Osteopenia Travel Insurance
Find Osteopenia Travel Insurance
Osteopenia is known as the stage before osteoporosis. It’s often diagnosed following a bone density scan, indicating this is lower than average, but not yet enough to be considered osteoporosis. A diagnosis may involve some changes to your lifestyle, including how you travel but with specialist Travel Insurance including cover for osteopenia, you can still enjoy travel with greater confidence and peace of mind.
Travel Insurance for osteopenia includes cover for emergency medical expenses should you need to seek assistance/treatment abroad following unexpected illness or injury. It also covers you if a sudden change in your health status before your trip means you can no longer travel, and repatriation if it becomes medical necessary to return you home.
Travel Insurance for Osteopenia at Just Travel Cover
At Just Travel Cover, we offer tailored Travel Insurance for osteopenia and other joint and bone conditions. We’re proud to serve as a leading insurance broker for travellers with pre-existing medical conditions, with no upper-age limit, ensuring everyone can enjoy the rewards of travel.
Tell us a little about you, including any pre-existing conditions you have, where you’re headed, and how long for. Then, we’ll present you with a list of Travel Insurance options that cover your specific needs, with bronze, silver, and gold cover levels to help you choose the right one for you.
What Questions Will I Be Asked When Applying for Osteopenia Travel Insurance?
When you apply for osteopenia Travel Insurance, we’ll need to ask a few questions to get a better understanding of your condition. These include the likes of the following:
- Has this condition led to osteoporosis?
- How many broken bones and/or fractures have you had in the last 5 years?
- Have you had a joint replacement as a result of any fracture?
- Have you had any spinal and/or compression fractures after you were diagnosed with this condition?
Depending on your answers, we may ask a few follow-up questions where more information is required. The information you provide will be used to ensure we present only the most suitable policy options for your needs, so it’s important to make sure this is accurate.
All policies and claims are subject to acceptance criteria and policy terms and conditions.
Travel Insurance for Osteopenia
Annual Multi-Trip cover for up to 93 days per trip (terms apply)
Cover for hundreds of pre-existing medical conditions
High levels of cancellation and emergency medical expense cover
Lost documents, baggage, medications and medical aids cover
Three levels of cover bronze, silver and gold – to suit your individual needs
Travel companions can be included on the same policy Zero excess policies available.
Full cover for pre-existing medical conditions, provided these are declared and accepted
Cover for emergency medical expenses up to £15m
Cover for repatriation
Cancellation cover up to £50,000 per person upon referral
Curtailment cover up to £12,500 per person
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance available 24/7
Plus Smart Luggage – optional or included on gold.
Travel Insurance for Osteopenia FAQs
What does Travel Insurance for osteopenia cover?
Travel Insurance for osteopenia covers treatment for emergency medical expenses abroad, repatriation (the costs of getting you home), and cancellation in the lead up to your trip due to unexpected/unforeseen illness or injury. It also includes baggage cover protecting your luggage in the event it becomes lost, stolen or damaged during your trip.
Is there an upper age limit for osteopenia Travel Insurance?
How does having osteopenia affect the cost of insurance?
Having osteopenia may result in a slightly higher Travel Insurance cost compared to someone travelling without the condition. However, there are several factors that go into determining your quote, including your age, the destination/duration of your trip, and any other pre-existing medical conditions you have. It’s important to declare these in full to ensure you are properly covered should you need to make a claim later on.
Do you have to declare osteopenia on Travel Insurance?
Yes. Osteopenia is considered a pre-existing medical condition and must be declared on your Travel Insurance. Failing to declare pre-existing medical conditions could impact your ability to make a claim and/or result in a claim not being paid out.
Do I need to declare osteopenia if I feel fine and haven’t had any fractures?
Yes. Even if you’ve never had symptoms or broken a bone, osteopenia is a pre-existing medical condition that must be declared. Not doing so could affect any claim you need to make later, especially if an injury or fracture occurs while you’re away.
What if I’ve been diagnosed with osteoporosis since having osteopenia?
Osteopenia can sometimes progress to osteoporosis. If you’ve since been diagnosed with osteoporosis, it’s important to declare this too when getting a quote, as your cover needs may have changed.
We also offer specialist Travel Insurance for osteoporosis, you can learn more on our Travel Insurance for Osteoporosis page.
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