Colostomy Travel Insurance
Find Travel Insurance for Colostomy
A colostomy is a surgical procedure performed on patients with bowel or urinary tract problems that brings part of the large intestine through an opening in the abdomen (a stoma). This creates a new exit for waste, collected in a pouch worn on the abdomen. Having a colostomy brings a new set of challenges to your every-day, requiring proper care and maintenance. But it doesn’t mean you can’t still enjoy your travels – we can help provide specialist Colostomy Travel Insurance to take care of your needs.
Travel Insurance for colostomy should cover any emergency medical expenses under your policy should you require treatment related to your condition abroad. It also covers you for cancellation if you were unexpectedly unable to travel, or you had to cancel for another unforeseen circumstance. Repatriation (the costs of getting you home in a medical emergency) is also included, bringing you peace of mind if this becomes necessary.
Travel Insurance for Colostomy at Just Travel Cover
At Just Travel Cover, we specialise in helping people with pre-existing medical conditions find the right cover for them. This includes cover for colostomy surgery, along with other digestive conditions. These are offered with no upper-age limit, ensuring everyone can enjoy the freedom of travel, no matter their age or medical history.
All we’ll need is some information about you and your trip, to help us show you a range of suitable policy options for you. We’ll separate these into bronze, silver, and gold making it easy for you to compare your options and choose the right level of cover for you.
All policies and claims are subject to acceptance criteria and policy terms and conditions.
Travel Insurance for Colostomy
Single trip cover of up to 365 days
Annual Multi-Trip cover for up to 93 days per trip (terms apply)
Cover for hundreds of pre-existing medical conditions
High levels of cancellation and emergency medical expense cover
Lost documents, baggage, medications and medical aids cover
Three levels of cover bronze, silver and gold – to suit your individual needs Travel companions can be included on the same policy
Zero excess policies available
All our policies provide the following as standard:
Full cover for pre-existing medical conditions, provided these are declared and accepted
Cover for emergency medical expenses up to £15m
Cover for repatriation Cancellation cover up to £50,000 per person upon referral
Curtailment cover up to £12,500 per person
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance available 24/7
Plus Smart Luggage – optional or included on gold
Travel Insurance for Colostomy FAQs
Do I need to declare a colostomy on Travel Insurance?
Yes. Colostomy surgery is important to declare on your Travel Insurance along with the pre-existing medical condition it is treating. Declaring colostomy and stomas on your Travel Insurance is important to make sure you receive an adequate level of cover, protecting you from costly medical expenses in the event of the unexpected.
What does Colostomy Travel Insurance cover?
Colostomy Travel Insurance covers:
- Emergency medical expenses abroad – related to your condition, and those arising from either sudden injury or other illness
- Cancellation – if you are forced to cancel your trip due to an unforeseen change in health or other unexpected circumstance
- Repatriation – if you fall ill abroad and the medical assistance team confirms it necessary for you to return home to receive sufficient treatment
- Baggage cover – if your luggage gets lost or stolen
Is there an upper-age limit for Colostomy Travel Insurance?
No. Our colostomy Travel Insurance policies come with no upper-age limit, meaning whether you’re in your 50s, 70s or 80s, we’ll always do our best to match you with an insurer that meets your needs.
How does having a colostomy affect the cost of insurance?
Having a colostomy may affect the cost of your insurance but it’s not the only thing that determines the cost. Your age, destination, trip length, and any other pre-existing medical conditions will also affect your premium. Declaring each and every pre-existing medical condition on your insurance at the beginning is important no matter how they might affect the cost, to protect you from potentially facing a declined claim.
Can I fly after a colostomy?
Yes, provided that your medical practitioner is in agreement with your travel plans and deems you ‘fit to travel’, there is no reason why not. You may need to do some more planning and it might be a good idea to check with your airline in case there are any additional requirements you need to be aware of.
What if I am awaiting colostomy surgery?
If you are awaiting colostomy surgery, you’ll need to consult with your doctor before travelling. Depending on how soon your surgery is, you may need to wait to book your trip to allow sufficient time for recovery. You can find more information on pre-surgery travel on our Travel Insurance while Awaiting Surgery page. If you plan on travelling soon after surgery, you may also need a doctor’s letter to confirm you are fit to travel, which your airline may require.
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