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Protect your property today

Home Insurance can help protect your property and belongings from unexpected events like escape of water, fire, storm, floods and theft. Whether as a result of extreme weather, or unforeseen circumstances such as water damage from a burst pipe or suffering a break in, Home Insurance is designed to cover you against the cost of repair, rebuilding or replacement, depending on which cover you choose.

We’ve teamed up with Fairmead Insurance Limited (renamed from Legal & General Insurance Limited) to help you find Home Insurance you can rely on.

It’s quick and easy with SmartQuote

SmartQuote is an easy and fast way to get a Home Insurance quote and means you don’t need to know when your home was built or what kind of locks you have. Answer five simple questions and SmartQuote does the rest. By using publicly available data sources, SmartQuote provides all the information needed to give you a quote on the spot – all you need to do is choose between Standard or Premier. 

This policy is provided by Fairmead Insurance Limited (renamed from Legal & General Insurance Limited), part of the Liverpool Victoria General Insurance Group.

Key Benefits – Premier

Some of the key features and cover limits of Premier Home Insurance can be found below. They don’t include all the benefits, exclusions and limitations.

  • Up to £1m buildings cover
  • Choose up to £60,000 – £80,000 contents cover
  • Home Emergency cover included as standard
  • Accidental Damage included
  • Optional Family Legal Protection 

Key Benefits – Standard

Some of the key features and cover limits of Standard Home Insurance can be found below. They don’t include all the benefits, exclusions and limitations.

  • Up to £1m buildings cover
  • Choose up to £60,000 – £80,000 contents cover
  • Optional Home Emergency
  • Optional Family Legal Protection

Great deals on Sky when you buy Home Insurance

We know you’re spending more time at home at the moment, so you can now get a great deal on Sky if you buy Home Insurance from us, thanks to a new partnership.

If you don’t already have a sky account you can receive up to £100 bill credit* and if you are a Sky customer you can access discounted packages not available through Sky directly, including the ultimate offer (Sky Signature and Netflix for £25/month).  T&Cs apply.

 

Read more >

What is the difference between Buildings and Contents Insurance?

There are two types of Home insurance: Buildings Insurance – if you need to protect the structure of your home and Contents Insurance – if you need cover for your belongings. Your policy can include both or you can choose to take either one out separately.

Buildings Insurance covers the costs of repairing or rebuilding the structure of your home and its permanent fixtures and fittings should it be damaged or destroyed. It includes your garages and domestic outbuildings within the boundaries of your land.

Contents Insurance covers your household goods and personal belongings like clothes, furniture, curtains and kitchen appliances in the home (including contents inside garages within the boundaries of your land) – everything you’d take with you if you moved to a new house.

Interest-free payments

Spread the cost and pay monthly interest free with Standard and Premier.

UK based call centre

UK based call centres where you can discuss your queries with the team.

Claims line open 24/7

You’ll always get through to make a claim – 365 days a year, 24 hours a day, 7 days a week.

Be smart.

Use SmartQuote.

You don’t need to know when your house was built or the type of locks you have. Answer just five questions and get your Home Insurance quote today. Choose from Standard or Premier cover and get peace of mind in just a few minutes.

 

Buildings and contents insurance is underwritten by Fairmead Insurance Limited (renamed from Legal & General Insurance Limited), part of the Liverpool Victoria General Insurance Group.  To get a quote and apply online you will be transferred to their website.  Their terms and conditions and cookie policy may differ from those of Just Travel Cover.  “Legal & General, L&G, L&G – EVERY DAY MATTERS and the Legal & General Logo are registered trade marks of Legal & General Group PLC and are used by Fairmead Insurance Limited under licence. Legal & General Group PLC has no responsibility for the products of Fairmead Insurance Ltd or the servicing of those products. This policy is underwritten by Fairmead Insurance Limited which is a member of the Liverpool Victoria General Insurance Group. Fairmead Insurance Limited is not a member of the Legal & General group of companies.

Fairmead Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Financial Services Register number 202050. Registered in England and Wales Number 00423930. Registered office: 57 Ladymead, Guildford, Surrey, GU1 1DB

Privacy Policy

Before you continue please note that your information will be shared with the provider and its trusted third parties. To provide you with a personalised quote the provider will carry out a soft credit check on your credit report. Don’t worry, this won’t impct your credit score and is only visible to you. 

You can find Fairmead Insurance Limited’s Privacy Policy here, and Just Travel Cover’s Privacy Policy here.