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Cruise Travel Insurance for Over 60s

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Over 60s Cruise Travel Insurance

Cruises are often the highlight of the year for many travellers in their 60s, whether it’s a well-earned break, a retirement celebration, or the start of many more adventures to come. When planning your trip, it’s important to note that many cruise operators have specific requirements and insurance is often mandatory, so you’ll want to ensure you have specialist cruise Travel Insurance for over 60s to cover you for any unforeseen events. Having specialist insurance in place provides financial protection in the event you need to seek emergency medical treatment onboard your cruise, or if you need to cancel your trip due to sudden illness or other unexpected circumstances.

At Just Travel Cover, we are an award-winning Travel Insurance broker specialising in helping people with pre-existing medical conditions find the right insurer for their needs. Our policies are offered with no upper-age limit, ensuring everyone can experience the freedom of travel, regardless of age or medical history.

 

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Why Choose

Just Travel Cover for Over 60s Cruise Travel Insurance?

Our cruise Travel Insurance policies include:

  • Cancellation of £12,500 per person – if you have to cancel your trip for an insured reason (up to 50k per person upon referral, T&Cs apply)
  • Missed port departure – including additional travel and room-only accommodation expenses to join the ship at the next available point if you fail to arrive at your international departure due to an insured event.
  • Cabin confinement – if you fall ill while on your cruise and are asked by the ship’s medical officer to remain in your cabin to avoid spreading illness.
  • Unused excursions – eligible for pre-booked tickets if you are unable to attend due to cabin confinement.
  • Itinerary change – in the event of a missed port due to the ship having to cancel part of the itinerary.
  • Cruise interruption – if you require hospital treatment on dry land due to injury or illness and the hospital later confirms you can rejoin the cruise.

Cover limits and benefits may differ per policy, please check individual policy terms and conditions.

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Limitations with Cruise Travel Insurance Over 60

If you’re in your 60s, you’ll be pleased to know that most insurers offer generous trip durations, with some allowing travel of up to 270 days (subject to acceptance criteria and medical screening). This makes it ideal if you’re planning an extended cruise.
As you get older, some insurers apply trip duration limits, which is why it’s important to compare policies carefully.
There is no upper age limit on many of the policies we offer, and we’re here to help you find cover that suits your needs, including for longer cruises, pre-existing medical conditions, or multi-trip travel.
Always check the wording on your specific policy to make sure it is suitable for your needs.

Explore our full range of Cruise Travel Insurance options including cover for over 70s and over 80s.
> Cruise Travel Insurance for Over 70s
> Cruise Travel Insurance for Over 80s

Cruise Insurance for Over 60s with Pre-Existing Medical Conditions

At Just Travel Cover, we believe that medical history should not form a barrier to travel. That’s why we offer specialist cruise Travel Insurance with cover for hundreds of pre-existing medical conditions.

These must be declared initially during the quote process and will be considered by all insurers on the panel. Please note cover depends on the condition and the underwriter’s assessment, and customers should read the policy wording or speak to an agent if they have any queries.

Cruise Travel Insurance for Over 60s FAQs

Do I need cruise-specific insurance if I’m over 60?

Yes. If you’re over 60 and are going on a cruise, you’ll need cruise-specific Travel Insurance. This is a mandatory requirement for some cruise lines, meaning you’ll need to have the appropriate insurance in place in order to board the ship. Having cruise-specific insurance is especially beneficial if you are over 60 and have any pre-existing medical conditions. This is to prevent you from paying costly medical bills abroad if you need to receive medical treatment in an emergency, be repatriated home, or need to cancel your trip altogether due to unexpected circumstances.

Where can I find cheap cruise Travel Insurance for over 65?

Finding cheap cruise Travel Insurance for over 65s will be a priority for many, but it’s more important that you find Cruise Travel Insurance that meets your specific needs. We make comparing policies easy at Just Travel Cover with our fast, efficient quote engine. After providing us with some information about you and your trip, we’ll be able to present you with a list of insurance policies tailored to your needs. These are separated into bronze, silver, and gold, helping you find the most appropriate and affordable Cruise Travel Insurance policy for you.

When should I buy cruise insurance if I’m over 60?

You should buy Cruise Travel Insurance as soon as you book your trip at any age. This way, you gain greater peace of mind that you are covered for your trip, and can benefit from the maximum cancellation cover should you need to cancel for an insured reason.

Can I get cover if I’m taking more than one cruise this year?

 Yes. If you’re planning multiple cruises, there are two options:

  • Single-trip insurance: You’ll need a separate policy for each cruise.
  • Annual multi-trip insurance: One policy may cover all your cruises for the year, as long as each trip falls within the allowed duration per trip for your age group and includes all destinations.

When you get a quote, simply tell us where you’re going, answer ‘YES’ to the cruise question, and we’ll show you policies that match your plans.

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