Caribbean Cruise Travel Insurance
Cruise the Caribbean with Confidence
When going on a Caribbean cruise, you deserve to bask in the sun, enjoy breathtaking landscapes and create unforgettable memories.
While you can’t plan for unforeseen events, you can be prepared with the right Caribbean Cruise Travel Insurance. Unforeseen events can sometimes cast a shadow over your dream cruise. That’s where insurance steps in.
By providing Travel Insurance tailored to the unique risks associated with cruising, our policies can offer protection and peace of mind throughout your tropical adventure.
Whether you’re exploring the stunning beaches of Jamaica or Antigua and Barbuda, discovering the vibrant culture of the Bahamas and Barbados, or indulging in the natural beauty of the Virgin Islands, Cruise Travel Insurance ensures that you enjoy the crystal-clear waters with peace of mind that you’re covered should things not go to plan.
Protecting Your Caribbean Cruise Journey
By organising your Carribean Cruise Travel Insurance as soon as you book your trip, you’ll also be covered for cancellation, should you need to cancel your cruise for an insured reason – for example, a change in medical circumstances. We can help you secure cover up to 18 months before you set sail.
We know cruises can be expensive, so we can provide up to £12,500 per person cancellation cover, or up to £50,000pp top-up cancellation cover, over the phone. While all of our policies cover cruises (provided you have selected ‘yes’ to the cruise question), some have additional cruise benefits such as missed port departure and cabin confinement.
Cruise Travel Insurance protects your investment by providing cancellation cover – meaning you can make a claim if you need to cancel your cruise for an insured reason (e.g. a change in medical circumstance, death of a close relative, or a change in FCDO advice). Additionally, it provides emergency medical cover should you fall ill on board or while exploring one of the destinations you are visiting.
Peace of Mind at Sea
Imagine setting sail in the Caribbean, knowing that you have the support and backup of Caribbean Cruise Travel Insurance. Unfortunately, many cruisers have experienced unforeseen events such as accidents, illnesses or travel disruptions during their cruises.
With suitable Cruise Travel Insurance, they have been able to receive prompt medical attention without large bills, cancel and receive the full cost of the cruise back from the insurer, and overcome unexpected hurdles without financial burden or stress.
Don’t let unforeseen circumstances cast a shadow on your Caribbean cruise—choose Just Travel Cover for ultimate peace of mind.
Travel Insurance for Caribbean Cruises FAQs
Is Travel Insurance mandatory for a Caribbean cruise?
Whilst Travel Insurance is not a legal requirement, since Covid, many cruise lines have made cruise Travel Insurance mandatory. With the potential costs of medical treatment, particularly in the USA (where you may need to go if cruising in the Caribbean), it’s crucial to have adequate cover to save you a very expensive bill. You may be asked for a copy of your policy before you embark.
What specific cover should I look for in Caribbean Cruise Travel Insurance?
When looking for Travel Insurance for your Caribbean Cruise you’ll need to ensure you have sufficient cancellation cover (that is the same as or more than the cost of your holiday) and at least £5m medical cover, including repatriation. Look out for any specific cruise benefits like missed port departure, cruise interruption cover and cabin confinement cover. If you need additonal cancellation cover for high value cruises, ask us about our top-up cancellation cover over the phone.
Does Caribbean Cruise Travel Insurance cover pre-existing medical conditions?
You will need to declare any pre-existing medical conditions when purchasing your Caribbean Crusie Travel Insurance policy. This is to ensure you’re covered should you need emergency medical treatment, for anything related or linked to your pre-existing conditions.
Is there a difference between regular Travel Insurance and cruise-specific Travel Insurance?
Yes, while standard Travel Insurance offers protection for general travel disruptions, Cruise Travel Insurance is specifically tailored to address the unique challenges and risks associated with cruises. This includes benefits such as cabin confinement up to £1,500, missed port departures up to £1,500, itinerary change up to £750, and other specific cruise-related incidents.
I need to cancel my Caribbean Cruise, am I covered?
With Cruise Travel Insurance, you will be protected if you need to cancel your holiday for an insured reason, such as a change in medical circumstance, death of a close relative, a change in FCDO advice, or an accident which means you cannot travel.
Make sure you check your policy wording for what is and isn’t covered. With our standard cruise policies, you can claim up to £12,500 per person for cancellations. However, when taking out your insurance, if you require more, we can cover up to £50,000pp. Simply give us a call to find out more.
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