Travel Insurance for Atrial Fibrillation

What is Atrial Fibrillation?

Atrial Fibrillation, also called AF or A-fib, is a common heart condition that causes an irregular and often fast heart rate. While it can be managed with medication, it’s important to declare it when you get Travel Insurance to ensure you’re fully covered for any related medical needs while you’re away. Atrial Fibrillation is one of many heart conditions we can cover at Just Travel Cover. Head to our main heart conditions page for more information on circulatory conditions.

Specialised Travel Insurance for Atrial Fibrillation

Having Atrial Fibrillation (AF) shouldn’t mean giving up on your travel dreams. We specialise in finding atrial fibrillation Travel Insurance, helping you get the cover you need. By declaring your condition through our simple medical screening, you can find holiday insurance for atrial fibrillation that gives you complete peace of mind.

Declaring Atrial Fibrillation as a Pre-Existing Condition for Travel Insurance

Atrial fibrillation is a cardiac condition characterised by an irregular and often excessively fast heartbeat. Atrial Fibrillation is classed as a pre-existing medical condition and should be declared when taking out Travel Insurance, failure to do so could leave you paying out of pocket for any medical emergencies abroad or if you need to cancel your trip due to your condition.

For most people, your heart rate should be regular and between 60 and 100 beats per minute when you are resting. When you have atrial fibrillation, your resting heart rate can often exceed 140 beats per minute. It’s essential to accurately disclose your atrial fibrillation and any other pre-existing conditions to your Travel Insurance provider to ensure that you are fully covered.

Declaring Atrial Fibrillation: What to Expect

To help you find the right Travel Insurance for atrial fibrillation, we will ask a few straightforward questions during the screening, such as:

• How has your condition been treated?
• How many unplanned hospital visits for your irregular heartbeat have you had in the last 12 months?
• Have you been advised that further investigation or treatment is required for this condition?
• Are you on medication to thin the blood (excluding aspirin or clopidogrel)?
• Has your heart rhythm ever caused collapses, faints, or blackouts?
• Have you ever had any of the following conditions?
• Angina and/or heart attack and/or narrowed arteries of the heart
• Heart-related breathlessness or ankle swelling
• Stroke and/or mini-stroke (TIA)
• No – none of these

Types of Atrial Fibrillation and Travel Insurance Needs

There are varying types of atrial fibrillation, but no matter which type you have, you still need to declare it to your insurers and get the best Travel Insurance with atrial fibrillation cover for you and your travel requirements.

• Paroxysmal Atrial Fibrillation – Sporadic episodes in a 48 hour period.
• Persistent Atrial Fibrillation – Episodes lasting longer than 7 days.
• Permanent Atrial Fibrillation – Constant episodes of inconsistent heart rate.
• Long-standing Atrial Fibrillation – Episode lasting longer than a year.

Atrial fibrillation occurs when aberrant electrical impulses begin firing in the atria suddenly. Having atrial fibrillation is more common than you may think, with 1.4 million people having the condition in the UK. So you aren’t alone in having to find a Travel Insurance policy that includes atrial fibrillation medical cover.

Finding the Right Travel Insurance Policy for Atrial Fibrillation

While standard Travel Insurance policies include some medical cover, they often exclude claims relating to pre-existing medical conditions like Atrial Fibrillation, so finding a specialist Travel Insurance for atrial fibrillation that will cover emergency medical expenses related to your condition is important. We work with several providers to help you find the right policy with cover for atrial fibrillation. Once you’ve answered the medical screening questions as accurately as you can, you’ll see a list of insurers with possible atrial fibrillation policies that will work for you. You can then compare and choose the best atrial fibrillation Travel Insurance option that works for you. If you would prefer to speak to one of our Travel Insurance experts over the phone, call us today.