Mediterranean Cruise Travel Insurance
Get set for your Mediterranean Cruise
Whether visiting the Colosseum in Rome, sampling authentic French cuisine in Marseille, or exploring the Parthenon in Athens, Mediterranean cruises are a great way to explore some of the world’s most popular destinations. If you’re looking to explore multiple countries and historic sites in one trip, a Mediterranean cruise offers the perfect balance of both culture and convenience. To help you enjoy smooth sailing, we offer specialist Travel Insurance for Mediterranean Cruises, providing the cruise-specific cover you need to embark on your next adventure.
The Importance of Cruise Insurance for Mediterranean Cruises
Having dedicated Cruise Travel Insurance in place is now a requirement for most major cruise lines, including those heading to the Mediterranean. This is to ensure you have the necessary cover in place should you need to seek medical treatment onboard the ship, or need to disembark in a more serious medical emergency. If you are cruising with any pre-existing medical conditions, it’s also important to make sure these are declared and covered in all of the locations you’ll be visiting so that you can access the right treatment for your condition if needed, without having to pay costly medical bills abroad.
Protect Your Cruise with Cancellation Cover
Cruises are naturally more expensive than your average holiday abroad, which is why it’s important to secure adequate cancellation cover should things change unexpectedly. We always recommend ensuring your Cruise Insurance policy includes cancellation that more than covers the total cost of your cruise. This is to make sure you don’t lose out on your investment if things don’t go to plan, and you have to cancel due to unexpected circumstances such as illness, injury, or bereavement.
We offer up to £12,500 cancellation cover per person as standard, or if you’ve booked a higher-value cruise, our Top-Up Cancellation cover adds an additional £50,000 cover per person upon referral, for added peace of mind. Make sure to arrange your Cruise Travel Insurance as soon as you’ve booked your cruise. That way, your cancellation cover starts right away, should your plans change later on.
Cruise Travel Insurance: What’s covered?
Substantial Cancellation Cover: For an additional premium, top-up cancellation cover is available up to £50,000 per person upon referral, providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £10,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Additional benefits available: varies by insurers
Missed Port Departure: Up to £2,000 for additional travel and accommodation expenses if you miss your departure due to unforeseen circumstances.
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
What Cruise Lines Go To the Mediterranean?
If you’re looking to go on a Mediterranean cruise, there are lots of fantastic cruise lines for you to choose from. These include major operators like MSC Cruises, Norwegian, Royal Caribbean, and Celebrity Cruises, with a range of different durations and itineraries available to suit your needs. For luxury experiences, operators like Viking, Seabourn, and Silversea offer more intimate experiences with smaller ships, butler service, all-inclusive dining, and more immersive itineraries. Whichever you choose, make sure to check any Cruise Insurance Requirements for your chosen operator to help you plan ahead and avoid any issues when boarding.
Some tips to help plan your Mediterranean cruise:
- Focus on Port-Intensive Itineraries: These help maximise sight-seeing and give you the opportunity to explore some of the Med’s most iconic, historic ports, used as gateways to some of its most popular cities.
- Pack for Comfort: Think comfortable footwear for disembarking in towns and cities with uneven ground, cool clothes for humid temperatures, and layers for cooler evenings.
- Choose your Season: Shoulder seasons (April-May or September-October) are better times to cruise if you want to avoid humid temperatures and large crowds. If you’re wanting to make the most of beaches and enjoy maximum sunshine, summer is your best bet.
Travel Insurance for Mediterranean Cruises FAQs
What does Mediterranean Cruise Travel Insurance cover?
Mediterranean Cruise Travel Insurance offers more specific travel benefits and protections to help you prepare for unexpected events out at sea. These typically include:
- Emergency medical expenses – protecting you from costly medical bills should you need to seek treatment onboard the ship or disembark to a hospital on land.
- Cancellation or curtailment – helping you recover normally non-refundable costs should you need to cancel or cut your trip short due to unforeseen circumstances
- Medical repatriation – should you experience a serious medical emergency that requires you to return home to receive sufficient treatment.
- Treatment for pre-existing medical conditions – should you experience a flare-up of a known medical condition (these must be declared when taking out your policy initially)
- Cabin confinement – if you are asked by the ship’s medical officer to remain inside your cabin due to illness
- Missed port departures – should you miss a scheduled port departure due to circumstances beyond your control such as road accidents, delays, or other transport disruptions.
- Unused excursions – should you be unable to take part in planned excursions due to sudden illness, injury, or cabin confinement.
- Itinerary changes or cruise interruptions – should there be a change in the cruise itinerary (for example, a missed port due to bad weather conditions).
Is there an age limit with Travel Insurance for Mediterranean Cruises?
No. At Just Travel Cover, we believe everyone should be able to fulfill their dream travels, whether setting sail or jetting off around the world. That’s why we offer no-upper age limits on all our standard policies, including Cruise Travel Insurance. Please note, that cover is subject to terms and conditions including your destination/s, medical history, and the duration of your trip. If you’re looking for Mediterranean Cruise Travel Insurance over the age of 60, visit our Senior Cruises page for more information, or feel free to give us a call on 0800 294 2969 if you have any questions.
I have a pre-existing medical condition. Does this need to be declared on my Mediterranean Cruise Insurance policy?
Yes. Any pre-existing medical conditions must be declared on your Mediterranean Cruise Travel Insurance policy. This is to prevent you from paying costly medical bills should you need to seek treatment onboard the ship. At Just Travel Cover, we offer specialist Travel Insurance for hundreds of pre-existing medical conditions, including heart and circulatory conditions, cancer, autoimmune diseases, mental health conditions, digestive conditions, respiratory illnesses, and more.
Do I need to declare each destination on my Mediterranean Cruise Travel Insurance?
This depends on the type of Travel Insurance policy you’ve selected. If you’ve selected a Single-Trip policy for a cruise, you’ll need to list all the destinations covered in your cruise to make sure your insurance policy is valid for your entire trip. If your cruise is part of an Annual Multi-Trip policy, you can simply select either Europe or Worldwide to ensure all destinations on your itinerary are covered.
