Weight Loss Injections and Travel Insurance
Travel Insurance and Weight Loss Injections
With more than 1.5 million people in the UK now taking GLP-1 drugs such as Mounjaro, Ozempic and Wegovy for weight loss and diabetes management, it’s important to understand how these medications affect your Travel Insurance.
Failing to declare prescription medication – even if not linked to a pre-existing medical condition – can leave you uninsured. The average medical bill abroad now stands at £1,528, and in some countries treatment can run into tens of thousands of pounds.
Do You Need to Declare Weight Loss Injections?
Yes. If you are using weight loss injections, you must declare them when buying Travel Insurance.
If you are taking them for a diagnosed medical condition (such as obesity or diabetes), you’ll also need to declare the underlying condition.
If you have elected to take weight loss injections purely for weight management, you should still declare them – provided they are prescribed through a legitimate source such as a private prescription from a pharmacy chain or licensed online pharmacy.
Please note there is no cover if the weight loss drug has been obtained from any other source.
Why you need to declare…
The Financial Ombudsman Service reported a 19% rise in Travel Insurance disputes in 2024 with medical disclosure disputes leading the cause.
Failure to disclose any pre-existing medical condition(s) and/or prescribed medication can invalidate your Travel Insurance policy and leave you liable for the cost of any emergency medical treatment abroad, including repatriation home.
At Just Travel Cover, we have updated our medical screening to include the following:
- Glucagon-like-peptide (GLP-1) receptor agonists
- Weight Loss Injections
- Segmaglutide
- Wegovy
- Ozempic
- Tirzepatide
- Mounjaro
Why choose Just Travel Cover
At Just Travel Cover, we make it simple to get the right protection for your trip – even if you’re taking weight loss injections or managing other medical conditions. We can provide cover for hundreds of pre-existing medical conditions with no upper age limit.
Travel with confidence knowing you’re protected should the unexpected happen.
Why Choose a Single Trip Policy?
Single trips of up to 365 days
No upper age limit
All travel companions can be included in the same policy
Cancellation cover up to £50,000 per person upon referral
Personal liability cover up to £2 million per person
Zero excess policies available
Single Trip Policy: What is covered?
All our policies provide the following as standard:
Cover for emergency medical expenses up to £15m
Cover for repatriation
Cancellation and curtailment cover
Full cover for pre-existing medical conditions
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance
Plus Smart Luggage – optional or included on gold.
Weight Loss Injections & Travel Insurance FAQs
Do you need to declare weight loss injections on Travel Insurance?
Yes, all prescribed medications must be declared. If you are taking a weight loss medication that has not been prescribed through a legitimate source then we will be unable to provide cover.
Do I need to declare Ozempic?
Yes, Ozempic (Semaglutide) must be declared whether prescribed for diabetes or weight loss.
Do weight loss injections need to be prescribed?
Yes. Only prescribed medication from a legitimate pharmacy source will be covered.
What happens if I don’t declare a medical condition on Travel Insurance?
Your policy may be void, leaving you to cover the full cost of treatment abroad.
How can I check if weight loss injections are covered by my Travel Insurance?
During the medical screening process, type in “weight loss injections” or the name of your medication, such as Ozempic, Wegovy, or Mounjaro. This will help ensure the medication is properly declared and assessed for cover. If you’re unsure or need help, our friendly team is always on hand to guide you through the process.
Do I need to declare Mounjaro when buying Travel Insurance?
Yes – Mounjaro is a prescription GLP-1 drug and must be declared.
Failure to declare this medication could result in your policy being cancelled, or leave you liable for the cost of any emergency medical treatment abroad which can run into thousands of pounds.
Do Travel Insurance companies check your medical records?
They may check with your GP and/or require evidence if you make a claim.
What would void Travel Insurance?
There are a number of circumstances where Travel Insurance may be voided, one of these would be failure to declare prescription drugs, pre-existing conditions, or using unlicensed medication sources.
Do I need a doctor’s note to travel with Mounjaro?
You do not need a doctor’s note for your Travel Insurance policy however, this may be a recommendation of some airlines and border authorities who may require it. View more on the FCDO website on travelling with medication
Do you have to declare diabetes on Travel Insurance?
Yes – always declare diabetes and any medication.
Can you take Mounjaro on a plane?
Please refer to your airline or tour operator for full information and requirements on flying with medication.
Can I take Mounjaro abroad with me?
Please check the rules for your destination country.
Will declaring weight loss injections increase my premium?
Possibly – premiums are based on a number of different factors such as age, medical conditions and destination. But the costs of not declaring this could be much greater.