Travel Insurance for Indonesia and Bali
Your Indonesia and Bali itinerary should guide the cover you choose. Scooters, diving and trekking may sit outside standard activity cover. Make sure cancellation limits reflect everything paid in advance.
- Compare Travel Insurance options for Indonesia and Bali
- Cover options for older travellers and couples
- Single Trip and Annual Multi-Trip options available
- Cover for hundreds of pre-existing medical conditions
Tick Travel Insurance for Indonesia off your to-do list
Home to over 17,000 islands, Indonesia has much to offer the wandering traveller, from a rich, diverse culture, to stunning tropical landscapes, and, if you’re lucky enough, a glimpse of a Komodo dragon – the world’s largest lizard. Securing specialist Travel Insurance for Indonesia and Bali, one of the more popular islands, is important to protect you against the unexpected. From sudden illness or injury before or during your trip, to cancellation due to unexpected circumstances, holiday insurance for Indonesia ensures that, should something not go according to plan, you won’t lose out financially.
Finding the best Travel Insurance for Indonesia
Holiday Insurance for Indonesia and Bali protects you against a range of travel events, like emergency medical expenses, cancellation, curtailment (having to cut your trip short), repatriation, and loss of personal belongings. It also helps you access treatment for any pre-existing medical conditions when declared, helping you avoid costly medical bills should you have a flare-up abroad. At Just Travel Cover, we help you find the best Travel Insurance for Indonesia policy by understanding your specific needs. We offer no-upper age limit policies tailored to your requirements, including cover for hundreds of pre-existing conditions, ensuring everyone can fulfil their dream travels.
Travel Insurance for Bali, Indonesia
With its stunning natural beauty and affordable luxury, Bali is a must-visit destination for lots of travellers, with millions making the trip each year. The island offers the perfect mix of picturesque beaches and vibrant nightlife, making it appeal to travellers both young and old. More adventurous travellers take on volcanic trekking on Mount Batur, while wellness-seekers can indulge in surfing, yoga, and meditation, making the most of Bali’s stunning natural backdrop. Whether for relaxation and rejuvenation or a touch of adventure, make sure to secure specialist Travel Insurance for Bali before your trip to Indonesia.
Affordable Holiday Insurance for All Ages, Conditions and Destinations
Travel Insurance is an essential part of your holiday planning, and it is important to check if your policy meets your needs.
It can cover your medical expenses if you’re injured or have an accident while you are away. It may also cover the cost of getting you home, if it’s a serious injury, or you miss your scheduled flight due to a stay in hospital.
You should arrange holiday cover as soon as you book a trip, so that you’re covered for any monetary loss if you need to cancel for some unforeseen reason such as illness, death of a family member or having a serious accident that prevents you from travelling.
Travel Insurance will often cover your luggage too, if it is lost, stolen or damaged.
At Just Travel Cover we work with a range of providers and will compare prices to help you find a Travel Insurance policy. There’s no age limit and cover for hundreds of pre-existing medical conditions.
Your destination is limitless; we offer cover for world cruises, single trips and our annual multi-trip policy covers you for as many trips as you want to take within 12 months. No matter what your age, we want you to enjoy life and travel wherever and whenever you wish. It is better to be protected against any unforeseen circumstances – even before you take off, it’s important to arrange cover as soon as you have booked your holiday.
Tips for Travelling to Indonesia
A trip to Indonesia is a bucket-list trip for many. Here are some tips to help make the most of your visit to the .Emerald of the Equator’.
Carry Cash
For small vendors and markets, make sure to carry some Indonesian Rupiah. Outside major areas like Bali and Lombok, cash machines are more scarce, so it’s a good idea to exchange some cash before your travels. Foreign cards like Visa or Mastercard are widely accepted.
Beware of ‘Bali Belly’
Drinking tap water can cause stomach problems in Bali, so it’s best to drink bottled water at all times and ask for drinks without ice when ordering in bars or restaurants.
Cultural Etiquette
Indonesia is a mostly Muslim country, so make sure to dress appropriately, covering shoulders and and knees in rural areas or religious sites. You may also need to remove footwear when visiting places of worship, and should avoid large displays of public affection which may be considered disrespectful.
