Travel Insurance for Iceland

Make sure you're covered for your next trip to Iceland
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Going to Iceland? Get Travel Insurance for peace of mind.

Iceland has so much to offer – whether you’re seeking out the northern lights, exploring the golden circle or discovering its unique culture and inspiring landscapes, Iceland is a remarkable place.

A destination surrounded by stunning glaciers, breath-taking views and natural wonders of the world, your trip to Iceland is one you won’t forget. It creates a lasting impression on anybody who visits due to its spectacular beauty and wide range of activities available to tourists.
Join a volcano or glacier trip to learn about the country’s natural treasures, or rest up in the soothing waters of the blue lagoon. Choose your time of year carefully, as the daylight hours change dramatically in Iceland, and depending on the season there can be as little as 5 hours of sunlight – perfect for the Northern Lights!

Accidents and illness can happen anywhere, so Travel Insurance for Iceland is essential whether it’s museums or mountains that float your boat. We’ll help you travel with peace of mind by helping you find a Travel Insurance policy tailored to your own circumstances, then you can relax knowing you’re protecting yourself against any unforeseen events.

 

Top Travel Tips for Iceland

At Just Travel Cover we want to help you make the most out of your trip to Iceland, and with our top travel tips, you’ll learn more about the country, have your questions answered and feel more prepared for your trip!

Set a budget

Iceland is now the world’s third most expensive country, according to Numbeo’s Cost of Living Index. But you shouldn’t be discouraged; there are several ways to holiday in Iceland without breaking the bank, including travelling to Iceland off-season, booking a cheap flight, comparing your lodging options, booking accommodation in advance or considering a camping holiday. Do your research on rental cars, consider using public transit, travel as a group and pack wisely to avoid unnecessary purchases.

Cashless economy

Because Icelanders like to pay for practically everything with a credit or debit card, you won’t have to worry about lugging around a lot of cash. You will, however, require a chip and pin-based card.

Book in advance

Unlike other places where you can just walk up and find a hotel, you’ll want to book your Iceland lodging ahead of time. Rooms fill up fast, so book your reservation as soon as possible.

Prepare yourself for the ever-changing weather

The weather in Iceland changes greatly depending on where you are on the island. The southern half of the country may have sunshine and be quite pleasant, whereas the northern and/or eastern regions tend to be more chilly and snowy. It’s also crucial to keep in mind that the weather in Iceland may change quickly and unpredictably. It’s important to check the weather forecast and be prepared for any eventuality.

Rent a car

Renting a car in Iceland is by far the most convenient method of getting around and a road trip allows you to see the country in its entirety. Many of Iceland’s most beautiful sites are located far from any town, and you will be unable to reach them without your own vehicle. Also, Iceland has few public transport options available outside of Reykjavik. The alternative would be a bus trip, where you have no control over the timetable.

Do I need Travel Insurance for Iceland?

It’s not a legal requirement to have Travel Insurance before travelling to Iceland, but it can protect you against a number of unexpected circumstances. As a result of Brexit, UK citizens no longer have access to Icelandic state-provided healthcare under the EHIC system. This is also true with the Global Health Insurance Card (GHIC), which replaces the EHIC and is only valid in EU nations. Therefore, it is crucial you purchase the right level of cover for your trip.

    Are winter sports included in my Iceland Travel Insurance cover?

    If you’re planning on travelling to Iceland to take part in any winter sports, you’ll need the right level of cover in your Travel Insurance policy in the event of an accident. The most crucial consideration is medical bills; look out for the winter sports question during the quote process and check the activities covered in activity pack A or B then select as appropriate to ensure you are fully covered before taking out your policy.

    Are winter sports included in my Travel Insurance cover?

    If you’re planning on travelling to Iceland to take part in any winter sports, you’ll need the right level of cover in your Travel Insurance policy in the event of an accident. The most crucial consideration is medical bills; look out for the winter sports question during the quote process and check the activities covered in activity pack A or B then select as appropriate to ensure you are fully covered before taking out your policy.

    Does Travel Insurance cover volcanic ash disruption?

    We’re all aware of how volcanic ash might disrupt your travel plans following the 2010 eruption of Eyjafjallajökull, which resulted in 100,000 airline cancellations. Iceland is home to 35 active volcanoes and while the risk of this happening again is extremely small, it’s useful to know if you would be covered under your Travel Insurance should the worst happen. A volcanic eruption is described by most insurers as a ‘natural catastrophe’ and cover would be provided under some sections such as curtailment (e.g if your accommodation became uninhabitable), but you should always check the policy wording or speak with one of our advisors for clarity.

    Does Travel Insurance cover volcanic ash disruption?

    We’re all aware of how volcanic ash might disrupt your travel plans following the 2010 eruption of Eyjafjallajökull, which resulted in 100,000 airline cancellations. Iceland is home to 35 active volcanoes and while the risk of this happening again is extremely small, it’s useful to know if you would be covered under your Travel Insurance should the worst happen. A volcanic eruption is described by most insurers as a ‘natural catastrophe’ and cover would be provided under some sections such as curtailment (e.g if your accommodation became uninhabitable), but you should always check the policy wording or speak with one of our advisors for clarity.

    Cover for Pre-Existing Medical Conditions

    • Emergency medical, hospital and medical expenses up to £15m
    • Repatriation (the cost of getting you home)
    • Emergency dental care
    • Accommodation expenses
    • 24 hour medical assistance line

     

    We Compare Prices From These Insurers

    Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0370 950 1790 for more information.

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