Pregnancy Travel Insurance

Find Travel Insurance with Cover for Pregnancy

If you’re planning a trip while pregnant, it’s important to understand what your Travel Insurance will and won’t cover so you can travel with confidence. At Just Travel Cover, we can provide quotes for customers who are pregnant and planning to travel.

Does Travel Insurance Cover Pregnancy?

Travel Insurance does not provide cover for normal pregnancy or routine childbirth where there are no unforeseen complications. This means that standard pregnancy and delivery costs abroad would not be covered. If you have a known pregnancy-related condition or complication, this will not be covered under the policy. In some cases, cover may be provided for unexpected illness, injury, or unknown complications that arise, subject to the insurer’s terms and conditions. Each insurer on our panel has their own rules regarding pregnancy, including how far into your pregnancy you can travel. As a result, whether we can offer you a quote, and the level of cover available will depend on your individual circumstances, including how many weeks pregnant you are at the time of travel.

Is Pregnancy Classed As A Pre-Existing Medical Condition for Travel Insurance?

Pregnancy itself is not treated as a pre-existing medical condition and as such we do not screen pregnancy or pregnancy related conditions. It’s important to ensure you are fit to travel, not travelling against medical advice, and that you carefully review the policy wording before purchasing. All policies are subject to insurer acceptance criteria, as well as full terms and conditions. If you’re unsure about what cover may be available to you, it’s always best to check before you travel so you can make an informed decision

Travel Insurance with Pregnancy Cover
Single trip cover of up to 365 days

Annual Multi-Trip cover for up to 93 days per trip (terms apply)

Cover for hundreds of pre-existing medical conditions

High levels of cancellation and emergency medical expense cover

Lost documents, baggage, medications and medical aids cover

Three levels of cover bronze, silver and gold – to suit your individual needs

Travel companions can be included on the same policy

Zero excess policies available.

What else is covered?

All our policies provide the following as standard:

Full cover for pre-existing medical conditions, provided these are declared and accepted

Cover for emergency medical expenses up to £15m

Cancellation cover up to £50,000 per person upon referral

Curtailment cover up to £12,500 per person

Baggage cover  up to £3,500 per person

Missed departure up to £1,500 per person

Emergency medical assistance available 24/7

Plus Smart Luggage – optional or included on gold.

Pregnancy Travel Insurance FAQs

Do you need to declare pregnancy on Travel Insurance?

No. Pregnancy does not typically need to be declared on Travel Insurance as it is not considered a pre-existing medical condition.

Do I need special Travel Insurance if pregnant?

No. You do not need special Travel Insurance to cover pregnancy, since it is not classed as a pre-existing medical condition. As long as you have informed your doctor or midwife of your travel plans, have no existing complications, and arrange Travel Insurance that covers your destination/s and any other pre-existing conditions, you should be good to go with a standard policy.

Does Travel Insurance cover pregnancy?
Most standard Travel Insurance policies do not cover normal pregnancy or childbirth, but may cover you for unforeseen complications of pregnancy and childbirth while travelling. Each insurer offers different cover limits, so it’s important to check the policy wording and make sure your doctor or midwife is happy for you to travel. If you are unsure on the terms surrounding pregnancy, get in touch with our expert team on 0800 294 2969 to discuss things further.
Does Travel Insurance cover cancellation due to pregnancy?
No, Travel Insurance does not cover cancellation due to pregnancy, depending on the circumstances. If you discover you are pregnant after booking your trip and wish to cancel, for example, you may have to pay cancellation costs. However, if you have been advised against travelling by your doctor or midwife and need to cancel, this may be covered depending on the specific insurer.  Please ensure you understand the terms of the policy you are considering. 
Does pregnancy affect Travel Insurance?

No, not always. Most pregnant women can get Travel Insurance easily provided the pregnancy is normal and there are no known complications. If there are any complications, this may affect the price and availability of insurers as each has different conditions.  If we cannot provide the cover you are looking for, we can assist in connecting you with a provider who may be able to help. 

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