Travel Insurance for Sri Lanka
Prepare for Your Sri Lankan Adventure
Known for its affordable luxury, diverse culture, and abundant wildlife, it’s no wonder Sri Lanka welcomes around 1.5 – 2.5 million international visitors every year. From scenic train rides and UNESCO World Heritage sites, to pristine beaches, and wildlife safaris, there’s something for every traveller in Sri Lanka. Whatever is on your itinerary, make sure to secure specialist Travel Insurance for Sri Lanka, so you can enjoy your trip of a lifetime with confidence and peace of mind.
Get Travel Insurance online for Sri Lanka
Travel Insurance for Sri Lanka is important to protect you from costly expenses abroad incurred from unexpected travel events, some of which are more common than you think. These include medical emergencies, treatment for pre-existing medical conditions, cancellation or curtailment (having to cut your trip short), and in more urgent cases, repatriation.
Arranging specialist holiday insurance for Sri Lanka can be done easily online, using our simple quote form. This uses some information about both you and your trip to present you with a list of tailored Travel Insurance options, making it straightforward to find the most suitable policy for you.
Tips for A Trip to Sri Lanka
To help you on your Sri Lankan adventure, we’ve put together some handy travel tips so you can travel with confidence.
When to Visit
Sri Lanka offers a warm year-round climate, with cooler temperatures in the hill country. December-March generally offers the best conditions, with dry, sunny weather in the popular south and west coasts. For the east coast, this is May-September. ‘Shoulder’ months (April and September) offer great weather and fewer tourists if you’re looking to avoid crowds.
Entry Requirements
Travellers heading to Sri Lanka will need an Electronic Travel Authorisation (ETA), along with a valid passport (with at least six months remaining after the date of arrival). You’ll also need to show proof of vaccination for yellow fever if you’re coming from a country listed as a transmission risk (useful to know if you’re travelling between several countries). The Government website provides more information on entry requirements to help plan your visit.
Eat Like A Local
Sri Lankan cuisine consists largely of rice and curry, coconut milk, spices, and fresh seafood. Give Kottu Rioti (a meat curry dish) a try, or indulge in Hoppers (bowl-shaped pancakes made from fermented rice flour), samosas and rolls. Remember to declare any food allergies on your Travel Insurance and inform servers in restaurants to avoid any adverse reactions. Do not drink the tap water and instead use bottled water to avoid any stomach-related illnesses.
Transportation
Sri Lanka is renowned for its scenic train rides, with an extensive rail network, along with bus networks and infamous ‘tuk-tuks’ for shorter travels. Travelling by train offers the perfect balance of comfort and scenery, with 1st, 2nd, and 3rd class options available. As an alternative, buses cover 80% of the island, with choices including the public Sri Lanka Transport Board (SLTB) or private buses. Use the PickMe app for hiring car and tuk-tuk rides in the cities.
Currency and Payments
The official currency is the Sri Lankan Rupee (LKR), and cash is essential for most daily transactions involving transport and small purchases). Credit or debit cards are accepted in hotels and restaurants in larger cities. LANKAQR code payments are becoming more common, allowing payments to be made directly from banking apps. You may need to inform your bank before travelling to avoid your card being blocked for security.
Adventure Widely
A trip to Sri Lanka is one you’ll want to make the most of, so make sure to engage in a wide range of activities the country has to offer. From wandering UNESCO World Heritage Sites, to taking the scenic Kandy-to-Ella train or touring the tea plantations in the highlands, there are plenty of activities to keep you occupied. For any more physical activities like hiking or trekking, ensure these are covered under your Travel Insurance policy as there are some limitations.
Travel Insurance for Sri Lanka FAQs
What does Travel Insurance for Sri Lanka cover?
Travel Insurance for Sri Lanka covers a range of instances such as:
- Medical emergencies – including treatment and medications for sudden illness or injuries sustained abroad.
- Treatments for pre-existing medical conditions – provided these are declared initially when taking out the policy.
- Cancellation/curtailment – where unexpected circumstances such as illness, injury or bereavement mean you need to cancel or cut short your trip.
- Repatriation – covering the costs of bringing you home in a medical emergency.
- Loss of personal belongings – if your luggage becomes lost, stolen or damaged.
It’s never ideal when something goes wrong on holiday. But with the right Travel Insurance, you can remove the financial burden and approach any issues with that extra peace of mind.
What is the best Travel Insurance for Sri Lanka?
The best Travel Insurance for Sri Lanka depends on your specific circumstances. For instance, if you have any pre-existing medical conditions, then you’ll need to find a policy that covers these, or if you plan on doing any activities, that these are covered. At Just Travel Cover, we make finding the best insurance policy easy, working with a panel of multiple leading insurers who can cover hundreds of pre-existing conditions. Once we have the information we require, we’ll present you with a list of tailored options, ensuring you only view policies that are suitable for your needs.
Are activities like hiking or trekking included as standard under Sri Lanka Travel Insurance?
No, these are not always included in our standard Activity Pack (Pack A). Depending on the altitude, you may require additional cover for hiking or trekking under ‘Activity Pack B’, if you are going above 2000m in altitude, for instance. Always check the policy wording to make sure you are covered for the activities you plan on doing during your holiday to prevent any later claims being rejected. If you need to add on additional cover, get in touch with us on 0800 294 2969 and we’ll be happy to help.
Is there an upper age limit for Sri Lanka Travel Insurance?
No. At Just Travel Cover, we offer no upper-age limit policies, ensuring age does not become a barrier to experiencing your travel dreams. Whether you’re in your 50s, 60s, 70s, or 80s and are heading to Sri Lanka, we’ll be happy to help you find the cover you need to enjoy your holiday with confidence.
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