Stoma Travel Insurance
Find Travel Insurance for a Stoma
According to Colostomy UK, an estimated one in 335 people are currently living with a stoma. It can cause big changes to your daily life requiring careful maintenance and regular check-ups, but it doesn’t have to get in the way of your travel plans.
With specialist Travel Insurance for a stoma, you can travel with confidence, knowing you should be covered under the terms of your policy for any unexpected or emergency medical expenses abroad. You also get peace of mind with cancellation cover, should a change in health status mean you unexpectedly need to cancel your trip, plus repatriation. This is the cost of getting you home in a medical emergency where you are unable to receive sufficient treatment abroad.
Travel Insurance for a Stoma at Just Travel Cover
At Just Travel Cover, we offer tailored Travel Insurance policies for digestive conditions. It’s part of our speciality as a leading Travel Insurance broker for people with pre-existing medical conditions with no upper-age limit, ensuring everyone can experience their dream travels.
After providing us with some information about you and your trip, we’ll present you with a list of policies from insurers who can cover your needs. These are separated into bronze, silver, and gold so you can compare stoma Travel Insurance policies and choose the right level of cover for you.
All policies and claims are subject to acceptance criteria and policy terms and conditions.
Travel Insurance for a Stoma
Single trip cover of up to 365 days
Annual Multi-Trip cover for up to 93 days per trip (terms apply)
Cover for hundreds of pre-existing medical conditions
High levels of cancellation and emergency medical expense cover
Lost documents, baggage, medications and medical aids cover
Three levels of cover bronze, silver and gold – to suit your individual needs Travel companions can be included on the same policy
Zero excess policies available
All our policies provide the following as standard:
Full cover for pre-existing medical conditions, provided these are declared and accepted
Cover for emergency medical expenses up to £15m
Cover for repatriation Cancellation cover up to £50,000 per person upon referral
Curtailment cover up to £12,500 per person
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance available 24/7
Plus Smart Luggage – optional or included on gold
Travel Insurance for Stoma FAQs
Do I need to declare a stoma on Travel Insurance?
Yes. A stoma is considered a pre-existing medical condition, or something which treats a pre-existing medical condition, and must be declared on your Travel Insurance. This is to make sure you have an adequate level of cover when travelling should you need unexpected medical treatment relating to your stoma. Without specific Travel Insurance, you are at risk of costly medical expenses abroad should you need to make a claim.
What does Stoma Travel Insurance cover?
Stoma Travel Insurance covers emergency medical expenses abroad, cancellation, and repatriation back to the UK. These are essential benefits to make sure you are protected against unforeseen medical bills, which vary across countries. It also includes baggage cover, protecting your belongings in the event your luggage gets lost or stolen on your trip.
Is there an upper-age limit for Stoma Travel Insurance?
No. At Just Travel Cover, we offer no upper-age limit cover for all our policies, including stoma Travel Insurance. This means whether you’re in your 50s or your 80s, we’ll happily help you find an insurer who can meet your needs.
How does having a stoma bag affect the cost of insurance?
Having a stoma bag may affect the cost of your Travel Insurance compared to a non-stoma bag wearer or someone with no pre-existing medical conditions. It’s important to remember, however, that having a stoma is not the only thing that affects the cost of your insurance. Your age, the destination, duration of your trip, and any other pre-existing medical conditions are also factors that determine the price. Failing to declare any pre-existing medical conditions to make your policy cheaper puts you at risk having any claim declined on your policy.
Can I fly with a stoma bag?
Yes, provided that your medical practitioner is in agreement with your travel plans and deems you ‘fit to travel’, there is no reason why not. You may need to do some more planning and it might be a good idea to check with your airline in case there are any additional requirements you need to be aware of.
What if I am awaiting a colostomy or ileostomy?
If you are awaiting colostomy or ileostomy surgery to receive a stoma, you’ll need to consult with your doctor or surgeon before travelling. It may be that you need to wait until a later date to book your trip to allow plenty of time for recovery and routine check-ups post-procedure. For more information on travelling while awaiting surgery, visit our Travel Insurance for Those Awaiting Surgery page.
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