Diving Holiday Insurance
Travel Insurance for diving holidays including cover for hundreds of pre-existing medical conditions.
Travel Insurance for Diving
From discovering shipwrecks to admiring marine wildlife in their natural habitat, diving is a great way to explore the wonders of the seas. Whether it’s diving with hammerheads in the Galápagos Islands or exploring the famous SS Thistlegorm wreck in Egypt’s Red Sea, make sure you’re prepared with Travel Insurance that includes cover for diving.
About Scuba Diving Travel Insurance
Scuba diving is a popular activity abroad, and is actually covered recreationally by some standard Travel Insurance policies. This is provided you hold a British Sub Aqua Club (B.S.A.C) or equivalent qualification demonstrating your proficiency, and is often capped up to a maximum depth of 30 metres. Many insurers will also require you to be under the direct supervision of a qualified instructor, and to use only B.S.A.C-approved equipment.
Having Travel Insurance with cover for diving is important if you plan on undertaking this activity abroad, as there are more risks to consider such as the potential for accidents or encountering difficulties underwater. Diving equipment is also very expensive, so if you are using your own approved equipment, you’ll want to make sure this is covered against loss, damage, or theft. If you are unsure what additional cover you need, get in touch with us on 0800 294 2969 and one of our insurance experts will be happy to help.
What’s covered with Travel Insurance Including Diving?
Scuba diving holiday insurance provides specific diving-related protections on top of standard Travel Insurance cover. Such policies typically include:
Emergency medical and repatriation expenses (up to £10m)
If you fall ill or become injured abroad and require treatment, or need to return home for treatment.
Cancellation or curtailment
If you have to cancel or cut short your holiday due to sudden illness, injury, or a family emergency.
Treatment for pre-existing medical conditions
Covering conditions declared initially when taking out your policy.
Up to £3,500 baggage cover
Protecting your personal belongings in the event of loss, theft, or damage.
What’s not covered with Travel Insurance for Diving?
If you are taking out specialist Travel Insurance for Diving, it’s important to note that the following will not be covered under most policies:
- Diving before your policy is officially active
- Using incorrect or non-approved equipment
- Solo/cave/wreck diving
- Diving for hire or reward (paid diving)
- Diving within 24 hours of flying (or vice versa)
- Diving against the advice of a medical professional
Terms and conditions vary by insurer. Always make sure to check the specific wording of your Travel Insurance policy to help you understand what is and isn’t covered.
Travel Insurance for Diving FAQs
Do I need Travel Insurance for diving on holiday?
Yes. You do need Travel Insurance for diving on holiday, especially as most standard policies don’t include cover for scuba-related injuries, expensive equipment, and specific emergency treatments. Without the right insurance, you could end up paying costly medical bills abroad, so it’s important to make sure you declare this when getting a quote to ensure you choose the correct policy.
Is diving covered under my Travel Insurance as standard?
Not always, as this depends largely on the insurer. Some insurers may cover basic scuba or entry-level diving as standard, but most policies do not include all diving automatically. Some insurers will only insure you up to a certain depth (no more than 30 metres), and this is provided that you hold a B.S.A.C, PADI or equivalent qualification and are supervised by a professional instructor. If you’re unsure whether you need any add-on cover for specific diving activities, it’s always best to check. Get in touch with a member of our team on 0800 294 2969 and we’ll be happy to help.
What does Travel Insurance for diving abroad include?
A Travel Insurance policy for diving abroad normally includes the following:
- Emergency medical and repatriation expenses (up to £10m) – covering the costs of medical treatment or repatriation home in a medical emergency.
- Cancellation or curtailment – should unexpected circumstances such as illness, injury or bereavement force you to cancel or cut short your trip.
- Treatment for pre-existing medical conditions – so long as these are declared when taking out your policy initially.
- Up to £3,500 baggage cover (per person) – protecting your valuables in the event of loss, theft, or damage.
What is the best Travel Insurance for diving?
The best Travel Insurance for diving policy will be one that’s specifically tailored to your age, destination, trip duration, medical history, and pre-existing medical conditions. When searching for Travel Insurance for diving, it’s important not to compromise on quality or level of protection simply to secure a cheaper price. You must declare any pre-existing medical conditions in full to ensure you can access essential treatment during your holiday if needed, and avoid paying any expenses.
Is there an upper-age limit for diving holiday insurance?
No. At Just Travel Cover, we believe everyone should have the freedom to explore the world regardless of age or medical history. That’s why we offer no upper-age limit policies with cover for hundreds of different conditions. Whether you’re heading on a diving holiday in your 60s, 70s or beyond, we’ll be happy to help you find a Travel Insurance policy that meets your needs.
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