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Travel Insurance for Joint & Bone Conditions

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Specialist Travel Insurance for Joint & Bone Conditions

Almost 20 million people in the UK suffer from Musculoskeletal (MSK) conditions, affecting the joints, bones, and muscles. That’s almost one third of the population, according to the NHS. As we get older, these conditions become more prevalent and require specialist care to ensure both physical and mental wellbeing. This is especially the case when travelling abroad, which is why we offer tailored, no upper-age limit Travel Insurance for joint and bone conditions at Just Travel Cover. Whether you’re looking for Travel Insurance for a hip or knee replacement, or are looking for cover for osteopenia or other conditions, we’ll be happy to help.  

Find Travel Insurance with Cover for Joint & Bone Conditions

At Just Travel Cover, we work with a panel of leading insurers who can offer cover for various joint and bone conditions. This includes specialist cover for bone conditions like osteopenia and joint conditions like hip or knee replacements. We can also help arrange cover for hundreds of other pre-existing medical conditions, so that nothing holds you back from experiencing your dream travels. Simply tell us your age, where you’re headed, how long for, and declare all pre-existing conditions that apply to you, and we’ll then provide you with bronze, silver, and gold options to help you decide. 

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Joint Replacements

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Hip Replacement

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Knee Replacement

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Osteopenia

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Travel Insurance for Joint & Bone Conditions

Single trip cover of up to 365 days

Annual Multi-Trip cover for up to 93 days per trip (terms apply)

Cover for hundreds of pre-existing medical conditions including terminal prognosis

High levels of cancellation and emergency medical expense cover

Lost documents, baggage, medications and medical aids cover

Three levels of cover bronze, silver and gold – to suit your individual needs

Travel companions can be included on the same policy

Zero excess policies available.

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What else is covered?

All our policies provide the following as standard:

Full cover for pre-existing medical conditions, provided these are declared and accepted

Cover for emergency medical expenses up to £15m

Cover for repatriation

Cancellation cover up to £50,000 per person upon referral

Curtailment cover up to £12,500 per person

Baggage cover  up to £3,500 per person

Missed departure up to £1,500 per person

Emergency medical assistance available 24/7

Plus Smart Luggage – optional or included on gold.

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Travel Insurance for Joint and Bone Conditions FAQs

Which joint or bone conditions can I get cover for with my Travel Insurance?

At Just Travel Cover, we can help find cover for the following joint and bone conditions:

  • Hip replacement
  • Knee replacement
  • Osteopenia
  • Broken bones
  • Fractures

We can also help you find cover for related conditions such as arthritis. If you’ve recently had surgery such as a hip or knee replacement, make sure to declare this on your Travel Insurance. More information on this can be found on our Post-Surgery Travel Insurance page.

I have recently broken a bone or sustained a fracture. Do I need to declare this on my Travel Insurance?

Yes. Broken bones and fractures are considered pre-existing medical conditions and need to be declared on your Travel Insurance. This is to make sure you are adequately protected when travelling abroad should you need to receive any further treatment related to your injury. You’ll also need to declare any medications you are taking for your condition to ensure this is covered abroad. 

Is there an upper age limit for Travel Insurance for joint and bone conditions?

No. At Just Travel Cover, we offer Travel Insurance for joint and bone conditions with no upper-age limit, believing everyone regardless of age should experience the freedom of travel. Whether you’re aged over 50, 65, 70, 80 or beyond and are seeking Travel Insurance with a joint or bone condition, we’ll be happy to help.

Do you have to declare osteopenia on Travel Insurance?

Yes. Osteopenia, although not considered as severe as osteoporosis, still needs to be declared on your Travel Insurance. That’s because it is a type of pre-existing medical condition that could lead to you requiring treatment on holiday, expenses for which can be costly without specialist Travel Insurance. Declaring osteopenia on your Travel Insurance ensures you’re financially protected if you need to seek treatment abroad, be medically repatriated home, or cancel your trip due to a change in your condition.

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