Hip Replacement Travel Insurance

Find Travel Insurance after a Hip Replacement

A hip replacement is a big operation, and the recovery process cannot be rushed. But having a hip replacement doesn’t mean you have to sacrifice your love for travel. With specialist hip replacement Travel Insurance, you can travel with confidence as soon as you are medically fit to travel, knowing that emergency medical expenses will be covered.

Hip replacement Travel Insurance also covers repatriation if a medical emergency deemed it necessary for you to return home, and cancellation cover if an unexpected change in your health meant you had to cancel your trip.

Travel Insurance for Hip Replacements at Just Travel Cover

At Just Travel Cover, we offer tailored Travel Insurance with cover for hip replacements along with other joint and bone conditions. We also offer cover for hundreds of other pre-existing medical conditions with no upper-age limit, ensuring everyone can make their dream travels a reality.

All that’s needed is some information about you, including any pre-existing medical conditions, and details about your trip such as the destination and duration. We’ll then be able to provide you with a range of Travel Insurance for hip replacement policies from a panel of leading insurers, with bronze, silver, and gold options for comparison.

What Questions Will I Be Asked When Applying for Travel Insurance after a Hip Replacement?

When applying for Travel Insurance after a hip replacement, we’ll need to ask you a few questions to gain a sufficient understanding of your condition. The answers you provide will help us match you to the right insurer/s to cover your specific needs, so it’s important that these are accurate. Questions include, but are not limited to, the following:

  • Why was the joint replacement or resurfacing performed?
  • Does this condition require you to use any mobility aids?
  • Are you awaiting any joint replacement and/or resurfacing surgery?
  • Has your joint replacement ever dislocated?
  • How many unplanned hospital admissions have you had for this condition in the last 12 months?

Please note that depending on your answers to these questions, we may ask a few follow-up questions if any further information is required.

All policies and claims are subject to acceptance criteria and policy terms and conditions.

Travel Insurance for Hip Replacements
Single trip cover of up to 365 days

Annual Multi-Trip cover for up to 93 days per trip (terms apply)

Cover for hundreds of pre-existing medical conditions

High levels of cancellation and emergency medical expense cover

Lost documents, baggage, medications and medical aids cover

Three levels of cover bronze, silver and gold – to suit your individual needs

Travel companions can be included on the same policy Zero excess policies available.

What else is covered?
All our policies provide the following as standard:

Full cover for pre-existing medical conditions, provided these are declared and accepted

Cover for emergency medical expenses up to £15m

Cover for repatriation

Cancellation cover up to £50,000 per person upon referral

Curtailment cover up to £12,500 per person

Baggage cover  up to £3,500 per person

Missed departure up to £1,500 per person

Emergency medical assistance available 24/7

Plus Smart Luggage – optional or included on gold.

Travel Insurance for Hip Replacements FAQs

What does Travel Insurance for hip replacements cover?

Travel Insurance for hip replacements includes cover for emergency medical assistance related to your condition abroad. It also includes repatriation if a trip to hospital on holiday deems it necessary for you to return home to be treated, and cancellation cover if an unexpected change in your health means you can no longer travel. As with many of our Travel Insurance policies, you’ll receive the usual benefits like baggage cover, protecting your luggage in the event it becomes lost, stolen, or damaged.

Is there an upper age limit for hip replacement Travel Insurance?

No. As with all our policies, there’s no upper-age limit when applying for hip replacement Travel Insurance. Whether you’re over 50, 65, 70, 80, or beyond with a hip replacement, we’ll be happy to help you find the right insurer to cover your needs. All so you can travel with confidence abroad, knowing you are fully-covered should the unexpected happen. 

How does having a hip replacement affect the cost of insurance?

Having a hip replacement may result in a slightly higher insurance cost depending on the medical screening questions and answers.  It’s important to note, however, that Travel Insurance costs depend on other factors such as: your age, the destination/duration of your trip, and any other pre-existing medical conditions you have. Make sure to declare all conditions as applicable to you to ensure you are properly covered should you need to make a claim while on holiday.  

Do you have to declare a hip replacement on Travel Insurance?

Yes. A hip replacement is classed as a pre-existing medical condition, and must be declared on your Travel Insurance. This is true regardless of how recently you had surgery, and ensures you are financially protected if you need to receive any unexpected treatment abroad. Failing to declare a hip replacement, or other pre-existing medical condition, could impact your ability to make a claim on your Travel Insurance policy.

How soon can I fly after hip replacement surgery?

If you’ve recently had a hip replacement and are wondering how soon you can fly following surgery, this depends on a few different factors. These include the type of surgery you’ve received, how recently, and the recovery time you were given by your specialist.

This does depend on your own case and you should speak to your doctor, specialist or physiotherapist, to ensure they are in agreement with any travel plans. You would not be covered if you travel against the advice of a medical professional. 

Latest News