Compare Over 85’s Travel Insurance
Comparing Travel Insurance Over 85
At Just Travel Cover we are committed to offering valuable travel advice specifically tailored to those aged 50 and above, empowering you to make well-informed decisions for your travel plans. Our Over 50s Travel Advice provides information and guidance designed to address your unique preferences and requirements, ensuring you have the essential information for a safe and enjoyable journey.
You will find a variety of resources, from health tips to destination insights, created with the over-50s traveller in mind. Read our Travel Insurance Advice Guides for Over 50’s to find out how Travel Insurance can step in should things not go to plan before or during your holiday.
Understanding Travel Insurance for Over 85s: What to Consider
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Comparing Travel Insurance Policies for Over 85s with Pre-Existing Medical Conditions
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Instant protection from the moment you buy.
Quick and easy to buy online anytime, 7 days a week.
One simple and quick online medical screening
Range of quotes from our panel of trusted insurance underwriters.
Cancellation cover starts from the moment you purchase your Single Trip policy, so if your unable to travel for an insured reason, you could recover the cost of your holiday. To be eligible for the cover you must:
- Be a resident in the UK including the Channel Islands and the Isle of Man for more than 6 months.
- Be registered with a UK GP.
- Purchase the policy prior to leaving the UK on your planned trip.

Travel Insurance for Over 85’s: What else is covered?
All our policies provide the following as standard:
Cover for emergency medical expenses up to £15m
Cover for repatriation
Cancellation and curtailment cover
Full cover for pre-existing medical conditions
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance
Plus Smart Luggage – optional or included on gold.
Compare Over 85’s Travel Insurance FAQ’s
Can I purchase Travel Insurance as an over 85s traveller with pre-existing medical conditions?
Yes, we specialise in Travel Insurance for pre-existing medical conditions. Be sure to declare your conditions and answer all questions accurately.
What factors should I consider when choosing a Travel Insurance policy as an over 85s traveller?
When choosing a travel insurance policy as an over 85s traveller, it’s important to consider your unique needs and circumstances. Consider the amount of cancellation cover you need (i.e. how much your holiday costs) and ensure the policy covers that – remember, our cover limits are per person. You’ll also want to consider the excess you’ll need to pay in the event of a claim. Make sure you print the documents and take them with you, or at least make a note of the medical assistance number and claim information.
How do I know if your Travel Insurance policies cover my specific needs as an over 85s traveller?
Each insurer we work with has different age limits and terms, but we’ll only show you policies that can cover you, after you enter your personal details online, or over the phone.
How much does Travel Insurance for over 85s typically cost?
The cost of travel insurance is not just based on your age. Insurers will consider the destination you’re travelling to, for how long, and your medical history. It will also depend on whether you want a single trip policy or annual cover. Often there’ll be more than one choice, so look out for the different limits, additional cover options and the excess you’ll need to pay.