Cruise Travel Insurance for Over 80s

Can I Get Cruise Insurance Over 80?

Yes it is still possible to get cruise Travel Insurance if you’re 80 or over, but your options may look slightly different. Whilst fewer insurers offer cover once you reach 80, some insurers have policies without an upper age limit, which are more likely to offer you the right cover.

We specialise in comparing insurance for senior travellers so they can find options without the age limit, so if you’ve been turned down elsewhere, it’s worth getting a quote to see your options.

Getting the right insurance is more important than ever for travellers over 80, who are often more likely to be travelling with medical conditions. If you’d like to speak to our team about your health or policy options, you can call us on 0800 294 2969.

Is Cruise Insurance Different for Over 80s?

In your 80s, your Travel Insurance options can change. For example, some insurers may limit the number of days you can travel for more than they do for younger travellers. This is often due to health and risk factors. Here’s how your insurance could change:

Travellers aged 81-85
Policies may allow up to 94 days of consecutive travel in one trip.

Travellers aged 86+

Some insurers cap trips at around 30 days of consecutive travel in one trip.

Remember each provider is different, and your exact eligibility will depend on your medical history and travel plans, so it’s important to check your chosen cover for specifics.

How Does The Medical Screening Work?

Alongside your age, insurers look at a few other factors when you’re finding a policy, such as your trip destination, duration, and any medical conditions you may have. To ensure we only show you policies that work for your trip, you’ll need to complete a quick screening with us.

1. Tell us about your cruise

When you start your quote, select the cruise option. Then, provide the requested details about your trip, including all the destinations your cruise will be stopping.

2. Declare any pre-existing medical conditions

If you have health conditions, you need to declare them when we ask your medical screening questions. This is to ensure the cover options we show include your medical conditions, so you are covered should you need any emergency treatment during your cruise.

3. Compare the available policies

Once we have your trip details, we’ll show you which policies are available to you. You can browse your options to find the right level of cover and price before selecting a policy,

You can complete your screening online, or by phone: 0800 294 2969.

Arranging Cruise Insurance for a Parent Over 80

If you’re helping a parent or someone you care for arrange Cruise Travel Insurance, we can help you explore the options available. You can complete the quote on their behalf, provided you have the appropriate permission and accurate information about their health and travel plans.

To make the process easier:

• Have their medical details to hand – Any conditions and medication, plus recent tests, referrals or hospital stays.
• Check with them first – Make sure they’re happy for you to share their medical information, and go through the screening answers together if you can.
• Include everyone who’s travelling – If you or another relative would like to be insured on the same policy for the same trip, add them during the same screening so your quotes reflect everyone who needs to be covered.
• Keep their policy details somewhere safe – Make sure they have their policy information, emergency assistance number and any other relevant details to hand during their trip.

If you need support booking cruise insurance for a traveller over 80, you can call our expert team: 0800 294 2969.

What does cruise Travel Insurance for over 80s include?

Cruise insurance for over 80s typically has benefits tailored for scenarios specific to cruising. Depending on your policy, this can include things like:

• Cancellation or curtailment – if you have to cancel or cut your trip short due to illness or other insured reasons
• Cabin confinement – if you’re confined to your cabin due to illness
• Unused excursions – if you miss a pre-booked trip due to cabin confinement
• Missed port departure – if you can’t reach the ship on time due to travel disruption
• Itinerary changes and cruise interruption – Cover for missed ports or medical treatment ashore

Levels of cover vary by policy, so it’s important to compare your options and check over your chosen policy details before you travel.

Over 80s Cruise Insurance with Just Travel Cover

available to you. We compare across a panel of UK insurers, many who specialise in senior cover and cover for pre-existing medical conditions, to find you the best cruise cover for over 80s.
With more than 20 years’ experience helping older travellers, our team is on hand if you’d like help choosing the right cover for your cruise.

Compare with Just Travel Cover:

• No upper-age limit on many policies
• Wide range of trusted insurers
• Cover for many pre-existing medical conditions
• Insured over 1M+ travellers

All our Travel Insurance content is regularly reviewed in line with our current policy information and wider industry guidance. Our team is dedicated to ensuring all information you receive is accurate and helpful.

Authorised and regulated

JustTravelCover.com is a trading style of Just Insurance Agents Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 610022) for general insurance distribution. Registered in England, Company No. 05399196.

Learn More About Just Travel Cover

Latest News