Fibromyalgia Travel Insurance
Travel Insurance for Fibromyalgia
Fibromyalgia is a long-term condition that causes pain in the body, also known as Fibromyalgia Syndrome (FMS). According to the NHS, an estimated 1 in 20 people are affected by fibromyalgia to some degree. Managing symptoms can be challenging, especially when travelling but with dedicated Fibromyalgia Travel Insurance, you can focus on enjoying your travels knowing you should be covered for anything unexpected arises.
Fibromyalgia Travel Insurance covers you for emergency medical expenses in the event you need medical assistance when travelling, as well as repatriation – this is the the cost of getting you home for treatment if this becomes medically necessary. Cancellation cover is also included if you unexpectedly have to cancel your travel plans due to an insured reason such as unexpected illness/injury.
Fibromyalgia Travel Insurance at Just Travel Cover
At Just Travel Cover, we offer Travel Insurance for fibromyalgia and hundreds of other pre-existing medical conditions. These are offered with no upper-age limit – part of our speciality as a leading Travel Insurance broker for people of all ages and medical histories.
All we need from you is some information about your trip including the destination and duration, along with any pre-existing medical conditions you have. This helps us curate a list of specialist Travel Insurance policies personalised to your needs, separated into bronze, silver, and gold options to help you decide.
What Questions Will I Be Asked When Applying for Fibromyalgia Travel Insurance?
When applying for fibromyalgia Travel Insurance, we’ll need to ask a few questions to help us understand your condition. These include, but are not limited to, the following:
- In the last 2 years, has this condition interfered with your activities of daily living?
- How many unplanned hospital admissions have you had for fibromyalgia in the last 12 months?
- Do you experience any back and/or neck pain with this condition?
Depending on the responses you provide, we may ask a few follow-up questions if we require any further information. This helps us ensure we only provide you with policies that cover your specific needs.
All policies and claims are subject to acceptance criteria and policy terms and conditions.
Travel Insurance for Fibromyalgia
Single trip cover of up to 365 days
Annual Multi-Trip cover for up to 93 days per trip (terms apply)
Cover for hundreds of pre-existing medical conditions
High levels of cancellation and emergency medical expense cover
Lost documents, baggage, medications and medical aids cover
Three levels of cover bronze, silver and gold – to suit your individual needs Travel companions can be included on the same policy
Zero excess policies available
All our policies provide the following as standard:
Full cover for pre-existing medical conditions, provided these are declared and accepted
Cover for emergency medical expenses up to £15m
Cover for repatriation Cancellation cover up to £50,000 per person upon referral
Curtailment cover up to £12,500 per person
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance available 24/7
Plus Smart Luggage – optional or included on gold
Travel Insurance for Fibromyalgia FAQs
Do I need to declare Fibromyalgia on Travel Insurance?
Yes. Fibromyalgia is classed as a pre-existing medical condition and must be declared on your Travel Insurance. Failing to do so puts you at risk of costly medical expenses should you need to unexpectedly receive treatment for fibromyalgia abroad, which differs vastly across countries. By declaring fibromyalgia, along with any other pre-existing medical conditions, on your Travel Insurance, you can ensure you are adequately covered.
What does Fibromyalgia Travel Insurance cover?
Fibromyalgia Travel Insurance covers emergency medical assistance/expenses, whether as a result of your fibromyalgia (provided this is declared and accepted) or sudden illness or injury. It also covers cancellation for an insured reason if, for example, you suddenly become ill and need to cancel your trip, and repatriation. This refers to the costs of bringing you home if a visit to a hospital abroad deems it medically necessary for you to return home for treatment.
Is there an upper-age limit for Fibromyalgia Travel Insurance?
No. As with most of our standard policies, we offer fibromyalgia Travel Insurance with no upper-age limit. Whether you’re in your 50s, 60s, 70s or 80s and are looking for specialist Travel Insurance with cover for fibromyalgia, we’ll be happy to help.
How does having Fibromyalgia affect the cost of insurance?
Declaring fibromyalgia may result in a higher insurance cost due but it’s important to declare this regardless of how it affects the price to ensure you are adequately covered. Note that failing to declare any pre-existing medical condition(s) could invalidate any potential claim and does not always guarantee a cheaper quote. Factors such as your age, the destination, and duration of your trip are also considered.
Can you fly with Fibromyalgia?
Yes, provided your doctor is in agreement with your travel plans and has given you the ‘fit the travel’, we’d be happy to arrange suitable travel insurance for you.
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