Oceania Cruises Insurance Requirements
Oceania Cruise Insurance
Required Cover for an Oceania Cruise
Full Trip and All Destinations: As well as being cruise-specific, your insurance also needs to cover the full length of your cruise, and each destination you’re travelling to. This includes any stays before or after your cruise, to ensure you have cover throughout your entire trip.
Emergency Medical Expenses: Your insurance should include at least £2m in emergency medical expenses and repatriation. This is essential given the exceedingly high costs of emergency medical treatment and evacuation onboard a cruise ship like Oceania Cruises.
Cancellation Cover: A trip with Oceania Cruises is no small investment, which is why it’s important to choose a cruise insurance policy with sufficient cancellation cover. Should you suddenly become ill or be unable to travel for another unexpected reason, this ensures you can recover the costs of your holiday, which are otherwise non-refundable. Our Top-Up Cancellation provides added peace of mind, should the costs of your holiday exceed standard cancellation limits.
Proof of Cruise Insurance: Oceania Cruises recommends having proof of insurance ready for check-in, as opposed to a strict mandate. This is for your own personal protection and to ensure your experience is as smooth as possible onboard.
Why Choose Just Travel Cover for your Oceania Cruise?
At Just Travel Cover, we offer Cruise Travel Insurance that meets all of Oceania Cruises’ requirements* and provides additional benefits tailored to the unique aspects of cruising:
Substantial Cancellation Cover: For an additional premium, top-up cancellation cover is available up to £50,000 per person upon referral, providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £15,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
*Disclaimer: While we refer to specific cruise lines, there is no official affiliation or endorsement from these brands.
Oceania Cruise Insurance Requirements FAQs
How can I ensure my Cruise Insurance meets Oceania Cruises’ requirements?
To meet Oceania Cruises’ requirements, your cruise insurance must include:
- Cruise cover – to cover the more unique travel risks related to cruising.
- The full duration and all destinations – from start to finish, and in each place you’re headed to ensure continuous protection throughout.
- Cover for emergency medical expenses – with at least £2m cover for emergency medical treatment and repatriation.
- Any applicable pre-existing medical conditions – in the event these lead to you requiring medical treatment onboard your cruise.
- Cancellation cover – protecting the cost of your cruise in the event you have to cancel or are disrupted from travelling as planned unexpectedly.
Do I need to show proof of insurance onboard an Oceania cruise?
No. It is not a strict requirement for every passenger to show proof of insurance onboard an Oceania cruise. That said, there may be instances where you could be asked to present this, so having a printed/digital copy of your insurance is worthwhile to make sure things go smoothly if asked.
Why is cancellation cover important for Oceania Cruises?
Without cancellation cover, you won’t be able to reclaim the costs of your cruise if you need to cancel unexpectedly due to illness, injury, or other unforeseen events. Deposits and any other payments made towards your cruise are usually non-refundable without the right insurance, and cancellation penalties are costly.
How far in advance should I book my cruise insurance?
You should book your cruise insurance as soon as you book your cruise (ASAB). This ensures you are entitled to the maximum amount of cancellation cover should you have to cancel your cruise. This gives you added peace of mind in the lead up to embarkment, knowing that you won’t lose out if things don’t go to plan.
