Travel Insurance for Atrial Fibrillation
Have you been dreaming of a relaxing break? Don’t forget to secure Travel Insurance for atrial fibrillation.
Specialised Travel Insurance for Atrial Fibrillation
If you live with atrial fibrillation (A-fib), chances are that you’re often worried about travelling in case any symptoms such as tiredness, dizziness, or shortness of breath were to strike. However, like everyone else, you should be able to relax without worry. Having atrial fibrillation Travel Insurance that covers any potential symptom will provide you with peace of mind.
Declaring Atrial Fibrillation as a Pre-Existing Condition for Travel Insurance
Atrial fibrillation is a cardiac condition characterised by an irregular and often excessively fast heartbeat. Atrial Fibrillation is classed as a pre-existing medical condition and should be declared when taking out Travel Insurance, failure to do so could leave you paying out of pocket for any medical emergencies abroad or if you need to cancel your trip due to your condition.
For most people, your heart rate should be regular and between 60 and 100 beats per minute when you are resting. When you have atrial fibrillation, your resting heart rate can often exceed 140 beats per minute. It’s essential to accurately disclose your atrial fibrillation and any other pre-existing conditions to your Travel Insurance provider to ensure that you are fully covered.
Types of Atrial Fibrillation and Travel Insurance Needs
There are varying types of atrial fibrillation, but no matter which type you have, you still need to declare it to your insurers and get the best Travel Insurance with atrial fibrillation cover for you and your travel requirements.
- Paroxysmal Atrial Fibrillation – Sporadic episodes in a 48 hour period.
- Persistent Atrial Fibrillation – Episodes lasting longer than 7 days.
- Permanent Atrial Fibrillation – Constant episodes of inconsistent heart rate.
- Long-standing Atrial Fibrillation – Episode lasting longer than a year.
Atrial fibrillation occurs when aberrant electrical impulses begin firing in the atria suddenly. Having atrial fibrillation is more common than you may think, with 1.4 million people having the condition in the UK. So you aren’t alone in having to find a Travel Insurance policy that includes atrial fibrillation medical cover.
Finding the Right Travel Insurance Policy for Atrial Fibrillation
While standard Travel Insurance policies include some medical cover, they often exclude claims relating to pre-existing medical conditions like Atrial Fibrillation, so finding a specialist Travel Insurance for atrial fibrillation that will cover emergency medical expenses related to your condition is important. We work with several providers to help you find the right policy with cover for atrial fibrillation. Once you’ve answered the medical screening questions as accurately as you can, you’ll see a list of insurers with possible atrial fibrillation policies that will work for you. You can then compare and choose the best atrial fibrillation Travel Insurance option that works for you. If you would prefer to speak to one of our Travel Insurance experts over the phone, call us today.

Travel Insurance for Artial Fibrillation
Single trip cover of up to 365 days
Annual Multi-Trip cover for up to 93 days per trip (terms apply)
Cover for hundreds of pre-existing medical conditions including terminal prognosis
High levels of cancellation and emergencyu medical expense cover
Lost documents, bagage, medications and medical aids cover
Three levels of cover bronze, silver and gold – to suit your individual needs
Travel companions can be included on the same policy
Zero excess policies available.

What else is covered?
All our policies provide the following as standard:
Full cover for pre-existing medical conditions
Cover for emergency medical expenses up to £15m
Cover for repatriation
Cancellation cover up to £50,000 per person upon referral
Curtailment cover up to £12,500 per person
Baggage cover up to £3,500 per person
Missed departure up to £1,500 per person
Emergency medical assistance available 24/7
Plus Smart Luggage – optional or included on gold.
Travel Insurance for Atrial Fibrillation FAQs
Do I need to declare my atrial fibrillation on my Travel Insurance?
Yes. You must get Travel Insurance for any pre-existing medical condition, including atrial fibrillation. Having a policy that covers you in the event of a medical emergency related to your atrial fibrillation will ensure that you’re protected. Nobody likes to think that something bad will happen while they’re abroad, but it is best to be prepared.
If you don’t get Travel Insurance and an A-fib medical emergency occurs, such as heart failure or a stroke, you could face expensive medical bills for any treatment you receive while abroad. Take our online medical screening assessment to find a policy that suits you today.
Does high altitude affect A-fib?
High elevations can aggravate certain forms of heart rhythm abnormalities, including your A-fib condition or arrhythmia and can go on to cause tachycardia. After taking a flight, your doctor may recommend that you relax and reduce your usual activity for several days and advise you to keep an eye out for any unusual or unfamiliar symptoms. Before booking your trip, consult your doctor about your atrial fibrillation and ensure you have the right Travel Insurance in place.
Can you fly with atrial fibrillation?
Yes, flying with atrial fibrillation (A-fib) is usually safe, but before you fly with atrial fibrillation you should:
- Get clearance from your doctor.
- Carry sufficient medications.
- Secure Travel Insurance with atrial fibrillation cover.
- Stay hydrated and move regularly during the flight.
Always have a plan for medical assistance at your destination if needed.
What precautions should I take when flying with atrial fibrillation?
You can fly with atrial fibrillation, but it’s advisable to take certain precautions, such as staying hydrated, avoiding caffeine, and following your medication schedule. Inform your airline in advance if you require any special assistance or medical equipment on board. Remember to secure atrial fibrillation Travel Insurance for your condition as soon as you book your flight. That way, you are protected from booking should anything go wrong preventing you from being able to fly.
How does atrial fibrillation impact Travel Insurance premiums?
Atrial fibrillation can affect Travel Insurance premiums, as insurers may consider it a higher-risk condition. You must declare it when taking out a policy to ensure proper cover. Always declare your condition when applying for any insurance to ensure you receive the appropriate cover.
Can I get Travel Insurance if I have tachycardia?
Yes, travellers with tachycardia can obtain Travel Insurance from Just Travel Cover. It’s important to declare tachycardia as a pre-existing condition when applying for your policy to ensure you’re properly covered should you need go make a claim. We work with a range of insurers who offer specialised medical policies that cover medical conditions, including tachycardia, atrial fibrillation and other heart conditions, ensuring you’re protected during your travels.
Is special documentation required to obtain Travel Insurance with a heart condition such as atrial fibrillation, tachycardia or arrhythmia?
When applying for Travel Insurance with a medical condition, it’s essential to complete a medical screening process. This doesn’t require special documentation but involves answering questions about your condition, treatment, and any medication you’re taking. Accurate information will ensure you receive the right cover for your needs and the best insurance for you. Visit our heart condition Travel Insurance page for more information.
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