Travel Insurance for Jamaica

Make the most of your time in Jamaica – don't forget your Travel Insurance.
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Don’t let anything get in your way! Purchase Travel Insurance for your trip to Jamaica today!

Now that you’ve booked the trip of a lifetime to Jamaica, it’s time to think about Travel Insurance. Jamaica, brimming with culture, is the ideal location if you’re seeking amazing food, sparkling waters and year-round sunshine. When you think of Jamaica, you probably think of white sandy beaches, fringed palm trees,  beach bars, and relaxing reggae music -that vision is definitely a reality on this beautiful Caribbean island.

The people of Jamaica are friendly, welcoming and looking to celebrate their culture and way of life with visitors. 

Jamaicans love to party, and if you join in, you’ll have a terrific time! With gorgeous beaches and a welcoming atmosphere, Ocho Rios is a wonderful area to soak up the local culture and enjoy the world-famous Dunn’s River Falls.

Jamaica’s official language is English, however, many of its inhabitants speak Jamaican Patois. Jamaica is one of the Caribbean’s most popular tourist and cruise ship destinations, and it’s easy to understand why. The main resorts are Montego Bay, Ocho Rios, and Negril, while the major cruise ports are in Montego Bay, Ocho Rios, Falmouth, and Port Antonio.

Whether your holiday is on land or at sea, accidents, injuries, and other unfortunate events can happen anywhere, making Travel Insurance crucial for your trip. You’ll need insurance to protect you against unforeseen events like needing medical treatment, losing your baggage or needing to cancel before you’ve even left the UK.

Travel advice for your next trip to Jamaica.

Before you begin planning your holiday to Jamaica, here are some things you need to know.

Try the local cuisine

Jamaica is well-known for its delicious cuisine. Although hotels, particularly larger resorts, will serve mainly western cuisine, visitors should make an effort to try the local food. Jerk chicken, curried goat and oxtail stew are among the must-try dishes in Jamaica. 

It is worth stepping out of your comfort zone and expanding your taste buds when visiting somewhere new. Treat your tastebuds to a flavour sensation!

Consider the Seasons

Like other Caribbean locations, Jamaica is prone to storms, particularly between June to November. If you’re travelling during these months, keep an eye on the weather forecasts, avoid hurricane season, and, if you’re worried, make sure your Travel Insurance covers you against any extreme weather types (note this will vary by insurer).

Avoid camouflage print clothing

Do not pack camouflage clothing for your next holiday to Jamaica. Wearing it is illegal, and security may confiscate it upon arrival at the airport. Only the local army is permitted to wear this print in Jamaica.

Relax!

 Jamaica is a pretty laid-back island, so go with the flow and enjoy your surroundings. Like the rest of the Caribbean, Jamaica has a relatively relaxed way of life. Life moves at its own pace, and time limitations are a thing of the past. If not for the sun, sea, and adventure, utilise your Jamaica trip to unwind from your busy lifestyle.

Why do I need Travel Insurance for Jamaica?

Whilst we hope your holiday will go to plan, things can go wrong from time to time. Although we cannot guarantee everything will run smoothly, we can ensure our support if it doesn’t. It is always worth protecting yourself and your fellow travellers with the right Travel Insurance so that you can enjoy your holiday knowing someone is there to help. 

Many things could go wrong, from lost passports, stolen luggage, or a medical emergency. To provide peace of mind, pack your Travel Insurance before departure. 

Before leaving, check The Foreign Office (FCDO) travel advice for Jamaica’s safety guidelines and entry requirements. If you travel against FCDO advice, your Travel Insurance will not be valid.

    Why do I need Travel Insurance for Jamaica?

    Whilst we hope your holiday will go to plan, things can go wrong from time to time. Although we cannot guarantee everything will run smoothly, we can ensure our support if it doesn’t. It is always worth protecting yourself and your fellow travellers with the right Travel Insurance so that you can enjoy your holiday knowing someone is there to help. 

    Many things could go wrong, from lost passports, stolen luggage, or a medical emergency. To provide peace of mind, pack your Travel Insurance before departure. 

    Before leaving, check The Foreign Office (FCDO) travel advice for Jamaica’s safety guidelines and entry requirements. If you travel against FCDO advice, your Travel Insurance will not be valid.

      Is it safe to holiday in Jamaica?

      Jamaica has a relatively high crime rate, yet it is a safe tourist destination, provided you stay cautious or in hotel resorts. You should use extra caution when travelling between Kingston and Montego Bay. To prepare for your trip, visit the UK Foreign Travel Advice page for further information.

      Every year, millions of visitors travel to Jamaica, and the majority of their visits are claim-free and pleasurable. However, remember that your Travel Insurance should cover you for lost, damaged, or stolen personal items, medical bills, cancellation/ curtailment, and personal liability if the unexpected occurs.

      When in Jamaica, here are a few suggestions on how to stay vigilant: 

      • Keep a close eye on your belongings, especially when you leave your resort.
      • Don’t walk alone at night.
      • Avoid wearing expensive jewellery in public.
      • Be exceedingly cautious if you’re travelling in Jamaica as a same-sex couple. Same-sex activity is illegal in Jamaica.
      • Only take taxis that have been certified by the Jamaican Tourist Board (JTB).
      • Plan your days, and think about your itinerary before leaving your resort.

