Fred Olsen Cruise Lines Cruise Insurance Requirements
Secure Specialist Cover for Your Fred Olsen Cruise
Known for carefully-curated, destination-focused itineraries and a traditional, more intimate cruising experience, Fred Olsen is a popular go-to for those craving open water exploration. Fred Olsen requires all passengers to have Cruise Travel Insurance in place to comply with their cruise requirements. Below you can find more information on specific requirements for Fred Olsen cruises and how Just Travel Cover can help you meet them.
Required Cover for a Fred Olsen Cruise
Suitable to Cover Cruises: To meet Fred Olsen’s cruising requirements, you must first ensure your Travel Insurance includes cruise cover, protecting you in the event of any unexpected circumstances that may arise while out at sea. This should include emergency medical treatment onboard, medical evacuation, cabin confinement, or curtailment.
Full Trip and All Destinations: In addition to cruise cover, your insurance policy must cover the full length of your trip (including any onward travel) and all destinations on your itinerary. This is to ensure you are covered in all the countries you are visiting, as medical costs vary worldwide.
Emergency Medical Expenses: You’ll need a minimum of £2 million in emergency medical and repatriation expenses. Some insurers suggest choosing a policy with even higher cover to make sure you are protected in all the possible scenarios you may encounter. At Just Travel Cover, we offer up to £15m cover for emergency medical expenses as standard, plus cover for repatriation and cancellation.
Pre-Existing Medical Conditions: Any pre-existing medical conditions must be declared on your policy to ensure any future claims made in relation to these are covered. If you make a claim for a condition which you did not initially declare on your policy, you will be rejected and will be liable for all costs.
Cancellation Cover: Cancellation cover is vital to protect your investment, ensuring you can recover non-refundable expenses in the event you have to cancel your cruise. It also covers other unforeseen travel-related interruptions and delays. For added security and peace of mind, our Top-Up Cancellation provides an additional £50,000 cover per person should the cost of your holiday exceed standard cancellation limits.
Proof of Cruise Insurance: Cruise-specific insurance is a requirement for booking a cruise with Fred Olsen Cruise Lines. While you may not always be asked to present it, it’s recommended to bring proof of your insurance with you on your Fred Olsen Cruise, in case you need to access medical treatment onboard in an emergency.
Why Choose Just Travel Cover for your Fred Olsen Cruise?
At Just Travel Cover, we offer Cruise Travel Insurance that meets all of Fred Olsen Cruise Lines’ requirements* and provides additional benefits tailored to the unique aspects of cruising:
Cruise Travel Insurance: What’s covered?
Substantial Cancellation Cover: For an additional premium, top-up cancellation cover is available up to £50,000 per person upon referral, providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £15,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Additional benefits available: varies by insurers
Missed Port Departure: Up to £2,000 for additional travel and accommodation expenses if you miss your departure due to unforeseen circumstances.
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
The content of this page was correct as of Feb 2026 and requirements are always subject to change. Whilst we aim to provide quotations that match the requirements of cruise providers, all quotations are subject to individual insurer terms, conditions, and exclusions, and Just Travel Cover’s TOBA.
*Disclaimer: While we refer to specific cruise lines, there is no official affiliation or endorsement from these brands.
Fred Olsen Cruise Lines Cruise Requirements FAQs
How can I ensure my Cruise Insurance meets Fred Olsen Cruise Lines’ requirements?
For your Cruise Insurance to meet Fred Olsen Cruise Lines’ requirements, it must include:
- Cruise-specific cover – covering specific unexpected events that could occur while cruising (for example, missed port departures or cabin confinement).
- Cover for the full trip and all destinations – as well as all destinations on the itinerary.
- Emergency medical expenses – with a minimum of £2-5m to cover emergency medical and repatriation expenses.
- Pre-existing medical conditions – to ensure these are covered while on your cruise, since medical costs vary in different countries.
- Cancellation cover – to cover otherwise non-refundable expenses if you have to cancel your cruise, also providing cover for travel delays and other disruptions.
While proof of insurance is not always requested onboard a Fred Olsen Cruise, it is recommended to have this with you in case you need to access medical treatment onboard or experience any other cruise-related issues.
What happens if I don’t have cruise insurance at boarding?
Not having insurance when boarding your Fred Olsen cruise risks you being denied boarding at your own expense. You also risk paying costly medical bills should something happen that leads to you requiring medical treatment onboard your cruise, and will not be protected against any travel delays or disruptions.
Why is cancellation cover important for Fred Olsen Cruise Lines’ cruises?
Cancellation cover is important for a cruise with Fred Olsen Cruise Line due to the high-cost nature of the holiday. Should you become ill or experience other unexpected circumstances requiring you to cancel, you will be unable to reclaim the costs of your holiday and will be left out of pocket without the right insurance. Cancellation cover also provides protection in any delays or other disruptions you may experience that could impact your ability to travel.
How far in advance should I book my cruise insurance?
You should book your cruise insurance as soon as you book your cruise. That way, you can benefit from the maximum amount of cancellation cover should something not go according to plan and you need to cancel.
