Norwegian Fjords Cruise Travel Insurance
Prepare to Set Sail to the Norwegian Fjords
From deep blue waterways, to towering cliffs and cascading waterfalls, it’s no wonder the breathtaking, dramatic scenery of the Norwegian Fjords is so popular. With much of its beauty observed from the ship itself, a cruise to the Norwegian Fjords is often referred to as a ‘front-row seat’ to nature. Many itineraries often cover UNESCO-listed sites such as Geirangerfjord or Sognefjord, providing passengers with the opportunity to experience the stunning natural scenery up-close. To help you prepare for your once-in-a-lifetime adventure, we offer specialist Travel Insurance for Norwegian Fjords cruises, helping you set sail with confidence.
Why Norwegian Fjords Cruise Travel Insurance Matters
Travel Insurance for a Norwegian Fjords Cruise is now more important than ever, with most cruise lines now making cruise-specific insurance a mandatory requirement. This is to protect you from paying costly medical bills should you need to access treatment onboard the ship, or experience a medical emergency that requires you to leave the ship to be treated in a hospital on land. If you are cruising with any pre-existing medical conditions, having Cruise Travel Insurance is important regardless of your itinerary, to make sure you can access treatment in the event of any flare-ups to your condition. These must be declared when taking out your policy initially to make sure you aren’t left to foot the bill for unexpected medical expenses.
Protect Your Cruise with Cancellation Cover
A cruise to the Norwegian Fjords is no small investment, and a bucket-list item for many travellers, making planning ahead essential. Nobody likes to think of their plans changing, but some events are impossible to predict. That’s why cancellation cover exists, so that in the unfortunate event you experience sudden illness, injury or bereavement and can no longer travel as planned, you can recover the costs of your holiday. We always recommend arranging your Cruise Travel Insurance as soon as you book your cruise, so that your cancellation cover starts immediately. We also recommend ensuring that your cancellation cover limit offers more than enough to cover the cost of your cruise.
As standard, we offer up to £12,500 cancellation cover per person on our policies. If you’ve booked a higher-value cruise and think you may need more, our Top-Up Cancellation offers an extra £50,000 cover per person upon referral, giving you added peace of mind and financial protection. That way, should your plans change due to unexpected circumstances, you won’t lose out financially and will be able to recover the costs of your cruise and rebook it at a later date.
Cruise Travel Insurance: What’s covered?
Substantial Cancellation Cover: For an additional premium, top-up cancellation cover is available up to £50,000 per person upon referral, providing extensive protection for high-value cruises.
Cancellation Cover: Cancellation cover up to £12,500 as standard
Emergency Medical Expenses: Up to £10,000,000, including repatriation, ensuring substantial cover for any medical emergencies and associated expenses.
24/7 Medical Assistance: Access to round-the-clock medical support for peace of mind throughout your journey.
Baggage Cover: Up to £3,500, protecting your belongings against loss or damage.
No Age Limit (Certain Schemes): Cover for European and worldwide cruises with no age limit, (max days depends on age)
Additional benefits available: varies by insurers
Missed Port Departure: Up to £2,000 for additional travel and accommodation expenses if you miss your departure due to unforeseen circumstances.
Cabin Confinement: Up to £2,000 on our gold policies if you are confined to your cabin due to illness.
Unused Excursions: Up to £1,000 for pre-booked excursions you cannot attend due to cabin confinement.
Itinerary Change: Up to £2,000 if your cruise ship cancels part of the itinerary due to adverse weather or other reasons.
Cruise Interruption: Up to £1,500 if you require hospital treatment on dry land and are cleared to rejoin the cruise.
What Cruise Lines Go To the Norwegian Fjords?
If you’re planning on a cruise to the Norwegian Fjords, you won’t be short of options when it comes to cruise lines. Popular options include large, family-friendly operators like P&O Cruises, MSC Cruises, Royal Caribbean, and Norwegian Cruise Line with lots of onboard amenities. For a more intimate cruising experience, Fred Olsen offers smaller ships ideal for exploring narrower fjords up-close. Luxury options include Cunard, Princess Cruises and Celebrity Cruises, offering a more refined experience. Whichever operator you choose, make sure to familiarise yourself with any Cruise Insurance Requirements in place to ensure a smoother on-board experience.
Here are some other tips to help plan your Norwegian Fjords cruise:
- Pack for All Seasons: Versatile layers including warm base layers and waterproof clothing is a must for changing, often unpredictable weather conditions.
- Book a Balcony Cabin: This is strongly recommended to get the best views during your cruise, especially when entering/leaving the fjords.
- Indulge in Off-Deck Activities: Many cruise passengers also partake in hiking and kayaking when disembarking as alternative ways to explore nature’s finest. Just make sure these are covered under your insurance!
Travel Insurance for Norwegian Fjords Cruises FAQs
What does Travel Insurance for a Norwegian Fjords Cruise cover?
Travel Insurance for a Norwegian Fjords Cruise combines standard cover benefits with additional cruise-specific cover, normally including:
- Emergency medical expenses – should you need to seek medical treatment onboard the ship for illness or injury
- Cancellation or curtailment – if you have to cancel or cut short your trip due to unforeseen circumstances affecting your ability to travel (e.g. illness or bereavement)
- Medical repatriation – should you need to return home in a medical emergency in order to receive sufficient treatment
- Treatment for pre-existing medical conditions – provided these are declared when taking out your policy initially, should you experience a flare-up in symptoms during your cruise
- Cabin confinement – in the event you are asked by the ship’s medical officer to remain inside your cabin due to illness
- Missed port departures – in the event you miss your scheduled port departure due to unforeseen events such as road closures, incidents, or other travel disruptions
- Unused excursions – if you are unable to take part in pre-paid excursions due to illness or cabin confinement
- Itinerary changes or cruise interruptions – for example, if the cruise operator is forced to skip a scheduled port due to bad weather or change route.
Is there an upper-age limit for Norwegian Fjords Cruise Travel Insurance?
No. At Just Travel Cover, we offer no upper-age limits on our Travel Insurance policies, including those for cruises. Note that cover is subject to terms and conditions and is affected by factors such as where you’re headed, how long for, and your medical history. If you’re over 60 and looking for Travel Insurance for a Norwegian Cruise, head to our Senior Travellers section for more information, or get in touch with us on 0800 294 2969 if you require any assistance.
Do I need to declare pre-existing medical conditions on my Norwegian Fjords Cruise Travel Insurance policy?
Yes. Any pre-existing medical conditions must be declared on your Norwegian Fjords Cruise Travel Insurance policy from the beginning. This is to ensure you are covered should you later need to make a claim. At Just Travel Cover, we specialise in helping travellers with pre-existing medical conditions find cover for hundreds of conditions including heart and circulatory conditions, cancer, autoimmune diseases, mental health conditions, digestive conditions, respiratory illnesses, and more. If you require any further assistance, feel free to get in touch with us on 0800 294 2969 and a member of our expert team will be happy to help.
Is hiking and kayaking covered under my Norwegian Fjords Cruise Travel Insurance policy?
This depends on the nature of the specific activities you are undertaking. For example, hiking is covered as standard (requiring no add-on cover) provided that this is below 2,000 metres in altitude. For anything above this, you’ll need to declare this by giving us a call so we can help you arrange the additional cover needed. Kayaking is considered a more hazardous activity, meaning it is subject to an additional premium and must be added onto your specific policy. Make sure to check any activities you plan on are covered under your insurance, and get in touch with us if you’re in doubt.
