Travel Insurance for Morocco

Visiting Morocco? Don’t forget your Travel Insurance.

As a holiday location, Morocco is increasing in popularity each year. With more and more tourists finding themselves drawn to this captivating destination. 

One of the simplest ways to enjoy Morocco is to relax in a café and watch the world go by. If this isn’t for you, there are also plenty of activities to enjoy, including hiking, camel riding or shopping in the souqs. Morocco is an experience you can’t miss out on. 

The four imperial cities of Morocco are Marrakech, Fes, Meknes, and the capital, Rabat. The North African country is rich in historical and cultural significance. With smells, colours, and tastes around every corner, Morocco is a land full of diversity and surprises. 

Regardless of the cultural wonders, you’ll want to avoid expensive surprises while on holiday, such as unexpected medical bills. This is why it is essential to ensure you have good Travel Insurance for Morocco before your departure.

Experiencing Moroccan Culture and Activities

There is much to explore in Morocco, from the maze of Fez to the street theatre of Marrakech’s Djemaa El Fna. You can spend time wandering through the vast streets of each city, enjoying a mix of old and new architecture in Casablanca, Rabat, and Tangier. Get lost in a blend of Arabic, Jewish, Western European, and Berber cultural influences. There is no better choice for travellers seeking an exotic holiday close to Europe than Morocco. 

Regardless of which adventure you choose, you should always ensure you have Travel Insurance for Morocco before you set off. That way, you’ll be protected against any incidents while on your trip.

Is Morocco classified as Europe for Travel Insurance purposes?

If you’re wondering ‘is Morocco in Europe’ when purchasing a Travel Insurance policy, it depends on the type of policy you are after and how the insurer rates Morocco. If you’re arranging a single-trip Travel Insurance policy, you need to select Morocco from a drop-down list. For annual policies, you will have to select Europe or Worldwide. While Morocco is located in Africa, not in Europe, for most insurers, Morocco is actually rated as Europe. However, be careful, as with some insurers, it’s not classed as Europe, so you’d need a worldwide policy to be covered.

Is Morocco classified as Europe for Travel Insurance purposes?

If you’re wondering ‘is Morocco in Europe’ when purchasing a Travel Insurance policy, it depends on the type of policy you are after and how the insurer rates Morocco. If you’re arranging a single-trip Travel Insurance policy, you need to select Morocco from a drop-down list. For annual policies, you will have to select Europe or Worldwide. While Morocco is located in Africa, not in Europe, for most insurers, Morocco is actually rated as Europe. However, be careful, as with some insurers, it’s not classed as Europe, so you’d need a worldwide policy to be covered.

Do I need Travel Insurance for Morocco?

Yes, like every holiday you go on, you should take Travel Insurance. When travelling to Morocco, you must find Travel Insurance that covers your holiday and health needs. 

Unlike many other countries, Morocco does not have a reciprocal healthcare agreement with the UK, meaning free medical treatment is unavailable to UK visitors. It is therefore vital that you ensure you have Travel Insurance to cover emergency medical and repatriation expenses, including cover for any pre-existing conditions.

Crime rates tend to be high in popular tourist destinations – Morocco is no different. If any of your belongings are stolen, damaged or lost, your Travel Insurance policy can protect you financially should you need to make a claim.

What will Morocco Travel Insurance cover?

When choosing a Travel Insurance policy, select one that meets your specific medical and holiday needs—providing peace of mind while travelling. You can select a single trip to cover one holiday or an annual policy to provide cover for unlimited holidays in a 12-month period. Insurance will typically cover holiday cancellation, emergency medical expenses and repatriation, and lost/stolen baggage. Still, there are a whole host of benefits as well as some perks for taking the gold level of cover – you can compare all of this by getting a quote.

What will Morocco Travel Insurance cover?

When choosing a Travel Insurance policy, select one that meets your specific medical and holiday needs—providing peace of mind while travelling. You can select a single trip to cover one holiday or an annual policy to provide cover for unlimited holidays in a 12-month period. When taking out an annual policy, make sure to check what Morocco is rated as by your insurer. As while Morocco is not in Europe, it is sometimes classed as Europe for insurance purposes. Travel Insurance for Morocco will typically cover holiday cancellation, emergency medical expenses and repatriation, and lost/stolen baggage. Still, there are a whole host of benefits as well as some perks for taking the gold level of cover – you can compare all of this by getting a quote.

Where are the best places to visit in Morocco?

With so much to do and see in Morocco, it is difficult to narrow the destinations down to a small list! You really are spoilt for choice. We understand that it may be difficult to visit them all, but you should try and incorporate a few of the below into your itinerary. 

• Marrakesh – One of the imperial cities and home to attractions like the Saadian Tombs and El Badi Palace. 

• Fez – Previously the Capital city of Morocco. UNESCO recognises the historical importance of its Idrisid dynasty architecture.

Does Morocco have a closed currency system?

Yes, Morocco operates a closed currency system. The Moroccan currency is the Dirham (MAD). A closed currency means that the Dirham is not freely traded on the international currency markets and cannot be purchased outside of Morocco. This means you cannot get Dirhams before arriving in Morocco. Instead, visitors can exchange their foreign currency for Dirhams at various authorised institutions within Morocco, such as banks, airports, and official exchange offices. It is important to note that you won’t be able to change Scottish or Northern Irish bank notes, so make sure you have legal tender such as Bank of England Pound Sterling or Euros.

Before leaving Morocco, it is a good idea to exchange your Dirham back into British Sterling or Euros, as it is illegal to bring more than 2,000 MAD (approx 157.63 Pound sterling) into or out of Morocco.

Does Morocco have a closed currency system?

Yes, Morocco operates a closed currency system. The Moroccan currency is the Dirham (MAD). A closed currency means that the Dirham is not freely traded on the international currency markets and cannot be purchased outside of Morocco. This means you cannot get Dirhams before arriving in Morocco. Instead, visitors can exchange their foreign currency for Dirhams at various authorised institutions within Morocco, such as banks, airports, and official exchange offices. It is important to note that you won’t be able to change Scottish or Northern Irish bank notes, so make sure you have legal tender such as Bank of England Pound Sterling or Euros.

Before leaving Morocco, it is a good idea to exchange your Dirham back into British Sterling or Euros, as it is illegal to bring more than 2,000 MAD (approx 157.63 Pound sterling) into or out of Morocco.

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Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0370 950 1790 for more information.