions

Annual policies can be a cost-effective option if you’re taking more than one trip, but it’s worth checking whether each cruise fits within the time limits set by the insurer for your age group.

Do banks still offer cruise Travel Insurance if I'm over 70?

Please check with your bank for specific terms but we understand that some banks include basic Travel Insurance with certain current accounts which often stop, or become more limited, depending on age. While some offer age-related upgrades, they usually come with extra costs and may not include cruise-specific benefits or cover for pre-existing medical conditions. That’s where we can help. 

At Just Travel Cover, we specialise in cruise Travel Insurance for older travellers, including those over 70. We work with a panel of trusted insurers, so whether you’re in your 70s, 80s or even 90s, we’ll help you find the right cruise cover for your next adventure.

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