Explora Journeys Cruise Insurance Requirements
Explora Journeys Cruise Cover
Heading on a cruise with Explora Journeys? Known for a ‘luxury-yacht’ style experience and wellness-oriented travel, you’re sure to be in good hands. To ensure your journey goes smoothly, we’ve outlined some cruise insurance requirements for Explora Journeys to help you prepare.
Required Cover for an Explora Journeys Cruise
Suitable to Cover Cruises: Since cruises come with their own set of potential risks to consider, it’s imperative that your insurance policy includes cruise-specific cover. That way, you receive additional benefits for cruising alongside your standard Travel Insurance benefits, ensuring maximum protection.
Full Trip and All Destinations: Arranging your cruise insurance so that it covers the full trip and all scheduled destinations is also important in ensuring a smoother experience. Make sure to include any pre or post-cruise stays so that you are protected for the entire duration of your travels.
Emergency Medical Expenses: Costs for medical treatment onboard and emergency evacuation are expensive out at sea due to the added provisions needed. There is no minimum amount specified for an Explora Journeys cruise, however it’s recommended to have at least £2 million in emergency medical and repatriation cover. At Just Travel Cover, our policies include cover for emergency medical expenses up to £15m, giving you more than sufficient medical cover.
Pre-Existing Medical Conditions: Declaring pre-existing medical conditions on your Explora Journeys cruise policy is important to ensure access to the right treatment onboard in an emergency, without having to pay high costs yourself.
Cancellation Cover: Plans can change, which is why cancellation cover is important to have in your cruise insurance policy. Should you become unable to travel due to sudden illness, injury, or bereavement, for example, cancellation ensures you can claim back the costs of your holiday (which would be otherwise non-refundable). Want extra peace of mind? Our Top-Up Cancellation provides up to £50,000 extra cover per person upon referral.
Proof of Cruise Insurance: While not always requested when boarding, it is recommended to have proof of insurance readily available for your Explora Journeys cruise. This is to avoid you having any issues when boarding or seeking medical treatment onboard in an emergency.
Why Choose Just Travel Cover for your Explora Journeys Cruise?
At Just Travel Cover, we offer Cruise Travel Insurance that meets all of Explora Journeys’ requirements* and provides additional benefits tailored to the unique aspects of cruising:
Cruise Travel Insurance: What’s covered?
Substantial Cancellation Cover: For an additional premium, top-up cancellation cover is available up to £50,000 per person upon referral, providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £15,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Additional benefits available: varies by insurers
Missed Port Departure: Up to £2,000 for additional travel and accommodation expenses if you miss your departure due to unforeseen circumstances.
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
The content of this page was correct as of Feb 2026 and requirements are always subject to change. Whilst we aim to provide quotations that match the requirements of cruise providers, all quotations are subject to individual insurer terms, conditions, and exclusions, and Just Travel Cover’s TOBA.
*Disclaimer: While we refer to specific cruise lines, there is no official affiliation or endorsement from these brands.
Explora Journeys Cruise Requirements FAQs
How can I ensure my Cruise Insurance meets Explora Journeys’ requirements?
To ensure your cruise insurance meets all requirements for your Explora Journeys cruise, it must include cover for:
- Cruise-specific travel – covering you for the more specific risks associated with cruising that may not be covered under standard Travel Insurance policies.
- The full length and all destinations – ensuring your cover protects you from the beginning to the end of your cruise (including any pre or post-cruise stays), and in each destination you are visiting.
- Emergency medical expenses and repatriation – with a minimum of £2 million to cover the costs of any medical treatment onboard or emergency evacuation.
- Pre-existing medical conditions – so that you can claim for related treatment onboard your Explora Journeys cruise without having to pay any medical bills yourself.
- Cancellation and/or travel disruptions – protecting your high-value investment should anything not go according to plan.
Do I need proof of insurance when boarding an Explora Journeys cruise?
No. Proof of insurance is not mandatory when boarding an Explora Journeys cruise. However, the cruise line strongly recommends having either printed or digital insurance documentation available should you be asked to present this. This removes the risk of you being denied boarding for any reason, ensuring your long-awaited cruise goes smoothly wherever possible.
Why is cancellation cover important for Explora Journeys cruises?
Cancellation cover is important for Explora Journeys cruises because without it, you won’t be able to claim back any costs associated with your holiday if you need to cancel. This means that if you fall ill or become unable to travel due to unforeseen circumstances, you will lose your entire deposit and any other payments made towards your cruise.
How far in advance should I book my cruise insurance?
For maximum preparation, it’s recommended that you book your cruise insurance as soon as you book your trip. This allows you to benefit from full cancellation cover should your plans later change, saving you from losing out if you become unable to take your cruise as planned.
