Norwegian Cruise Line Insurance Requirements
Secure the Right Travel Insurance for Your Norwegian Cruise
Sailing with Norwegian Cruise Line offers a unique and flexible cruise experience, featuring the innovative ‘Freestyle Cruising’ concept. This approach allows guests the freedom to dine whenever and wherever they choose, enjoy a variety of entertainment options, and participate in exclusive onboard activities like go-kart racing and water parks.
To ensure a smooth and safeguarded journey, having the right Cruise Travel Insurance is crucial. Here’s an overview of the Travel Insurance requirements for Norwegian Cruise Line and how Just Travel Cover can provide the necessary protection, ensuring peace of mind before and during your voyage.
Required Cover for Norwegian Cruise
Suitable to Cover Cruises: It’s essential to ensure that your Travel Insurance policy includes cover for cruise holidays. Traditional Travel Insurance might not cover specific incidents related to cruise travel, potentially leaving you unprotected. Just answer ‘yes’ to the cruise question when getting a quote to see policies that cover cruises.
Full Trip and All Destinations: Your policy should cover the full duration of your cruise, including any stays before or after your Norwegian Cruise, and all destinations included in your itinerary. It’s important to declare each country on your policy because medical costs can significantly vary by destination.
Emergency Medical Expenses: Norwegian Cruise Line recommends a minimum coverage of £20,000 for medical expenses and £50,000 for emergency medical evacuation At Just Travel Cover all policies offer a minimum of £10 million for emergency medical expenses and related expenses including repatriation.
Pre-Existing Conditions: Declare any pre-existing medical conditions to ensure proper cover. Failing to do so may result in denied claims and significant out-of-pocket expenses.
Cancellation Cover: Your cancellation cover should cover the complete cost of your Norwegian Cruise. Given Norwegian Cruise Line’s varied pricing, including additional land excursions and on-board activities, having substantial cancellation cover ensures your investment is protected. At Just Travel Cover we provide cancellation cover up to £12,500 per person, with options to increase up to £50,000 through a phone-only “top up” policy.
Proof of Cruise Insurance: Carry proof of your Cruise Travel Insurance, either printed or digital, to present if requested.
Why Choose Just Travel Cover for your Norwegian Cruise Line Cruise
At Just Travel Cover, we offer Cruise Travel Insurance that meets all of Norwegian Cruise Line’s requirements* and provides additional benefits tailored to the unique aspects of cruising:
Cruise Travel Insurance: What’s covered?
Substantial Cancellation Cover: Cancellation cover up to £50,000 per person upon referral providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £15,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Additional benefits available: varies by insurers
Missed Port Departure: Up to £2,000 for additional travel and accommodation expenses if you miss your departure due to unforeseen circumstances.
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
Speak to one of our advisors today or complete our easy online screening process to secure the right Cruise Travel Insurance tailored to your Norwegian Cruise Line Cruise.
The content of this page was correct as of July 2024 and requirements are always subject to change. Whilst we aim to provide a quotation that matches with the requirements of your cruise provider, all quotations via this website are subject to the terms, conditions, and exclusions of individual insurers and subject to Just Travel Cover’s TOBA. Where we cannot provide cover we will aim to signpost you to a provider who may be able to help.
*Disclaimer: While we refer to specific cruise lines, there is no official affiliation or endorsement from these brands.
Norwegian Cruise Insurance Requirements FAQs
When should I purchase Travel Insurance for my Norwegian Line Cruise?
It’s advisable to purchase Travel Insurance as soon as you book your Norwegian Line Cruise. This ensures that you’re covered for cancellations straight away. At Just Travel Cover, we can cover you up to 18 months before you set sail, so you are covered should you need to cancel your cruise for an insured reason.
What is the importance of declaring all destinations in my Travel Insurance policy for Norwegian Cruise Line?
For passengers on Norwegian Cruise Line, declaring all destinations on your Travel Insurance policy is essential due to the varied itineraries offered, which may include multiple countries with differing medical costs. Norwegian Cruise Line offers a range of cruises that might take you through the Caribbean, Mediterranean, Alaska, and even exotic locations like the South Pacific and Southeast Asia. Each destination can have significantly different healthcare costs and facilities. Your cruise insurance policy should cover the entire duration of your cruise, as well as any pre-cruise or post-cruise stays and additional excursions you may book.
How much cancellation cover is adequate for a Norwegian Cruise?
Cancellation cover should, at a minimum, cover the complete cost of your holiday, including your cruise, any flights, and any on-land excursions outside of your cruise. Given the pricing spectrum of Norwegian Cruise Line, cancellation cover should be reflective of the cruise’s cost. For example, a luxurious 10-night Greek Isles & Italy cruise averages around £4,000 or higher per person.
Always check the cancellation cover as some policies don’t have any at all, and others go up to £12,500pp. If your holiday is more than that, call us to “top up” your cancellation cover.
