Travel Insurance for Indonesia and Bali

Yes. You do need holiday insurance if you’re heading to Bali. This is covered under our Travel Insurance for Indonesia policies, and gives you financial protection in a range of unforeseen travel instances, such as medical emergencies. Make sure to arrange Travel Insurance as soon as you book your holiday to Bali (ASAB). That way, your cancellation cover starts right away, protecting your high-value investment should you have to cancel unexpectedly. 

Indonesia is home to approximately 130 active volcanoes, forming part of the Pacific Ring of Fire. Many of these are located on the islands of Java and Sumatra, with the most active ones Mount Merapi and Kelut. Volcanic eruptions are referred to as a ‘natural catastrophe’, and there are some things that may or may not be covered under your policy.

What may be included

“Reasonable additional Accommodation and travel expenses necessarily incurred to return home or go to an alternative destination or continue to the booked destination via an alternative route, in the event that your Trip is disrupted by a catastrophe.”

Exclusions

“The delay or cancellation of flights on the order or recommendation of any civil authority, or at the initiative of the airline, due to atmospheric volcanic ash.”

Note that you would not be covered for:

1. Circumstances already known at the time of taking out this insurance or booking the Insured Journey.
2. Claims not supported by a written report from the appropriate authorities.
3. Claims that are not justifiable given the circumstances, for example; the fear of an event happening or not taking place.
4. Your decision not to remain in your booked Accommodation or to continue your planned itinerary when official directives from local authorities state that it is acceptable to do so.
5. Any expense recoverable from the tour operator, airline, hotel, provider of services, or elsewhere. 

Always check the policy wording to make sure you understand what is and is not covered under your specific policy.

This depends on the specific nature of the activity. At Just Travel Cover, many activities are covered as standard under ‘Activity Pack A’, involving no additional charge. These, however, have their limitations:

Covered as standard

• Hiking (under 2000m altitude) established/documented paths/routes (no altitude limit)
• Trekking (under 2000m altitude) established paths (no max altitude) 

Requiring additional cover

• Hiking (between 2000-6000m altitude)
• Scuba diving (up to 30m* depending on qualifications as long as PADI qualified or equivalent to that depth) and provided adequately supervised/not diving alone

*Additional terms and conditions apply

Any activities requiring additional cover can be included in your policy by selecting ‘Activity Pack B’ and can be arranged by giving us a call on 0800 294 2969.