      Is it safe to holiday in Jamaica?

      Jamaica has a relatively high crime rate, yet it is a safe tourist destination, provided you stay cautious or in hotel resorts. You should use extra caution when travelling between Kingston and Montego Bay. To prepare for your trip, visit the UK Foreign Travel Advice page for further information.

      Every year, millions of visitors travel to Jamaica, and the majority of their visits are claim-free and pleasurable. However, remember that your Travel Insurance should cover you for lost, damaged, or stolen personal items, medical bills, cancellation/ curtailment, and personal liability if the unexpected occurs.

      When in Jamaica, here are a few suggestions on how to stay vigilant: 

      • Keep a close eye on your belongings, especially when you leave your resort.
      • Don’t walk alone at night.
      • Avoid wearing expensive jewellery in public.
      • Be exceedingly cautious if you’re travelling in Jamaica as a same-sex couple. Same-sex activity is illegal in Jamaica.
      • Only take taxis that have been certified by the Jamaican Tourist Board (JTB).
      • Plan your days, and think about your itinerary before leaving your resort.

      Where are the best places to visit in Jamaica?

      Jamaica is a popular Caribbean holiday destination because it has many tourist attractions. We can help you learn more about the best places to visit and why.

      • Negril – For the best beaches in the Caribbean.
      • Port Antonio – Has the most beautiful greenery and eco-friendly environment.
      • Ocho Rio – Ideal for Cruise ship holidays.
      • Falmouth – For the Caribbean’s best-preserved Georgian towns.
      • Portland – The best place for hiking. 
      • Nine Mile – Is the perfect pilgrimage for Bob Marley fans.
      • Treasure Beach – Six miles down the south coast, passing through four seaside communities.
      • Kingston – Is the capital of the island.

      Where are the best places to visit in Jamaica?

      Jamaica is a popular Caribbean holiday destination because it has many tourist attractions. We can help you learn more about the best places to visit and why.

      • Negril – For the best beaches in the Caribbean.
      • Port Antonio – Has the most beautiful greenery and eco-friendly environment.
      • Ocho Rio – Ideal for Cruise ship holidays.
      • Falmouth – For the Caribbean’s best-preserved Georgian towns.
      • Portland – The best place for hiking. 
      • Nine Mile – Is the perfect pilgrimage for Bob Marley fans.
      • Treasure Beach – Six miles down the south coast, passing through four seaside communities.
      • Kingston – Is the capital of the island.

        What is covered in my Travel Insurance policy to Jamaica?

        At Just Travel Cover, we compare prices and cover from various insurers to help you find a policy for your trip to Jamaica. There are bronze, silver and gold options with varying cover limits for things like cancellation, baggage and medical expenses, and different excesses, starting from zero, meaning there’s nothing to pay in the event of a claim. If you have pre-existing medical conditions, always declare them when purchasing Travel Insurance to ensure they are covered should you need any treatment on holiday. Our policies provide cover for more than 60 sports and activities too, and there’s the option to add more cover for different activities, depending on what you’re doing. Always check the policy you take covers what you’re planning on doing.

        If you’re cruising to Jamaica or stopping off as part of a Caribbean cruise holiday, you’ll need to select the cruise extension when getting a quote and make sure all countries are listed individually. 

        Our online medical screening is quick, accurate, and straightforward. Our panel network of professional medical Travel Insurers provides cover for hundreds of pre-existing conditions.

        What is covered in my Travel Insurance policy to Jamaica?

        At Just Travel Cover, we compare prices and cover from various insurers to help you find a policy for your trip to Jamaica. There are bronze, silver and gold options with varying cover limits for things like cancellation, baggage and medical expenses, and different excesses, starting from zero, meaning there’s nothing to pay in the event of a claim. If you have pre-existing medical conditions, always declare them when purchasing Travel Insurance to ensure they are covered should you need any treatment on holiday. Our policies provide cover for more than 60 sports and activities too, and there’s the option to add more cover for different activities, depending on what you’re doing. Always check the policy you take covers what you’re planning on doing.

        If you’re cruising to Jamaica or stopping off as part of a Caribbean cruise holiday, you’ll need to select the cruise extension when getting a quote and make sure all countries are listed individually. 

        Our online medical screening is quick, accurate, and straightforward. Our panel network of professional medical Travel Insurers provides cover for hundreds of pre-existing conditions.

          Cover for Pre-Existing Medical Conditions

          • Emergency medical, hospital and medical expenses up to £15m
          • Repatriation (the cost of getting you home)
          • Emergency dental care
          • Accommodation expenses
          • 24 hour medical assistance line

           

          We Compare Prices From These Insurers

          Click here to download the Policy Wording and Insurance Product Information document for all insurers. In the event you are unable to find a suitable product from our panel of multiple providers, you can find contact details of some additional Insurers who specialise in travel insurance for people with serious medical conditions here, or call 0370 950 1790 for more information.

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