Getting Around
Attractions are widely spread out across the country, so you may want to hire a driver who can help you get around and point out some of the sights along the way. Renting a scooter is also an option, though you’ll need to make sure you have an international driving permit and make sure this is covered under your insurance.
Indulge In Local Delicacies
Indonesia is known for its vibrant, diverse cuisine with popular favourites including Nasi Goreng (fried rice), Satay (grilled skewers with peanut sauce), and Redang (slow-cooked beef curry). If you have any food allergies, make sure to declare these on your Travel Insurance and clearly communicate these when ordering in restaurants.
When to Visit
Dry season runs from May-September, and is usually the best time to visit Indonesia with sunny days, lower humidity, and optimal conditions for exploring beaches, diving, or hiking. July-August is peak tourist season, so it may not be the best time for you if you want to explore main attractions without large crowds.
Travel Insurance for Indonesia and Bali FAQs
What does Travel Insurance for Indonesia cover?
Travel Insurance for Indonesia covers a range of unexpected events you may encounter before or during your travels, such as:
- Medical emergencies – including associated treatments for sudden illness or injuries sustained on your travels.
- Pre-existing medical conditions – along with related treatments/medications provided these are declared initially on your policy.
- Cancellation/curtilament – helping you recover usually non-refundable funds should you need to cancel your trip, or cut it short due to unexpected circumstances.
- Repatriation – covering the costs of bringing you home in a medical emergency.
- Baggage cover – protecting your valuables in the event of loss, theft, or damage.
When going on holiday, nobody likes to think of what could go wrong. Travel Insurance for Indonesia and Bali makes sure you’re prepared, should something not go according to plan.
Do I need holiday insurance for Bali?
Yes. You do need holiday insurance if you’re heading to Bali. This is covered under our Travel Insurance for Indonesia policies, and gives you financial protection in a range of unforeseen travel instances, such as medical emergencies. Make sure to arrange Travel Insurance as soon as you book your holiday to Bali (ASAB). That way, your cancellation cover starts right away, protecting your high-value investment should you have to cancel unexpectedly.
Does my Travel Insurance for Indonesia cover volcanic eruptions?
Indonesia is home to approximately 130 active volcanoes, forming part of the Pacific Ring of Fire. Many of these are located on the islands of Java and Sumatra, with the most active ones Mount Merapi and Kelut. Volcanic eruptions are referred to as a ‘natural catastrophe’, and there are some things that may or may not be covered under your policy.
What may be included
“Reasonable additional Accommodation and travel expenses necessarily incurred to return home or go to an alternative destination or continue to the booked destination via an alternative route, in the event that your Trip is disrupted by a catastrophe.”
Exclusions
“The delay or cancellation of flights on the order or recommendation of any civil authority, or at the initiative of the airline, due to atmospheric volcanic ash.”
Note that you would not be covered for:
- Circumstances already known at the time of taking out this insurance or booking the Insured Journey.
- Claims not supported by a written report from the appropriate authorities.
- Claims that are not justifiable given the circumstances, for example; the fear of an event happening or not taking place.
- Your decision not to remain in your booked Accommodation or to continue your planned itinerary when official directives from local authorities state that it is acceptable to do so.
- Any expense recoverable from the tour operator, airline, hotel, provider of services, or elsewhere.
Always check the policy wording to make sure you understand what is and is not covered under your specific policy.
Do I need additional cover for hiking, diving, or trekking in Indonesia?
This depends on the specific nature of the activity. At Just Travel Cover, many activities are covered as standard under ‘Activity Pack A’, involving no additional charge. These, however, have their limitations:
Covered as standard
- Hiking (under 2000m altitude) established/documented paths/routes (no altitude limit)
- Trekking (under 2000m altitude) established paths (no max altitude)
Requiring additional cover
- Hiking (between 2000-6000m altitude)
- Scuba diving (up to 30m* depending on qualifications as long as PADI qualified or equivalent to that depth) and provided adequately supervised/not diving alone
*Additional terms and conditions apply
Any activities requiring additional cover can be included in your policy by selecting ‘Activity Pack B’ and can be arranged by giving us a call on 0800 294 2969.
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