Travel Insurance for China
Secure Travel Insurance for a trip to China
From the Mutianyu Great Wall and the iconic Shanghai skyline, to the picturesque Jiuzhaigou Valley, China’s diverse, history-steeped landscapes will leave every traveller in awe. Whether you’re hiking scenic mountain trails, wandering Beijing’s Forbidden City, or soaking up city-life in Hong Kong, make sure to arrange specialist Travel Insurance for China to protect you on your travels, including adequate cover for cancellation and any pre-existing medical conditions.
The Best Travel Insurance for China for you
Travel Insurance is essential for a trip to China, since with travel, comes the added risk of unexpected disruptions. These could be medical emergencies, cancellation or curtailment (having to cut your trip short), or repatriation (the costs of bringing you home in an emergency). It also covers pre-existing medical conditions that are declared when taking out your initial policy, helping you access treatment without costly medical bills should you have a flare-up that requires attention.
At Just Travel Cover, we make finding the best Travel Insurance policy straightforward with our simple quote form. This helps you browse specialist Travel Insurance policies for China, or wherever else you’re headed with no upper-age limits and cover for your specific needs.
Tips for Your China Trip
China can feel like a world of its own to new travellers, with so much to take in. We’ve put together some top travel tips below to help make your trip as smooth as possible, so you can focus on enjoying the journey.
Think Cashless
China is a largely cashless society, with most transactions being made using mobile payments. Before you go, download apps like Alipay and WeChat, and link your international credit card to make sure you’re prepared. While payments are mostly digital, it’s still a good idea to keep some Chinese Yuan (CNY) for emergencies.
When to Visit
If you don’t enjoy crowds, you’ll want to avoid visiting during Lunar New Year (January-February), National Day (October 1st-7th), or summer (July-August), as these periods usually see massive crowds. Spring (April-May) and autumn (September-October) offer more comfortable temperatures without the tourist bustle, ideal for hiking, exploring cities and sightseeing.
Getting Around
China has an extensive high-speed rail network, making it easy to get around between cities. There are also metro systems, buses and Didi (ride-hailing) available for intra-city commutes, giving you several affordable, convenient ways to explore. Trip.com is recommended for booking trains, as it is more user-friendly for foreign travellers.
Try Signature Dishes
A trip to China isn’t complete without tasting authentic Chinese food. Signature favourites include peking roasted duck, kung pao chicken, sweet and sour pork, and dim sum, with each dish featuring its own regional style. Make sure to declare any food allergies on your Travel Insurance and be prepared to communicate these clearly when ordering in restaurants, as many sauces may contain traces of sesame and peanut for those with a nut allergy for instance.
Don’t Get Lost In Translation
While English is taught in schools, the majority of people in mainland China do not speak fluent English. With this in mind, downloading apps like Google Translate, Peco, or using WeChat’s built-in translator could help you avoid communication issues when out and about.
Stay Connected
Before heading to the Middle Kingdom, get an international roaming SIM, eSIM, or a reliable VPN so you can use your phone freely to keep in touch with loved ones and post pictures of all your adventures.
Travel Insurance for China FAQs
What does Travel Insurance for China include?
Travel Insurance for China includes a range of provisions to assist you in different travel-related events, such as:
- Medical emergencies – helping you avoid costly medical bills should you need to be hospitalised due to sudden illness or injury.
- Cancellation/curtailment – if you are forced to cancel or cut short your trip due to unexpected circumstances like illness or bereavement.
- Repatriation – should it be deemed necessary by hospital staff for you to return home to receive the correct treatment in a medical emergency.
- Treatment for declared pre-existing medical conditions – if you experience a flare-up in symptoms abroad and need treatment or medical assistance to help manage these.
- Loss of personal belongings – in the unfortunate event your luggage becomes lost, stolen, or damaged.
Things don’t always go according to plan when travelling. With the right Travel Insurance in place, you can make sure you don’t lose out financially.
What is the best Travel Insurance for China?
The best Travel Insurance for China varies by traveller and depends on your individual circumstances. At Just Travel Cover, we make it easy to find the best policy for you, based on:
- Your age
- Destination
- Trip duration
- Pre-existing medical conditions
- Planned activities
Using this information, our quote engine then presents you with a range of tailored policy options suitable for your needs. This makes it easy to compare your options and choose the right cover level at the right price for you.
I’m heading to China on business. Does Travel Insurance for China cover this?
No. Travel Insurance for China covers trips for leisure purposes only. If you’re visiting China on business as part of a work trip, you’ll need to secure specialist Business Travel Insurance. Most often, this should be arranged on your behalf by your employer, although if you are the employer it is your responsibility to arrange this for you and your business staff.
What are the entry requirements for visiting China?
For visiting China, foreign nationals need to have a valid passport (for 6 months beyond the travel date), and a visa depending on your nationality. UK and Canadian citizens are able to enter the country visa-free for up to 30 days for tourism or business purposes until 31st December 2026. You’ll also need to fill out an arrival card upon entry, and may be asked to provide fingerprint identification if aged between 14 and 70.
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