Whether it’s sweeping mountain views in Spain, exploring the Dolomites in Italy, or bikepacking in Scotland, cycling is a great way to combine sightseeing with exercise during your holiday. From group rides and timed sporting events to off-road adventures, there are a number of different ways to take your love of cycling along with you. Whichever you choose, it’s important to make sure any cycling activities are covered under your Travel Insurance policy to protect you, your bike, and your holiday.

Useful to Know About Cycling Trip Insurance

The need for a specialist Cycling Travel Insurance policy depends on how much it is a part of your holiday. For example, if you’re cycling for leisure (i.e. hiring a bike for the day), this is covered as standard. If your trip involves cycle touring, bikepacking, or mountain-biking where you’ll be cycling above a certain altitude, these will only be covered under hazardous activities Category B, for an additional premium.

It’s important to note that UK bicycle insurance is unlikely to cover you for such activities abroad, as it may not cover emergency medical expenses or your personal belongings should anything happen to your bike or kit. With this in mind, it’s also important to consider when taking out Cycling Holiday Insurance that the single-item limit is more than enough to cover the cost of your bike. If your cycling holiday involves more than one destination, then you’ll need to make sure you include all of these on your cycling holiday insurance to make sure you’re covered throughout your travels.