Travel Insurance for Grandparents
Travel Insurance for grandparents travelling with their grandchildren.
Travel Insurance for Multi-Generational Holidays
Whether it’s a Disney cruise or a sun-soaked holiday village in Spain, travelling with grandchildren is a great way to make lasting memories and enjoy quality time together. As the responsible adult on the trip, you’ll want to make sure you have everything in place to look after you and your grandchildren throughout your holiday. That’s where Travel Insurance for Grandparents comes in, helping you travel with confidence.
At Just Travel Cover, we work with a panel of leading insurers who can offer cover for grandparents heading on holiday with their grandchildren. This includes cover for hundreds of pre-existing medical conditions, including those relating to the heart & circulatory system, cancer, kidneys, joints, and more. To give you peace of mind that everything is in order, we recommend arranging Travel Insurance as soon as you book your trip (ASAB).
Why Choose Just Travel Cover for Your Travel Insurance?
We are a leading insurance broker specialising in tailored Travel Insurance, and have helped over one million passengers find the right policy for their needs. With higher allowances, no upper-age limits and cover for pre-existing medical conditions, we ensure that neither age nor health status forms a barrier to seeing the world. Wherever you’re headed, we’re here to help take the burden out of finding the right insurance so you can focus more on planning your travels.
Travel Insurance for Grandparents & Pre-Existing Medical Conditions
Travelling with a pre-existing medical condition? We’ll help make sure you find a policy that will cover it. Simply declare any condition/s in full when applying for a quote and we’ll ensure we only show you policies that meet your specific needs. Declaring any pre-existing medical conditions, whether these apply to you or your grandchildren, is important to protect you against costly medical bills should someone require treatment in an emergency.
The Best Travel Insurance for You and Your Family
At Just Travel Cover, we’ve been insuring people since 1999—from solo travelers and couples, to families and groups. In 2023, we were awarded Best Travel Insurance Provider, and were named “Highly Commended” in the same category in 2025. Whether it’s a single-trip, annual multi-trip or a family policy, our aim is to provide exceptional customer service and help everyone find the right cover, whatever their needs.
Grandparents’ Travel Insurance
Single trip cover of up to 365 days
Annual Multi-Trip cover for up to 93 days per trip (terms apply)
Cover for hundreds of pre-existing medical conditions including terminal prognosis
High levels of cancellation and emergency medical expense cover
Lost documents, baggage, medications and medical aids cover
Three levels of cover bronze, silver and gold – to suit your individual needs
Travel companions can be included on the same policy
Zero excess policies available.
What else is covered?
All our policies provide the following as standard:
Full cover for pre-existing medical conditions
Cover for emergency medical expenses up to £15m
Cover for repatriation
Cancellation cover up to £50,000 per person upon referral
Curtailment cover up to £12,500 per person
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance available 24/7
Plus Smart Luggage – optional or included on gold.
Travel Insurance for Grandparents FAQs
What does Travel Insurance for grandparents include?
Travel Insurance for grandparents generally includes:
- Up to 365 days’ cover for single-trips and up to 93 days’ per trip for annual-multi trips (terms apply).
- Emergency medical expenses cover up to £15m per person
- Cancellation cover up to £12,500 (can be extended by up to £50,000 per person for higher-value holidays with our Top-Up Cancellation Cover).
- Repatriation (covering the costs of bringing you back home in a medical emergency)
- Up to £3,500 baggage cover per person
- Up to £1,500 cover per person for missed departure
Can I include my grandchildren on the same policy?
Yes. You can include your grandchildren on the same policy. This makes it easier to keep track of your insurance documentation when travelling with everything included in one policy. To add grandchildren onto your Travel Insurance policy, select ‘Family’ when asked ‘Who would you like to insure?’ and fill out the details.
Can I still get Travel Insurance if I have pre-existing medical conditions?
Yes. You can still get Travel Insurance if you have pre-existing medical conditions. Just make sure these are declared in full when taking out your policy initially, otherwise you may not be covered when claiming for treatment later.
What pre-existing medical conditions are covered under Travel Insurance for grandparents?
At Just Travel Cover, we work with a panel of multiple leading insurers who can cover a wide range of pre-existing conditions such as:
- Heart & Circulatory
- Autoimmune
- Cancer
- Mental Health
- Digestive
- Respiratory
- Kidney
- Women’s Health & Hormonal
- Joint & Bone
- Vision & Sensory
Head to our pre-existing medical conditions section to find your condition or give us a call on 0800 294 2969 if you don’t see it listed when getting a quote online.
Is there an upper-age limit for Travel Insurance as a grandparent?
No. At Just Travel Cover, we offer Travel Insurance policies with no-upper age limit, meaning you can still enjoy travel whether you’re in your 60s or your twilight years. Note that some insurers may specify different maximum trip durations depending on your age, affecting some older travellers. Always check the policy wording and be sure to get in touch with us if you need assistance.
What if my grandchild has a pre-existing medical condition?
You can add both yours and your grandchild’s pre-existing medical conditions onto the same policy. Give us a call and we’ll be happy to help add any additional information onto your policy after filling out the quote form.
What else do I need to take my grandchildren on holiday?
If you’re taking your grandchildren away on holiday, it’s advisable to get written permission from both parents if possible. This ensures that, should you be stopped at border control in another country, you can easily prove your relationship to the child (especially if you have different surnames). You’ll also need a valid UK passport for each grandchild in addition to your own, and their Global Health Insurance Cards (GHIC) if applicable. Note that these are not a substitute for Travel Insurance and provide only basic access to state-funded treatment abroad at the same rate as a citizen of that country.
Latest News
10 Tips for Travelling with Pre-Existing Medical Conditions
Going on holiday requires lots of planning and preparation in...
Is Single Trip Or Annual Travel Insurance Better For Me?
While it may not be the most exciting part of booking a...
Last Call for 2025
Where Will You Ring in the New Year? 2025 has flown by it only...