Knee Replacement Travel Insurance
Find Travel Insurance after a Knee Replacement
If you’ve recently had a knee replacement, you may be wondering how this could affect your travels. Securing Travel Insurance after a knee replacement is important to ensure you are financially protected if you need unexpected treatment/assistance for your condition abroad. It also gives you peace of mind, helping you travel with confidence, knowing your needs are covered.
Knee replacement Travel Insurance also includes cancellation cover, if an unexpected change in health meant you were no longer fit to travel, and repatriation in the event a hospital visit abroad deems it necessary for you to return home for treatment.
Travel Insurance for Knee Replacements at Just Travel Cover
At Just Travel Cover, we believe everyone should experience the joy of travel without limitations. That’s why we offer knee replacement Travel Insurance along with other joint and bone conditions. It’s part of our speciality as a leading insurance broker for Travel Insurance with cover for hundreds of pre-existing medical conditions and no upper-age limit.
Once we receive some information about you and your trip, we’ll then present you with a list of Travel Insurance with cover for knee replacement policies from a panel of insurers. These normally include bronze, silver, and gold levels of cover to help you compare your options and choose the best knee replacement Travel Insurance policy for you.
What Questions Will I Be Asked When Applying for Travel Insurance after a Knee Replacement?
When applying for Travel Insurance after a knee replacement, we’ll need to ask you some medical questions. These help us gain an understanding of your condition so we can find the right insurers for your specific needs, so it’s important you answer these accurately. Questions include, but are not limited to:
- Why was the joint replacement or resurfacing performed?
- How many joint replacements or joint resurfacing operations have you had?
- Does this condition require you to use any mobility aids?
- Are you awaiting any joint replacement and/or resurfacing surgery?
- Has your joint replacement ever dislocated?
- How many unplanned hospital admissions have you had for this condition in the last 12 months?
All policies and claims are subject to acceptance criteria and policy terms and conditions.
Travel Insurance for Knee Replacements
Annual Multi-Trip cover for up to 93 days per trip (terms apply)
Cover for hundreds of pre-existing medical conditions
High levels of cancellation and emergency medical expense cover
Lost documents, baggage, medications and medical aids cover
Three levels of cover bronze, silver and gold – to suit your individual needs
Travel companions can be included on the same policy Zero excess policies available.
Full cover for pre-existing medical conditions, provided these are declared and accepted
Cover for emergency medical expenses up to £15m
Cover for repatriation
Cancellation cover up to £50,000 per person upon referral
Curtailment cover up to £12,500 per person
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance available 24/7
Plus Smart Luggage – optional or included on gold.
Travel Insurance for Knee Replacement FAQs
What does Travel Insurance for knee replacements cover?
Travel Insurance for knee replacements covers any emergency medical expenses related to your condition abroad. It also covers you for cancellation if sudden, unexpected, illness or injury meant you had to cancel your trip, and repatriation (the cost of getting you home) if necessary in a medical emergency. Standard benefits like baggage cover are also included, protecting you financially if your luggage becomes lost, stolen, or damaged.
Is there an upper age limit for knee replacement Travel Insurance?
How does having a knee replacement affect the cost of insurance?
Having a knee replacement may lead to a slightly higher insurance premium but it’s only one of the factors that affect the cost of your Travel Insurance, with others including your age, the destination/duration of your trip, and any other medical conditions you have. It’s vital to ensure you declare all pre-existing medical conditions to make sure your policy is valid should you need to make a claim.
Do you have to declare a knee replacement on Travel Insurance?
Yes. A knee replacement is considered a pre-existing medical condition, so it must be declared when arranging your Travel Insurance. If you don’t declare it, you risk effecting your ability to make a claim under any section of your Travel Insurance policy.
How soon can I fly after knee replacement surgery?
If you’ve had knee replacement surgery and are wondering how soon you can fly, this can vary from weeks to months later depending on your condition and the specific surgery received. You should always consult with your doctor, specialist and/or physiotherapist before arranging a holiday, as they will be able to advise when you’ll be medically fit to travel. You will not be covered if you travel against the advice of a medical practitioner.
Does this insurance cover trip cancellation because of my knee?
Cancellation cover is included for pre-existing medical conditions, including a knee replacement, provided this is declared and accepted on the policy. If you are fit to travel and your doctors is in agreement with your travel plans and an unexpected change in health means you are no longer fit to travel, a claim can be submitted for consideration. Please refer to the cancellation section of the policy wording for full terms and conditions.
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